Pinellas Park Insurance Rates:

Pinellas Park, FL homeowners insurance is approximately $970 to $1,318, about $80-$109/month. Our all inclusive guide reveals consumers can save upto $458 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I would recommend it because the one time I needed to use it due to a lightning strike I was very impressed with the level of service and commitment they had in resolving my issues.
Usaa
Usaa were professional, proactive, and joy to work with. last year, our hot water heater ruptured. the water flooded the entire main floor. our brazilian hardwood floors were toast. i was a new mother of a three week old infant. my husband and i have only lived in this home for 10 months. it was a nightmare. i just had a c-section. my husband went back to work the day before. it was crazy. the usaa claims adjuster came out to our home within an hour of our phone call. they were personable and took the time with me that i needed.
State Farm
Even though state farm home owners insurance is a great fit for our needs. we do however wish that they would change the listing of aggressive dog breeds.
State Farm
I like this insurance company because it is a nationwide company, which means i can get a hold of customer service at any time.
Security First Home Insurance
The send us newsletters with any pertinent information that may or may not affect us. As mentioned previously, whenever there has been a hurricane, they are pro-active in sending out notices of how to contact them if you need to file any claims after a storm. I've never had another insurance company send communications, before, during and after a hurricane here in Florida.
Liberty Mutual
The company offers thorough coverage at a very competitive rate. I like that I was able to set up a policy without having to meet with an agent in an office, I don't have time for that! I am able to take care of everything over the phone.
State Farm
I've had nothing but a good experience so far. The agent came to my house personally to bring a partial refund from a misunderstanding about the initial premium, along with a small gift. The agent and associate were able to patiently answer all of our many questions initially and verify our concerns.
People's Trust Insurance
I haven't received much communication but that's alright. Interactions via phone have been finding. I always get the answers I have needed.
Liberty Mutual
I would recommend because i think we have a fair price and great coverage. I have not yet had any type of issue with this company. I like that they take their time to explain.

Pinellas Park, FL Homeowners Insurance By Home Value

Pinellas Park, FL Home Value Total Homes % of Total Average Pinellas Park, FL Homeowners Insurance
Less than $50,000 1,803 12.0% $229
$50,000 to $59,999 507 3.0% $480
$60,000 to $69,999 613 4.0% $606
$70,000 to $79,999 510 3.0% $698
$80,000 to $89,999 837 5.0% $790
$90,000 to $99,999 983 6.0% $881
$100,000 to $124,999 2,188 15.0% $1030
$125,000 to $149,999 1,864 13.0% $1282
$150,000 to $174,999 1,902 13.0% $1511
$175,000 to $199,999 1,098 7.0% $1751
$200,000 to $249,999 1,237 8.0% $2106
$250,000 to $299,999 382 2.0% $2576
$300,000 to $399,999 189 1.0% $3274

Top Home Insurance Agents Near Pinellas Park, FL

Home Insurance Company Near Pinellas Park, FL Homeowners Insurance Agency Near Pinellas Park, FL Address
NA Hap's Cycle Sales Inc 2530 17Th St, Sarasota, FL, 34234
Travelers Brown & Brown Of Fl Inc-Maitland 655 N FRANKLIN ST STE 1900, TAMPA, FL, 33602
Allstate Earl Gainey 1500 34th St N Ste 4, Saint Petersburg, FL, 33713
Travelers Jaffe Tilchin Wealth Management Inc 15350 N FLORIDA AVE, TAMPA, FL, 33613
Travelers Lovinger Financial Services Inc 4016 HENDERSON BLVD STE O, TAMPA, FL, 33629

Cost Of Homeowners Insurance By Street Near Pinellas Park, FL

Streets in Pinellas Park Area Homeowners Insurance Cost
89th Terrace Ct, 28th St, 110th Ave, St Claude Ave, 5th Ave, Lafayette St, 63rd Way, Lily Dr, Crosslake Cir N, 99th Ter$1,132
Somerset Dr, 107th Ave N, 118th Pl N, Park Lake Dr, 147th Ave N, 52nd St, F St, Parkside Villas Dr N, 101st Ct, 87th Pl$1,137
58th St, 64th Ln, 80th Ter, 76th Ter N, McKee Lake Dr N, Michigan Ln, Kinross Ter N, Essex Rd, Colfax St, 57th St$1,129
E St, Bardmoor Blvd, Liberty St S, Candlewoode Dr, 77th St, 50th St, 97th Ter, Burch St N, 55th St, 90th Ln N$1,136
Tradewinds Blvd, Russell Ave, Gateway Centre Blvd, 68th St, 55th Way W, Betty St N, 95th Ter N, Mainlands Blvd N, 63rd Ter N, 41st Ter N$1,092

Pinellas Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pinellas Park$171 to $174
Bardmoor$174
Kenneth City$171
Lealman$167

Pinellas Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bardmoor CDP, Florida $175 $233 $350
Kenneth City town, Florida $171 $228 $342
Lealman CDP, Florida $167 $223 $335

Pinellas Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pinellas Park, FL7.3%21.1%
Bardmoor7.0%18.78%
Kenneth City7.19%25.51%
Lealman7.96%25.0%

Pinellas Park Renters Insurance as a Percentage of Rent

Pinellas Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 127 2.0% $344
$200 to $299 145 2.0% $794
$300 to $499 115 1.0% $1244
$500 to $749 844 14.0% $1919
$750 to $999 1,913 32.0% $2669
$1,000 to $1,499 2,364 40.0% $3794
$1,500 or more 334 5.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Pinellas Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $2,239
150,000 27 NO Florida Family Insurance $3,699
150,000 27 NO Florida Farm Bureau Casualty Insurance $3,635
150,000 27 NO Tower Hill Signature Insurance $3,233
150,000 27 YES State Farm Florida Insurance $2,071
150,000 27 YES Universal Property & Casualty Insurance $1,369
300,000 12 NA Auto Club Insurance $3,557
300,000 12 NA Tower Hill Signature Insurance $2,782

Pinellas Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Pinellas Park Homeowner Insurance Premium Example $2,600$2,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,700$21,500
Net Savings to Pinellas Park Home Owner from High Deductible Plan $1,200

Pinellas Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pinellas Park, FL Home Replacement Value MORE than Home Value Pinellas Park, FL Home Replacement Value LESS than Home Value
Replacement Value $157,000 $121,000
Insurance Premium based on Replacement Value $2,850 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Pinellas Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 143180191
Year Built 199619611987
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$100000-$125000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pinellas Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 180,000 Composition Roof 2,350 4 $5000 to $10,000 Deductible 3620 12 Vinyl siding yes
1960 110,000 Tile Roof 1,650 3 $2500-$5000 Deductible 250 2 Brick siding No
1966 180,000 Composition Roof 2,140 4 $5000 to $10,000 Deductible 1180 6 Brick siding yes
1986 130,000 Wood Shake Roof 1,560 3 $500 Deductible 220 1 Stucco siding No
1968 160,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 2210 8 Stucco siding yes
1977 170,000 Membrane Roof 2,080 3 $2500-$5000 Deductible 400 2 Fiber-Cement Siding yes
1992 150,000 Shingles Roof 1,680 3 $500- $1000 Deductible 1130 6 Fiber-Cement Siding No
1988 95,000 Shingles Roof 1,470 2 $500- $1000 Deductible 910 6 Stucco siding yes
1975 70,000 Shingles Roof 970 2 $2500-$5000 Deductible 950 9 Vinyl siding No
1969 185,000 Slate Shingles Roof 2,280 3 $2500-$5000 Deductible 3530 12 Stucco siding No
1992 160,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 2580 12 Stone Siding yes
1976 120,000 Membrane Roof 1,620 2 $1000-$2500 Deductible 1310 9 Fiber-Cement Siding No
1981 150,000 Slate Shingles Roof 2,110 4 $5000 to $10,000 Deductible 160 1 Brick siding yes
1975 180,000 Metal Roof 1,940 3 $500 Deductible 4140 12 Vinyl siding yes
1986 175,000 Composition Roof 2,210 4 $2500-$5000 Deductible 720 5 Wood siding No
1971 200,000 Shingles Roof 2,210 4 $500 Deductible 1890 6 Stucco siding No
1999 145,000 Wood Shake Roof 1,620 2 $500- $1000 Deductible 680 3 Vinyl siding No
1993 130,000 Asphalt Shingles Roof 1,860 4 $500 Deductible 1200 6 Vinyl siding No
1976 160,000 Metal Roof 1,670 3 $500- $1000 Deductible 3360 12 Wood siding yes
1964 105,000 Asphalt Shingles Roof 1,370 2 $500 Deductible 1410 9 Stucco siding yes
1961 200,000 Metal Roof 2,790 4 $500- $1000 Deductible 1070 5 Brick siding No
1979 135,000 Wood Shake Roof 1,790 4 $500- $1000 Deductible 220 1 Brick siding No
1985 100,000 Slate Shingles Roof 1,320 2 $500 Deductible 690 5 Stucco siding No
1975 130,000 Asphalt Shingles Roof 1,680 4 $2500-$5000 Deductible 1500 10 Brick siding yes
1998 175,000 Wood Shake Roof 2,230 4 $2500-$5000 Deductible 1390 6 Stucco siding yes
1993 110,000 Metal Roof 1,440 3 $500 Deductible 1500 9 Wood siding yes
1984 160,000 Wood Shake Roof 2,220 3 $500 Deductible 1470 4 Wood siding No
1966 105,000 Composition Roof 1,250 3 $500 Deductible 2030 12 Wood siding yes
1963 95,000 Tile Roof 1,130 2 $2500-$5000 Deductible 100 1 Stone Siding yes
1968 100,000 Tile Roof 1,390 3 $1000-$2500 Deductible 560 3 Stucco siding yes
1999 270,000 Wood Shake Roof 3,050 4 $5000 to $10,000 Deductible 200 1 Stucco siding yes
1961 140,000 Slate Shingles Roof 1,700 2 $500- $1000 Deductible 1390 6 Wood siding yes
1971 140,000 Metal Roof 1,790 2 $500 Deductible 2410 9 Brick siding yes
1969 195,000 Shingles Roof 2,840 4 $2500-$5000 Deductible 1420 9 Stucco siding No
Find Visual Guide for Pinellas Park, FL Home Insurance Buyers on Insurance Companies and Rates
Pinellas Park, FL Home Insurance Agents for Top Companies