Pine Knot Insurance Rates:

Pine Knot, KY homeowners insurance is roughly $621 to $847, about $51-$70/month. Our exhaustive research indicates shoppers can save upto $293 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pine Knot, KY Homeowners Insurance By Home Value

Pine Knot, KY Home Value Total Homes % of Total Average Pine Knot, KY Homeowners Insurance
Less than $50,000 531 34.0% $286
$50,000 to $59,999 144 9.0% $594
$60,000 to $69,999 223 14.0% $741
$70,000 to $79,999 130 8.0% $858
$80,000 to $89,999 130 8.0% $968
$90,000 to $99,999 23 1.0% $1086
$100,000 to $124,999 138 9.0% $1255
$125,000 to $149,999 61 3.0% $1570
$150,000 to $174,999 62 4.0% $1857
$175,000 to $199,999 31 2.0% $2143
$200,000 to $249,999 50 3.0% $2576

Top Home Insurance Agents Near Pine Knot, KY

Home Insurance Company Near Pine Knot, KY Homeowners Insurance Agency Near Pine Knot, KY Address
Liberty Mutual Independent Cumberland Valley Ins Mgt Inc 412 N BROAD ST, LONDON, KY, 40741
Travelers Insurance Services & Associates 2221 JACKSBORO PIKE STE A15, LAFOLLETTE, TN, 37766
State Farm Joe Fain 405 Broad Street, New Tazewell, TN, 37825
State Farm Laura Lynn Riden 1143 Oak Ridge Tpke Ste 105, Oak Ridge, TN, 37830-6532
Allstate Rains Agency Inc 500 N Main St, Jamestown, TN, 38556

Cost Of Homeowners Insurance By Street Near Pine Knot, KY

Streets in Pine Knot Area Homeowners Insurance Cost
Martin Rd, Patterson Rd, Crabtree Rd, Moore Spur Rd, Blue Jay Ln, Kidd Schoolhouse Rd, Granny Holt Rd, Charlie Miller Rd, Mountain View Dr, Mimosa Ln$735
Garland Rd, S Hwy 1651, Brinks Rd, O Bryant Rd, Dardy Branch Rd, Kidd School Rd, Old Strunk-Pine Knot Loop No 3 Rd, C Bryant Rd, Hickman Rd, Baltimore Ln$732
Ky-1567, Bethel Ridge Rd, Hayes Creek Rd, Hickory Grove-Pine Knot Rd, Meadow Grove Con, Airport Rd, Cr-1605N, Harry Watters Rd, Cr-1765, Bonnell King Rd$731
Leamond Richmond Rd, Danny Fletcher Rd, Pleasant Run Church Rd, New Stephens Mill Rd, Taylor Dr, Marsh Creek Rd, Chester Crabtree Rd, Tom Meadows Rd, Allen Prewitt Rd, Sweet Gum Rd$735
T J King Rd, E Kidd School Rd, Manns Rd, Cherry St, Smiddy Ridge Rd, Bethel Rd, Ronnie Wilson Rd, Oscar Morgan Rd, Duncan-Carter Cemetery Rd, Leamon Richmond Rd$731

Pine Knot, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pine Knot$109 to $112
Stearns$110
Winfield$116
Whitley City$109

Pine Knot, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stearns CDP, Kentucky $110 $147 $221
Winfield town, Tennessee $116 $155 $233
Stearns-Whitley City CCD, McCreary County, Kentucky $110 $147 $221

Pine Knot, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pine Knot, KY9.5%23.4%
Stearns7.63%28.25%
Winfield7.6%22.9%
Stearns-Whitley City7.37%22.61%

Pine Knot Renters Insurance as a Percentage of Rent

Pine Knot Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 136 18.0% $812
$300 to $499 311 42.0% $1262
$500 to $749 244 32.0% $1937
$750 to $999 49 6.0% $2687

Pine Knot, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Pine Knot Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Pine Knot Home Owner from High Deductible Plan $1,200

Pine Knot, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pine Knot, KY Home Replacement Value MORE than Home Value Pine Knot, KY Home Replacement Value LESS than Home Value
Replacement Value $78,000 $55,500
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Pine Knot Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 209325
Year Built 200919941987
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$175000-$200000$75000-$100000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Pine Knot, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 125,000 Wood Shake Roof 1,910 3 $500- $1000 Deductible 440 9 Stone Siding No
1977 95,000 Metal Roof 1,820 4 $1000-$2500 Deductible 80 3 Stone Siding No
1970 145,000 Slate Shingles Roof 3,330 4 $500- $1000 Deductible 140 3 Wood siding No
2013 115,000 Composition Roof 2,010 3 $500 Deductible 260 5 Stone Siding yes
2011 140,000 Membrane Roof 2,120 3 $2500-$5000 Deductible 40 1 Wood siding yes
2011 80,000 Composition Roof 1,740 4 $1000-$2500 Deductible 50 2 Stone Siding No
2006 80,000 Composition Roof 1,500 3 $500 Deductible 270 8 Fiber-Cement Siding No
2000 150,000 Wood Shake Roof 2,900 4 $5000 to $10,000 Deductible 100 3 Brick siding yes
2012 185,000 Slate Shingles Roof 2,890 4 $1000-$2500 Deductible 150 3 Stone Siding No
2010 90,000 Wood Shake Roof 1,510 3 $500 Deductible 300 8 Vinyl siding No
1992 70,000 Wood Shake Roof 1,610 4 $1000-$2500 Deductible 180 10 Wood siding No
2012 150,000 Metal Roof 3,170 4 $1000-$2500 Deductible 60 1 Wood siding No
1998 175,000 Slate Shingles Roof 2,840 4 $2500-$5000 Deductible 50 1 Brick siding yes
2002 135,000 Membrane Roof 2,230 3 $2500-$5000 Deductible 350 8 Wood siding yes
2002 100,000 Composition Roof 2,060 3 $2500-$5000 Deductible 50 2 Fiber-Cement Siding yes
2000 130,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 250 5 Wood siding No
2012 165,000 Composition Roof 3,290 4 $500- $1000 Deductible 320 7 Vinyl siding yes
1990 115,000 Membrane Roof 2,150 3 $1000-$2500 Deductible 170 4 Wood siding yes
1984 145,000 Composition Roof 2,250 4 $500- $1000 Deductible 760 12 Stone Siding No
2008 140,000 Metal Roof 2,770 4 $2500-$5000 Deductible 490 10 Stucco siding yes
2011 185,000 Metal Roof 3,010 4 $2500-$5000 Deductible 640 10 Fiber-Cement Siding yes
1980 100,000 Membrane Roof 1,750 4 $1000-$2500 Deductible 460 10 Vinyl siding No
1970 120,000 Shingles Roof 2,050 3 $500- $1000 Deductible 310 6 Fiber-Cement Siding yes
1996 200,000 Shingles Roof 3,050 4 $1000-$2500 Deductible 70 1 Vinyl siding No
1981 60,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 100 5 Stucco siding No
1977 85,000 Shingles Roof 1,450 3 $500- $1000 Deductible 130 4 Wood siding yes
2003 135,000 Slate Shingles Roof 2,060 4 $500 Deductible 560 10 Wood siding yes
1978 115,000 Asphalt Shingles Roof 1,970 3 $500- $1000 Deductible 580 12 Stucco siding No
1993 105,000 Slate Shingles Roof 2,090 4 $500 Deductible 120 3 Stucco siding No
2006 185,000 Asphalt Shingles Roof 3,260 4 $500 Deductible 190 2 Wood siding No