Pine Castle Insurance Rates:

Pine Castle, FL homeowners insurance is about $959 to $1,315, about $79-$109/month. Our exhaustive research reveals consumers can save upto $454 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pine Castle, FL Homeowners Insurance By Home Value

Pine Castle, FL Home Value Total Homes % of Total Average Pine Castle, FL Homeowners Insurance
Less than $50,000 115 7.0% $249
$50,000 to $59,999 30 1.0% $533
$60,000 to $69,999 93 6.0% $670
$70,000 to $79,999 149 9.0% $772
$80,000 to $89,999 234 15.0% $874
$90,000 to $99,999 80 5.0% $976
$100,000 to $124,999 188 12.0% $1136
$125,000 to $149,999 95 6.0% $1420
$150,000 to $174,999 192 12.0% $1669
$175,000 to $199,999 63 4.0% $1931
$200,000 to $249,999 182 12.0% $2328
$250,000 to $299,999 52 3.0% $2840
$300,000 to $399,999 37 2.0% $3612

Top Home Insurance Agents Near Pine Castle, FL

Home Insurance Company Near Pine Castle, FL Homeowners Insurance Agency Near Pine Castle, FL Address
NA All Florida Insurance Agency 3526 S Florida Ave, Lakeland, FL, 33803
State Farm Chris Semans 122 N Old Dixie Hwy, Lady Lake, FL, 32159-4347
Allstate Jerry Zanfardino 10325 Orangewood Blvd Ste 109, Orlando, FL, 32821
Allstate Keishun Cassell 2052 E Edgewood Dr, Lakeland, FL, 33803
State Farm R J Allen 8255 Lee Vista Blvd Ste C, Orlando, FL, 32829-8018

Cost Of Homeowners Insurance By Street Near Pine Castle, FL

Streets in Pine Castle Area Homeowners Insurance Cost
Larue Ave, W Mary Jess Rd, Lyda Ln, Padgett Cir, Parkwood Pl, W Lancaster Rd, Holden Ridge Ave, Dewayne Dr, Voltaire Dr, Willow Oak Ln$1,192
Evangeline Ave, Belleville Ave, Playa Ct, Trinity Ln, Orwell Ave, Perkins Rd, Silvera Dr, E Pierce Ave, Redman St, Carla St$1,230
Spaatz Ave, Boice St, Wilks Ave, Hedge Ct, Sun Life Path, E Lancaster Rd, Galsworthy Ave, Old Dominion Rd, W Wallace St, Floralwood Ct$1,220
E Buchanon Ave, Prince St, Labelle St, Posada Dr, Leslyn Ct, Belle Vista Dr, Silver Oak Ct, Trojan St, Sunport Dr, Gem Oaks Ter$1,249
Plato Ave, Oak Tours Dr, Crystal Clear Ln, E Fillmore Ave, Skyview Dr, Linson Ct, Kepner St, Jamaica Ln, Fairlane Ave, Fairlane Ave$1,134

Pine Castle, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pine Castle$169 to $171
Sky Lake$169
Edgewood$183
Belle Isle$186

Pine Castle, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sky Lake CDP, Florida $170 $226 $339
Edgewood city, Florida $183 $244 $366
Belle Isle city, Florida $186 $248 $372

Pine Castle, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pine Castle, FL6.3%25.3%
Sky Lake7.86%27.85%
Edgewood5.48%16.39%
Belle Isle5.69%18.0%

Pine Castle Renters Insurance as a Percentage of Rent

Pine Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 48 2.0% $1246
$500 to $749 352 18.0% $1921
$750 to $999 795 42.0% $2671
$1,000 to $1,499 517 27.0% $3796
$1,500 or more 149 8.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Pine Castle For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Peninsula Insurance $1,225
150,000 27 YES First Community Insurance $1,421
150,000 27 YES Universal Property & Casualty Insurance $952
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,662
300,000 12 NA Safeway Property Insurance $1,338

Pine Castle, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Pine Castle Homeowner Insurance Premium Example $4,400$3,900
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $27,900$26,900
Net Savings to Pine Castle Home Owner from High Deductible Plan $1,000

Pine Castle, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pine Castle, FL Home Replacement Value MORE than Home Value Pine Castle, FL Home Replacement Value LESS than Home Value
Replacement Value $132,500 $87,000
Insurance Premium based on Replacement Value $3,025 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $725/year

Example Pine Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 208172234
Year Built 197219671981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$125000-$150000$150000-$175000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Pine Castle, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 270,000 Asphalt Shingles Roof 3,360 5 $500 Deductible 2880 9 Stucco siding yes
1987 90,000 Composition Roof 1,220 3 $500- $1000 Deductible 680 5 Vinyl siding yes
1985 235,000 Tile Roof 2,940 5 > $10,000 Deductible 1020 4 Stone Siding No
1986 145,000 Asphalt Shingles Roof 1,680 4 $500 Deductible 1600 7 Stone Siding No
1985 130,000 Wood Shake Roof 2,160 3 $500- $1000 Deductible 540 3 Fiber-Cement Siding No
2010 100,000 Asphalt Shingles Roof 1,480 3 $500- $1000 Deductible 170 1 Stone Siding No
1967 275,000 Wood Shake Roof 3,300 5 > $10,000 Deductible 660 3 Wood siding yes
1981 160,000 Asphalt Shingles Roof 2,020 4 $500 Deductible 2160 7 Stone Siding No
1983 95,000 Membrane Roof 1,590 5 $2500-$5000 Deductible 480 5 Stucco siding No
1980 145,000 Wood Shake Roof 1,860 5 $2500-$5000 Deductible 1390 7 Brick siding No
1967 145,000 Slate Shingles Roof 2,240 3 $2500-$5000 Deductible 520 4 Fiber-Cement Siding No
1962 335,000 Slate Shingles Roof 4,770 5 > $10,000 Deductible 3280 12 Fiber-Cement Siding yes
1986 215,000 Composition Roof 2,440 5 $2500-$5000 Deductible 1590 6 Stucco siding No