Pinckneyville Insurance Rates:

Pinckneyville, IL homeowners insurance is roughly $607 to $832, about $50-$69/month. Our detailed research indicates shoppers can save upto $288 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pinckneyville, IL Homeowners Insurance By Home Value

Pinckneyville, IL Home Value Total Homes % of Total Average Pinckneyville, IL Homeowners Insurance
Less than $50,000 232 20.0% $237
$50,000 to $59,999 106 9.0% $504
$60,000 to $69,999 201 17.0% $626
$70,000 to $79,999 90 7.0% $720
$80,000 to $89,999 85 7.0% $820
$90,000 to $99,999 109 9.0% $914
$100,000 to $124,999 79 6.0% $1065
$125,000 to $149,999 126 10.0% $1332
$150,000 to $174,999 24 2.0% $1569
$200,000 to $249,999 44 3.0% $2181
$250,000 to $299,999 42 3.0% $2664
$300,000 to $399,999 17 1.0% $3391

Top Home Insurance Agents Near Pinckneyville, IL

Home Insurance Company Near Pinckneyville, IL Homeowners Insurance Agency Near Pinckneyville, IL Address
NA Dimond Bros Insurance, Llc 201 S Locust St, Centralia, IL, 62801
State Farm April Rhoden 4533 N Illinois St, Swansea, IL, 62226-1534
Travelers Bean Insurance Agency Inc 1310 Broadway Mt. Vernon, Mount Vernon, IL, 62864
State Farm Ed Russell 401 N Market St, Marion, IL, 62959-2302
Allstate Jdc Insurance Group 8 Eastwood Lane, Centralia, IL, 62801

Cost Of Homeowners Insurance By Street Near Pinckneyville, IL

Streets in Pinckneyville Area Homeowners Insurance Cost
W Laurel St, Orchid Dr, W Lake Rd, Dalmation Rd, Antelope Rd, Olive St, Virginia Ct, Whitetail Rd, Poppy Rd, W St Louis St$727
Jefferson St, Coffman St, S Harshaw St, Kiwi Rd, Sugar Pine Rd, Mockingbird Rd, Rte 127, Brushy Creek Rd, Unicorn Rd, Puxico Rd$726
Fox Tail Ln, Parrot Rd, Wolverine Rd, Pvt Rd 24, Palm Tree Rd, Black Pine Rd, Mine St, Penina St, Fallon St, Mustang Rd$729
Galum Church Rd, Palace Dr, Co Rd 4, Blue Bunting Rd, Woodhaven Rd, Cudgetown Rd, Kaskaskia St, State Rte 127, Canary Rd, Kit Fox Rd$723
Old Church Rd, Kennedy Dr, Reeses Hill Rd, Kathleen Rd, Hoitts Prairie Rd, Cypress Dr, Alyssum Rd, Apple Rd, Bethel Church Rd, Pine Cone Rd$725

Pinckneyville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pinckneyville$107 to $110
Pinckneyville No. 7$109
Perry County$108
Pinckneyville No. 1$107

Pinckneyville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pinckneyville No. 7 precinct, Perry County, Illinois $110 $146 $219
Perry County, Illinois $108 $144 $216
Pinckneyville No. 6 precinct, Perry County, Illinois $108 $144 $216

Pinckneyville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pinckneyville, IL6.7%17.3%
Pinckneyville No. 75.71%13.63%
Perry County6.47%16.07%
Pinckneyville No. 66.39%16.46%

Pinckneyville Renters Insurance as a Percentage of Rent

Pinckneyville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 54 16.0% $360
$200 to $299 14 4.0% $810
$300 to $499 62 18.0% $1260
$500 to $749 103 31.0% $1935
$750 to $999 54 16.0% $2685
$1,000 to $1,499 40 12.0% $3810

Pinckneyville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Pinckneyville Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Pinckneyville Home Owner from High Deductible Plan $600

Pinckneyville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pinckneyville, IL Home Replacement Value MORE than Home Value Pinckneyville, IL Home Replacement Value LESS than Home Value
Replacement Value $97,500 $64,000
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Pinckneyville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 374356
Year Built 195419961969
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$75000-$100000$125000-$150000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Pinckneyville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 140,000 Tile Roof 2,310 3 $1000-$2500 Deductible 130 3 Fiber-Cement Siding No
1984 145,000 Metal Roof 2,050 3 $500- $1000 Deductible 580 10 Wood siding No
1956 155,000 Composition Roof 2,790 4 $500 Deductible 290 6 Fiber-Cement Siding yes
1951 85,000 Composition Roof 1,290 3 $1000-$2500 Deductible 50 2 Wood siding yes
1957 90,000 Composition Roof 1,340 3 $2500-$5000 Deductible 210 7 Fiber-Cement Siding No
1962 185,000 Wood Shake Roof 3,260 4 $5000 to $10,000 Deductible 510 9 Stucco siding No
1947 125,000 Slate Shingles Roof 2,120 3 $1000-$2500 Deductible 530 12 Stucco siding yes
1955 165,000 Membrane Roof 3,040 4 $500- $1000 Deductible 130 2 Stone Siding yes
1980 100,000 Shingles Roof 1,750 2 $1000-$2500 Deductible 320 10 Stucco siding No
1980 140,000 Slate Shingles Roof 2,260 4 $1000-$2500 Deductible 430 8 Vinyl siding No
1944 100,000 Asphalt Shingles Roof 1,540 2 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1989 100,000 Metal Roof 1,940 4 $1000-$2500 Deductible 170 5 Fiber-Cement Siding yes
1942 115,000 Slate Shingles Roof 2,340 3 $500 Deductible 320 7 Wood siding yes
1983 135,000 Composition Roof 2,670 4 $2500-$5000 Deductible 430 8 Stucco siding No
1989 120,000 Composition Roof 1,700 2 $500 Deductible 90 2 Vinyl siding No
1941 115,000 Shingles Roof 1,680 2 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1997 120,000 Shingles Roof 2,470 4 $500- $1000 Deductible 120 2 Wood siding No
1969 85,000 Slate Shingles Roof 1,230 2 $1000-$2500 Deductible 20 1 Brick siding No
1941 70,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 160 6 Vinyl siding yes
1969 85,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 130 6 Wood siding yes
1964 160,000 Tile Roof 2,350 3 $2500-$5000 Deductible 410 9 Stone Siding No
1986 110,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 180 7 Stucco siding No
1962 100,000 Tile Roof 1,920 3 $2500-$5000 Deductible 210 5 Stucco siding yes
1941 55,000 Asphalt Shingles Roof 1,170 2 $2500-$5000 Deductible 80 5 Stone Siding yes
1996 60,000 Membrane Roof 1,140 2 $500 Deductible 40 2 Brick siding No
1967 125,000 Membrane Roof 2,260 3 $500 Deductible 230 6 Vinyl siding No
1969 90,000 Slate Shingles Roof 1,370 2 $500 Deductible 460 12 Brick siding yes
1997 110,000 Slate Shingles Roof 2,110 3 $500 Deductible 110 2 Fiber-Cement Siding No