Pike Road Insurance Rates:

Pike Road, AL homeowners insurance is approximately $877 to $1,199, about $73-$99/month. Our detailed research reveals consumers can save upto $415 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pike Road, AL Homeowners Insurance By Home Value

Pike Road, AL Home Value Total Homes % of Total Average Pike Road, AL Homeowners Insurance
Less than $50,000 184 4.0% $93
$90,000 to $99,999 86 2.0% $384
$100,000 to $124,999 403 9.0% $446
$125,000 to $149,999 538 12.0% $560
$150,000 to $174,999 251 5.0% $664
$175,000 to $199,999 250 5.0% $768
$200,000 to $249,999 765 18.0% $923
$250,000 to $299,999 747 17.0% $1131
$300,000 to $399,999 888 21.0% $1432

Top Home Insurance Agents Near Pike Road, AL

Home Insurance Company Near Pike Road, AL Homeowners Insurance Agency Near Pike Road, AL Address
Travelers Risk Management Associates Llc 38 SETH JOHNSON DR, WETUMPKA, AL, 36093
Allstate Watts Ins Agency 27 S Forest Ave, Luverne, AL, 36049
Farmers Cary Mcdaniel 203 Woodley Ave, Prattville, AL, 36066
Travelers Clay & Associates Inc 120 S MAIN ST, TUSKEGEE, AL, 36083
Nationwide Davenport Agency 696 N Silver Hills Dr Ste 116, Prattville, AL, 36066

Pike Road, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montgomery County, Alabama $143 $191 $287
Mount Meigs CCD, Montgomery County, Alabama $151 $201 $302
Montgomery city, Alabama $143 $191 $287

Pike Road, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pike Road, AL5.0%20.5%
Montgomery County6.71%21.69%
Mount Meigs5.49%23.14%
Montgomery6.83%21.83%

Pike Road Renters Insurance as a Percentage of Rent

Pike Road Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 49 2.0% $1219
$500 to $749 104 6.0% $1894
$750 to $999 658 38.0% $2644
$1,000 to $1,499 453 26.0% $3769
$1,500 or more 431 25.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby Pike Road For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National Property & Casualty Company 686
$500 $150,000 Amica Mutual Ins Company 1551
$500 $150,000 Nationwide Property & Casualty Ins Company 1057
$500 $150,000 United Services Automobile Association 1209
$500 $150,000 Usaa Casualty Insurance Company 1294
$500 $150,000 Usaa General Indemnity Co 1265
$500 $300,000 Allstate Vehicle And Property Insurance Company 1347
$500 $300,000 Esurance Insurance Company 1542
$500 $300,000 Travelers Home And Marine Insurance Company 1242
$500 $300,000 Usaa General Indemnity Co 2076

Pike Road, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Pike Road Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,400$7,400
Net Savings to Pike Road Home Owner from High Deductible Plan $1,000

Pike Road, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pike Road, AL Home Replacement Value MORE than Home Value Pike Road, AL Home Replacement Value LESS than Home Value
Replacement Value $137,500 $104,000
Insurance Premium based on Replacement Value $775 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Pike Road Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceTravelers
Monthly Premium 70132272
Year Built 200919962012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$600000-$700000
Deductible > $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pike Road, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 445,000 Composition Roof 2,840 4 $1000-$2500 Deductible 910 7 Fiber-Cement Siding yes
2012 360,000 Wood Shake Roof 2,280 4 $1000-$2500 Deductible 410 3 Brick siding No
2002 235,000 Membrane Roof 1,550 3 $1000-$2500 Deductible 490 7 Vinyl siding No
2013 230,000 Tile Roof 1,910 3 $5000 to $10,000 Deductible 190 4 Vinyl siding yes
2013 385,000 Slate Shingles Roof 3,020 4 $1000-$2500 Deductible 1660 10 Stone Siding No
1990 245,000 Tile Roof 2,070 4 $500- $1000 Deductible 290 3 Wood siding No
1996 415,000 Tile Roof 2,980 5 $500 Deductible 1580 7 Brick siding yes
2013 175,000 Slate Shingles Roof 1,460 3 $2500-$5000 Deductible 400 8 Brick siding yes
1998 145,000 Metal Roof 1,280 3 $2500-$5000 Deductible 540 9 Vinyl siding yes
2008 305,000 Wood Shake Roof 2,250 4 $500 Deductible 1600 9 Brick siding yes
2006 260,000 Shingles Roof 1,640 4 $2500-$5000 Deductible 320 4 Stone Siding yes
2009 205,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 670 7 Stucco siding yes
2009 270,000 Tile Roof 1,740 4 $500- $1000 Deductible 570 4 Brick siding No
2011 280,000 Shingles Roof 2,190 5 > $10,000 Deductible 690 9 Brick siding No
1999 255,000 Composition Roof 1,910 5 $5000 to $10,000 Deductible 300 4 Stucco siding No
2013 570,000 Composition Roof 4,250 5 $500- $1000 Deductible 210 1 Brick siding No
1994 335,000 Metal Roof 2,800 5 $500- $1000 Deductible 1300 10 Wood siding No
1997 235,000 Shingles Roof 2,100 3 $5000 to $10,000 Deductible 90 1 Brick siding yes
2009 230,000 Tile Roof 1,880 3 $500 Deductible 320 4 Wood siding yes
1998 305,000 Shingles Roof 2,310 5 $500 Deductible 520 5 Fiber-Cement Siding yes
1992 415,000 Tile Roof 2,750 4 $500 Deductible 840 4 Stone Siding yes
2012 300,000 Tile Roof 1,970 4 $500- $1000 Deductible 880 10 Stucco siding No
1998 455,000 Shingles Roof 4,070 5 $2500-$5000 Deductible 120 1 Brick siding No
2010 235,000 Wood Shake Roof 1,730 4 $500 Deductible 550 6 Wood siding No
1995 205,000 Composition Roof 1,350 3 $5000 to $10,000 Deductible 130 2 Vinyl siding yes
1995 585,000 Wood Shake Roof 4,970 5 > $10,000 Deductible 1400 8 Vinyl siding No
2010 530,000 Membrane Roof 3,850 5 $5000 to $10,000 Deductible 900 6 Vinyl siding yes
2014 210,000 Metal Roof 1,860 4 $1000-$2500 Deductible 770 9 Brick siding yes
2010 400,000 Membrane Roof 2,730 4 $5000 to $10,000 Deductible 820 7 Stone Siding No
2003 310,000 Asphalt Shingles Roof 1,920 4 > $10,000 Deductible 260 3 Fiber-Cement Siding No
2014 630,000 Membrane Roof 4,630 5 $500- $1000 Deductible 1730 8 Stone Siding yes
2014 220,000 Membrane Roof 1,590 5 $1000-$2500 Deductible 200 3 Vinyl siding yes