Pierre Insurance Rates:

Pierre, SD homeowners insurance is about $569 to $777, about $47-$64/month. Our in depth research reveals consumers can save as much as $269 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pierre, SD Homeowners Insurance By Home Value

Pierre, SD Home Value Total Homes % of Total Average Pierre, SD Homeowners Insurance
Less than $50,000 313 8.0% $107
$50,000 to $59,999 190 5.0% $228
$60,000 to $69,999 66 1.0% $282
$70,000 to $79,999 38 1.0% $329
$80,000 to $89,999 195 5.0% $370
$90,000 to $99,999 114 3.0% $417
$100,000 to $124,999 485 13.0% $484
$125,000 to $149,999 484 13.0% $605
$150,000 to $174,999 513 13.0% $713
$175,000 to $199,999 277 7.0% $827
$200,000 to $249,999 660 17.0% $996
$250,000 to $299,999 247 6.0% $1218
$300,000 to $399,999 90 2.0% $1547

Top Home Insurance Agents Near Pierre, SD

Home Insurance Company Near Pierre, SD Homeowners Insurance Agency Near Pierre, SD Address
NA Fidelity Agency 123 Main Street, Murdo, SD, 57559
NA American Trust Ins 700 East Sioux Ave, Pierre, SD, 57501
Allstate Bankwest Insurance 420 S St, Pierre, SD, 57501
Allstate Heartland Financial 114 Commercial Ave Se, Highmore, SD, 57345
Farmers Martie Bothun 401 E Sioux Ave, Pierre, SD, 57501

Cost Of Homeowners Insurance By Street Near Pierre, SD

Streets in Pierre Area Homeowners Insurance Cost
N Evans St, S Poplar Ave, US Hwy 14, N Washington Ave, W 3rd St, E 8th St, Bristol Pl, S Coteau St, Winchester Dr, N Spruce Ave$697
James St, S Fort St, Ups Rd, S Madison Ave, E 4th St, US Hwy 14, Country Rd, Kennedy Dr, Coyote St, S Ree St$664
N Harrison Ave, E Erskine St, E Oak St, S Washington Ave, S Buchanan Ave, Pierce Ave, S Pierce Ave, N Poplar Ave, W Capitol Ave, Bluebell Dr$667
Woodridge Dr, Puckett St, Riggs Dr, N Harrison Ave, Hyde Dr, S Washington Ave, Riverside Dr, N Maple Ave, S Buchanan Ave, N Tyler Ave$688
N Grand Ave, S Yankton Ave, US Hwy 83 Bus, N Pierce Ave, N Monroe Ave, Iris Ct, Manchester Dr, Farm Island Rd, S Polk Ave, E Irwin St$693

Pierre, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pierre$100 to $103
Fort Pierre$98
West Hughes$102
Cow Creek$93

Pierre, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Pierre city, South Dakota $98 $130 $195
West Hughes UT, Hughes County, South Dakota $103 $137 $206
Cow Creek CDP, South Dakota $93 $124 $186

Pierre, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pierre, SD4.5%12.8%
Fort Pierre4.8%13.49%
West Hughes3.82%13.24%
Hughes County4.35%13.17%

Pierre Renters Insurance as a Percentage of Rent

Pierre Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 96 5.0% $329
$200 to $299 215 11.0% $779
$300 to $499 533 28.0% $1229
$500 to $749 528 28.0% $1904
$750 to $999 225 12.0% $2654
$1,000 to $1,499 183 9.0% $3779
$1,500 or more 80 4.0% $5429

Pierre, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Pierre Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$11,600
Net Savings to Pierre Home Owner from High Deductible Plan $1,500

Pierre, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pierre, SD Home Replacement Value MORE than Home Value Pierre, SD Home Replacement Value LESS than Home Value
Replacement Value $254,000 $157,000
Insurance Premium based on Replacement Value $1,075 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Pierre Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmerican Family InsuranceLiberty Mutual
Monthly Premium 8228146
Year Built 197020081982
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$75000-$100000$300000-$350000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Pierre, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 140,000 Membrane Roof 1,400 2 $1000-$2500 Deductible 110 2 Brick siding yes
1966 95,000 Tile Roof 1,160 2 $2500-$5000 Deductible 80 3 Fiber-Cement Siding yes
2000 255,000 Metal Roof 3,300 5 $2500-$5000 Deductible 1000 12 Stone Siding No
1978 105,000 Composition Roof 1,250 2 $2500-$5000 Deductible 310 8 Fiber-Cement Siding No
1982 225,000 Metal Roof 2,190 5 $5000 to $10,000 Deductible 470 12 Wood siding No
2006 150,000 Wood Shake Roof 1,660 4 $500 Deductible 190 3 Fiber-Cement Siding yes
1974 205,000 Wood Shake Roof 2,260 3 $5000 to $10,000 Deductible 350 5 Fiber-Cement Siding yes
1962 220,000 Asphalt Shingles Roof 2,340 5 $5000 to $10,000 Deductible 230 3 Wood siding yes
1946 105,000 Tile Roof 1,300 2 $2500-$5000 Deductible 30 1 Stone Siding No
1960 170,000 Shingles Roof 2,120 3 $500 Deductible 370 5 Stone Siding No
1961 160,000 Wood Shake Roof 1,840 3 $500 Deductible 470 6 Brick siding yes
2005 175,000 Tile Roof 2,010 3 $1000-$2500 Deductible 430 7 Brick siding No
1997 205,000 Slate Shingles Roof 2,160 3 $1000-$2500 Deductible 1090 12 Stone Siding yes
1942 420,000 Slate Shingles Roof 3,940 5 $5000 to $10,000 Deductible 570 7 Vinyl siding No
1999 180,000 Membrane Roof 2,220 3 $2500-$5000 Deductible 230 5 Stone Siding No
2005 145,000 Metal Roof 1,790 4 $2500-$5000 Deductible 390 9 Fiber-Cement Siding No
1999 130,000 Tile Roof 1,210 3 $500 Deductible 60 1 Stucco siding No
1940 285,000 Wood Shake Roof 3,030 4 $500 Deductible 780 7 Stone Siding No
1974 140,000 Metal Roof 1,310 2 $2500-$5000 Deductible 40 1 Brick siding No
1975 200,000 Asphalt Shingles Roof 1,870 3 $2500-$5000 Deductible 370 7 Vinyl siding yes
1994 380,000 Membrane Roof 4,500 5 $2500-$5000 Deductible 250 2 Stucco siding No
1988 135,000 Wood Shake Roof 1,620 3 $1000-$2500 Deductible 290 6 Stone Siding No
1998 175,000 Composition Roof 1,950 3 $1000-$2500 Deductible 350 6 Brick siding No
2005 165,000 Wood Shake Roof 1,530 2 $2500-$5000 Deductible 460 7 Wood siding No
1985 160,000 Wood Shake Roof 2,210 3 $500 Deductible 590 9 Brick siding yes
2004 165,000 Membrane Roof 1,570 2 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
1949 205,000 Asphalt Shingles Roof 2,350 4 $2500-$5000 Deductible 70 1 Brick siding No
1963 420,000 Tile Roof 4,290 5 $500 Deductible 880 5 Vinyl siding yes
1943 195,000 Shingles Roof 2,360 5 $2500-$5000 Deductible 500 8 Brick siding yes
1999 285,000 Metal Roof 3,690 5 $5000 to $10,000 Deductible 480 7 Stucco siding No
1982 175,000 Shingles Roof 1,720 3 $2500-$5000 Deductible 160 3 Vinyl siding No
1940 340,000 Metal Roof 3,600 5 $1000-$2500 Deductible 1310 10 Stone Siding yes