Pierce County, WA Home Insurance - Analysis On Quotes, Rates & Agents
Pierce County Insurance Rates:
Pierce County, WA homeowners insurance is nearly $510 to $689, about $42-$57/month. Our comprehensive research shows customers can save upto $239 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Find the Cheap Homeowners Insurance in Pierce County, WA
The average cost of homeowners insurance in Pierce County, WA, is $770. Home insurance in Pierce County, WA, will cover the cost of repairing or replacing your house if disfigured or damaged during unpredictable conditions.
In Pierce County, WA, home insurance companies weigh several factors while deciding your monthly premium, including risk factors such as the likelihood of theft, vandalism, or natural disasters in your area, age of the home, deductible, and coverage level, and others. Insurers also consider your credit profile, the value of your home, the amount of coverage you need, and more. Here are a few factors responsible for the change in the home insurance rates in Pierce County, WA.
a. By choosing a higher deductible
Your home insurance deductible is the amount you agree to contribute to a claim before your insurer will step in and pay the rest. For example, homeowners paying a deductible of 500 and 1500 pay a premium of $761 and $648 on homeowners insurance in Pierce County, WA. In contrast, homeowners paying a deductible of 2000 and 2500 pay $589 and $553, respectively. Therefore, the higher the deductible, the lower the homeowners insurance rates in Pierce County, WA.
b. By installing security features
A safe and secure home qualifies for low homeowners insurance rates in Pierce County, WA. In most cases, the house with extra safety features like deadbolts, sprinkler systems, fire extinguishers, smoke detectors, and many more attracts low insurance rates in Pierce County, WA. These safety features mitigate the risk of damage due to fire or other perils. For instance, homes with deadbolts and fire extinguishers pay $685.3 on home insurance in Pierce County, WA.
c. By maintaining a zero claims history
Insurance providers tend to offer exclusive discounts to individuals with zero claims because they avoid bearing the loss that comes with a claim. For example, homeowners in Pierce County, WA, with zero claims history have to pay a premium of $669.9. In contrast, homeowners with one or two claims must pay $816.2 and $862.4 on homeowners insurance in Pierce County, WA.
Pierce County, WA Homeowners Insurance By Home Value
| Pierce County, WA Home Value | Total Homes | % of Total | Average Pierce County, WA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 8,777 | 5.0% | $53 |
| $100,000 to $124,999 | 5,500 | 3.0% | $257 |
| $125,000 to $149,999 | 6,672 | 4.0% | $323 |
| $150,000 to $174,999 | 14,062 | 9.0% | $383 |
| $175,000 to $199,999 | 15,575 | 10.0% | $443 |
| $200,000 to $249,999 | 37,367 | 24.0% | $533 |
| $250,000 to $299,999 | 30,955 | 19.0% | $652 |
| $300,000 to $399,999 | 32,425 | 20.0% | $832 |
Top Home Insurance Agents Near Pierce County, WA
| Home Insurance Company Near Pierce County, WA | Homeowners Insurance Agency Near Pierce County, WA | Address |
|---|---|---|
| State Farm | Ali Alyazdi | 16528 Cleveland St Ste A, Redmond, WA, 98052-4460 |
| Travelers | Eagle Harbor Insurance | 175 PARFITT WAY SW S105, BAINBRIDGE IS, WA, 98110 |
| Farmers | Michael Mike Lester | 18321 E State Route 3, Allyn, WA, 98524 |
| Farmers | Robert Hayward | 1130 140th Ave NE Ste 200, Bellevue, WA, 98005 |
| Travelers | Y I Manchik Insurance Agency Llc | 500 S 336TH ST # 215, FEDERAL WAY, WA, 98003 |
Pierce County, WA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Pierce County, WA
| Streets in Pierce County Area | Homeowners Insurance Cost |
|---|---|
| W Stewart Ave, S 169th St, 346th St S, N Thorne Ln SW, Downtown St, North St SW, Alexander Pl SE, 2nd Ave NE, Dale Ln E, 232nd Ave E | $593 |
| 84th Avenue Ct W, 43rd Street Ct E, 8th Street Ct SW, Milwaukee Way, 226 Ave E, 44th St NW, Glenwood Dr SW, McDacer Ave, Christina Dr, Roberts Road Kp N | $600 |
| 311th Avenue Ct, 33rd St W, Silver Ln SE, Tacoma Rd E, 247th Street Ct E, 91st Ave Ct, 232nd Avenue Ct E, 6th St E, Kits Corner Rd S, Lyle Pt Rd | $588 |
| 172nd Avenue Kp N, N Foxglove Dr NW, 223rd Stct E, Kootnai St, 82nd Ave W, Wilkeson-Spiketon Rd, S Geiger Cir, 6th Lane Fi, 143rd Avenue Ct E, Marine View Dr | $619 |
| 293rd St S, Oak Park Dr SW, 121st Avenue Court Kp N, 150th St S, 186th Avenue Kp N, 71st Avenue Ct NW, Zircon Ct SW, Butte Dr SW, Foreman Rd, 72nd Avct SW | $607 |
| Arizona Ave, 35th Avenue Ct E, Nixon St, 366th St E, Division St, 22nd St SE, 52nd Street Ct W, 105th Ave Ct SW, Leschi Dr, 77th Street Ct SW | $599 |
| 229th Street Ct E, 102nd Street Ct S, Washington St E, Cedarview Dr E, Lila Ct, McCormick Dr NW, 28th Street Ct E, Crystal River Ranch Rd E, Jefferson Ave, Marshall Pl SE | $601 |
| E 3rd St, 19th Ave Ct SE, 18th Ln, 90th Ave W, Silver Bow Rd NE, Newgrove Ave SW, 59th Street Ct E, Gay Rd E, 108th St S, 79th St SW | $602 |
| 6th Street Ct NE, Roy Petit Rd, Freeman Rd E, N 37th St, Old Military Rd, S Wright Ave, 23rd Avenue Ct SE, Lake Steilacoom Dr SW, Ozzie St NW, 20th St NW | $602 |
| Garry Oaks Ave, Marble Beach Rd NW, Greengate Ln SW, Veterans Dr SW, 178th Avenue Kp N, 90th St S, Cherokee Blvd, 105th St E, 60th Avenue Ct E, Washington St | $599 |
Pierce County, WA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pierce County | $89 to $92 |
| Crocker | $87 |
| Orting | $88 |
| Buckley | $89 |
Pierce County, WA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Crocker CDP, Washington | $87 | $116 | $174 |
| Orting city, Washington | $89 | $118 | $177 |
| Carbonado town, Washington | $88 | $117 | $176 |
Pierce County, WA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pierce County, WA | 2.7% | 9.3% |
| Crocker | 2.83% | 8.03% |
| Orting | 2.6% | 10.09% |
| Carbonado | 3.27% | 8.81% |
Pierce County Renters Insurance as a Percentage of Rent
| Pierce County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 1,539 | 1.0% | $341 |
| $200 to $299 | 1,614 | 1.0% | $791 |
| $300 to $499 | 3,648 | 3.0% | $1241 |
| $500 to $749 | 20,172 | 18.0% | $1916 |
| $750 to $999 | 30,644 | 27.0% | $2666 |
| $1,000 to $1,499 | 34,109 | 31.0% | $3791 |
| $1,500 or more | 17,873 | 16.0% | $5441 |
Latest Home Insurance Reviews by Location
South Hill, WA
State FarmI would recommend State Farm because I don't have anything negative to say about them. They have helped me when I needed it and I think the price is fair.
Lakewood, WA
State FarmThe service is pretty great. I would highly recommend this insurance company as they truly care about their clients. I would rate them 4 out of 5.
Parkland, WA
American Family InsuranceI'm sure that every company has their perks. Insurance is just like everything else.I feel comfortable with working with American Family for my families needs.
Puyallup, WA
State FarmI would recommend this company because of its size, breadth of offerings and customer service. My agent is always just a call away and very personable.
University Place, WA
ProgressiveI have had a good experience with Progressive. The customer service i have received has been pretty good and i get responses to my questions and issues in a timely matter.
Tacoma, WA
AllstateMy deductible is 50k. I am very satisfied with my deductible. I have never got a ticket or got into trouble before ever.