Piedmont Insurance Rates:

Piedmont, CA homeowners insurance is about $618 to $835, about $51-$69/month. Our complete analysis reveals consumers can save as much as $290 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Piedmont, CA Homeowners Insurance By Home Value

Piedmont, CA Home Value Total Homes % of Total Average Piedmont, CA Homeowners Insurance
Less than $50,000 10 8.0% $14
$60,000 to $69,999 9 7.0% $43
$100,000 to $124,999 19 16.0% $72
$150,000 to $174,999 21 18.0% $116
$200,000 to $249,999 31 27.0% $159
$250,000 to $299,999 11 9.0% $196
$300,000 to $399,999 13 11.0% $247

Top Home Insurance Agents Near Piedmont, CA

Home Insurance Company Near Piedmont, CA Homeowners Insurance Agency Near Piedmont, CA Address
State Farm Joshin Bruguera 399 Cortland Ave, San Francisco, CA, 94110-5535
Allstate Kathy Clark 2927 Shattuck Ave, Berkeley, CA, 94705
Allstate Ophelia Wong 1815 Balboa St, San Francisco, CA, 94121
State Farm Ron Hosack 2312 Bethards Dr Ste 1, Santa Rosa, CA, 95405-9004
Travelers Unique Insurance Service Inc 737 SOUTHPOINT BLVD STE F, PETALUMA, CA, 94954

Piedmont, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oakland CCD, Alameda County, California $80 $107 $160
Emeryville city, California $77 $103 $154
Alameda city, California $84 $111 $167

Piedmont, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Piedmont, CA1.5%6.1%
Oakland2.06%9.54%
Emeryville2.28%6.7%
Alameda1.87%9.77%

Piedmont Renters Insurance as a Percentage of Rent

Piedmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 92 31.0% $3731
$1,500 or more 197 68.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Piedmont For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHorace Mann P & C698
15000025026-40 YearsOregon Mutual752
15000025041-70 YearsQBE (Balboa)748
150000500NewAIG Prop Cas727
1500005001-3 YearsCalifornia Casualty428
1500005001-3 YearsHorace Mann702
1500005001-3 YearsPrivilege Underwriters Exch712
1500005001-3 YearsSafeco446
15000050016-25 YearsBankers Standard2048
15000050041-70 YearsCSE Safeguard646
15000050041-70 YearsIDS Property Casualty533
2000005007-15 YearsUnigard Group852
250000100016-25 YearsAmerican Security935
250000500NewIntegon/National709
300000500NewAmerican Security827
3000005007-15 YearsEncompass1131
3000005007-15 YearsUSAA953
3000005007-15 YearsWawanesa951
30000050016-25 YearsIDS Property Casualty912
30000050041-70 YearsFarmers (Fire Ins)1451
30000050041-70 YearsOregon Mutual1157
30000050041-70 YearsWestern Mutual/Residence1765

Piedmont, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Piedmont Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,000$14,400
Net Savings to Piedmont Home Owner from High Deductible Plan $600

Piedmont, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Piedmont, CA Home Replacement Value MORE than Home Value Piedmont, CA Home Replacement Value LESS than Home Value
Replacement Value $1,130,000 $870,000
Insurance Premium based on Replacement Value $3,950 $3,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $130,000 Risk Exposure from Under Insuring Coverage is $130,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $450/year

Example Piedmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAllstate
Monthly Premium 109205170
Year Built 196119411965
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $800000-$900000$800000-$900000$800000-$900000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Piedmont, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 945,000 Asphalt Shingles Roof 2,120 4 > $10,000 Deductible 1070 9 Vinyl siding No
1947 1,235,000 Shingles Roof 2,600 5 > $10,000 Deductible 240 2 Vinyl siding No
1947 1,905,000 Composition Roof 4,110 5 $2500-$5000 Deductible 1280 7 Stone Siding yes
1964 1,100,000 Tile Roof 2,330 3 $1000-$2500 Deductible 190 1 Vinyl siding yes
1961 1,720,000 Membrane Roof 3,680 5 $2500-$5000 Deductible 1100 7 Stone Siding No
1960 1,980,000 Composition Roof 4,780 5 $500- $1000 Deductible 1350 5 Vinyl siding yes
1969 1,025,000 Wood Shake Roof 2,140 4 $500- $1000 Deductible 230 1 Stone Siding yes
1961 1,555,000 Wood Shake Roof 3,180 4 $500- $1000 Deductible 2270 12 Brick siding yes
1960 635,000 Slate Shingles Roof 1,690 3 $500 Deductible 1810 10 Vinyl siding yes
1965 1,000,000 Composition Roof 1,960 4 > $10,000 Deductible 150 1 Brick siding yes
1948 1,430,000 Tile Roof 3,340 4 $500 Deductible 2580 10 Vinyl siding yes
1945 1,015,000 Asphalt Shingles Roof 2,700 5 $1000-$2500 Deductible 1200 7 Stone Siding yes
1947 835,000 Tile Roof 2,110 3 $500 Deductible 1060 5 Fiber-Cement Siding yes
1942 1,195,000 Membrane Roof 2,920 5 $5000 to $10,000 Deductible 270 2 Brick siding yes
1947 1,400,000 Membrane Roof 2,890 5 $1000-$2500 Deductible 770 3 Stone Siding yes
1941 770,000 Shingles Roof 1,970 3 > $10,000 Deductible 450 5 Wood siding No
1961 1,040,000 Wood Shake Roof 2,560 4 $2500-$5000 Deductible 2000 12 Wood siding No
1940 825,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 2100 12 Stucco siding No
1969 805,000 Metal Roof 1,570 3 $500- $1000 Deductible 820 5 Brick siding yes
1968 755,000 Slate Shingles Roof 1,530 3 $2500-$5000 Deductible 460 3 Stone Siding yes
1966 530,000 Metal Roof 1,230 3 $1000-$2500 Deductible 290 3 Fiber-Cement Siding No
1941 605,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 150 1 Fiber-Cement Siding yes
1946 935,000 Metal Roof 1,780 3 $1000-$2500 Deductible 1310 8 Fiber-Cement Siding No
1960 1,390,000 Slate Shingles Roof 3,490 5 $500- $1000 Deductible 2280 12 Stone Siding yes
1946 830,000 Composition Roof 2,190 5 $5000 to $10,000 Deductible 1060 8 Brick siding No
1949 1,080,000 Shingles Roof 2,950 4 $500 Deductible 1520 6 Fiber-Cement Siding No
1945 740,000 Slate Shingles Roof 2,060 3 $500- $1000 Deductible 1580 7 Wood siding yes
1967 975,000 Membrane Roof 2,140 4 > $10,000 Deductible 840 6 Brick siding yes
1969 1,710,000 Tile Roof 4,210 5 $5000 to $10,000 Deductible 1650 10 Wood siding yes
1948 870,000 Tile Roof 1,650 3 > $10,000 Deductible 1210 12 Stucco siding No
1940 885,000 Shingles Roof 1,860 4 $500 Deductible 1060 6 Stone Siding No
1968 1,045,000 Metal Roof 2,060 5 $5000 to $10,000 Deductible 1480 9 Wood siding No
1968 2,270,000 Tile Roof 4,860 5 $1000-$2500 Deductible 1700 10 Fiber-Cement Siding No
1942 745,000 Tile Roof 1,870 3 $500- $1000 Deductible 940 4 Fiber-Cement Siding yes