Piedmont Insurance Rates:

Piedmont, AL homeowners insurance is approximately $791 to $1,076, about $65-$89/month. Our all inclusive research shows customers can save upto $373 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Piedmont, AL Homeowners Insurance By Home Value

Piedmont, AL Home Value Total Homes % of Total Average Piedmont, AL Homeowners Insurance
Less than $50,000 555 23.0% $280
$50,000 to $59,999 119 5.0% $588
$60,000 to $69,999 243 10.0% $728
$70,000 to $79,999 208 8.0% $840
$80,000 to $89,999 248 10.0% $952
$90,000 to $99,999 62 2.0% $1064
$100,000 to $124,999 205 8.0% $1242
$125,000 to $149,999 285 12.0% $1550
$150,000 to $174,999 153 6.0% $1830
$175,000 to $199,999 64 2.0% $2110
$200,000 to $249,999 85 3.0% $2540
$250,000 to $299,999 114 4.0% $3110

Top Home Insurance Agents Near Piedmont, AL

Home Insurance Company Near Piedmont, AL Homeowners Insurance Agency Near Piedmont, AL Address
NA Insurance Planning Services, Inc. 103 East 13Th St, Anniston, AL, 35203
State Farm Charlotte Alford 220 J Street, Anniston, AL, 36207-6614
Liberty Mutual Independent The Parnell Insurance Agency 400 Snow St, Oxford, AL, 36203
State Farm Todd Davis 736 Walnut St, Gadsden, AL, 35901-4139
Nationwide Tony G King Insurance Agency Inc 10000 Al Highway 168, Boaz, AL, 35957-1886

Cost Of Homeowners Insurance By Street Near Piedmont, AL

Streets in Piedmont Area Homeowners Insurance Cost
Nolan St, Hobson Cir, Alabama St, Hood St E, Ridgeway Dr, Dry Creek Rd, Shady Grove Cutoff, W Swan St, Meadowridge Dr, Coosa St$928
Rome Ave, Francis Ave N, Burns St, Thatcher St, Harris St, McCarley Dr, Dogwood Ln N, Pine Creek, Center Ave, Southern Ave$939
Cedartown Hwy, Katoma Creek Rd, Tuck A Way Dr, Taylor St, Edgewood St, Kines Rd, Dallas Dr, Woodland Ave, Sulphur Springs Rd N, E Ladiga St$943
Mountain Way, Meadow Ridge Dr, Porter Johnson Rd, Cherokee Trl, Dripping Rock Rd, Old Centre Hwy, Littlejohn Dr, Cook St, Woodmont Chase, McKee St$933
Walker Rd, Crestview Dr, James St, Garner Dr, Amelia St, Meadowbrook Creek, Bethel Ch Rd, Cedartown Hwy, S Barlow St, Hanks Rd$939

Piedmont, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Piedmont$139 to $142
Nances Creek$144
Centre$142
Cherokee County$141

Piedmont, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nances Creek CDP, Alabama $121 $161 $241
Jacksonville CCD, Calhoun County, Alabama $120 $160 $240
Centre CCD, Cherokee County, Alabama $119 $159 $238

Piedmont, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Piedmont, AL8.5%22.6%
Nances Creek7.72%13.28%
Jacksonville6.72%24.39%
Centre7.29%20.95%

Piedmont Renters Insurance as a Percentage of Rent

Piedmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 100 14.0% $371
$200 to $299 80 11.0% $821
$300 to $499 205 30.0% $1271
$500 to $749 226 33.0% $1946
$750 to $999 60 8.0% $2696
$1,000 to $1,499 10 1.0% $3821

Average Cost Of Home Insurance By Company In Areas Nearby Piedmont For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1275
$500 $150,000 Auto Owners Ins Company 1446
$500 $150,000 Country Casualty Insurance Company 1162
$500 $150,000 Guideone Mutual Insurance Company 1301
$500 $150,000 Guideone Specialty Mutual Insurance Co 1301
$500 $300,000 American National General Ins Company 1336
$500 $300,000 American National Property & Casualty Company 1154
$500 $300,000 Auto Owners Ins Company 2292
$500 $300,000 Country Mutual 1871
$500 $300,000 Mid Century Ins Co 2690

Piedmont, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Piedmont Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Piedmont Home Owner from High Deductible Plan $600

Piedmont, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Piedmont, AL Home Replacement Value MORE than Home Value Piedmont, AL Home Replacement Value LESS than Home Value
Replacement Value $110,000 $76,000
Insurance Premium based on Replacement Value $550 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Piedmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 375068
Year Built 197419441954
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Piedmont, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 205,000 Shingles Roof 3,030 5 $1000-$2500 Deductible 260 3 Vinyl siding yes
1958 125,000 Slate Shingles Roof 1,750 3 $500 Deductible 590 9 Stucco siding No
1967 240,000 Slate Shingles Roof 3,900 5 > $10,000 Deductible 90 2 Stucco siding yes
1967 135,000 Shingles Roof 1,840 4 $500 Deductible 640 12 Vinyl siding yes
2005 170,000 Shingles Roof 2,360 3 $500- $1000 Deductible 150 3 Stucco siding No
1961 125,000 Metal Roof 2,400 4 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
1953 110,000 Membrane Roof 1,860 4 $500- $1000 Deductible 460 8 Stucco siding No
1944 130,000 Slate Shingles Roof 1,810 3 $500- $1000 Deductible 600 12 Stone Siding yes
1960 245,000 Membrane Roof 3,450 5 $5000 to $10,000 Deductible 560 9 Wood siding No
1959 145,000 Wood Shake Roof 1,910 3 $500 Deductible 80 2 Brick siding No
1983 165,000 Wood Shake Roof 3,270 4 $500- $1000 Deductible 60 1 Stone Siding No
1958 255,000 Composition Roof 4,290 5 > $10,000 Deductible 530 9 Fiber-Cement Siding No
2001 245,000 Membrane Roof 4,440 5 $2500-$5000 Deductible 850 10 Fiber-Cement Siding No