Phoenixville Insurance Rates:

Phoenixville, PA homeowners insurance is roughly $636 to $865, about $53-$72/month. Our thorough research reveals consumers can save upto $300 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Phoenixville, PA Homeowners Insurance By Home Value

Phoenixville, PA Home Value Total Homes % of Total Average Phoenixville, PA Homeowners Insurance
Less than $50,000 83 1.0% $82
$100,000 to $124,999 159 3.0% $382
$125,000 to $149,999 150 3.0% $472
$150,000 to $174,999 663 15.0% $562
$175,000 to $199,999 601 14.0% $652
$200,000 to $249,999 1,408 33.0% $780
$250,000 to $299,999 635 15.0% $952
$300,000 to $399,999 370 8.0% $1215

Top Home Insurance Agents Near Phoenixville, PA

Home Insurance Company Near Phoenixville, PA Homeowners Insurance Agency Near Phoenixville, PA Address
NA Lee Insurance Agency 16 Campus Blvd Ste 125 Newtown Square, Newtown Township, PA, 19073
Travelers Evans Hauseman & Richard Inc 343 East High St, Pottstown, PA, 19464
State Farm Paula Austin 1789 S Burlington Rd, Bridgeton, NJ, 08302-4303
State Farm Rod Pianelli 107 Greenwich Street, Stewartsville, NJ, 8886
Nationwide The Refice Agency 8330 Easton Rd Bldg B1, Ottsville, PA, 18942

Cost Of Homeowners Insurance By Street Near Phoenixville, PA

Streets in Phoenixville Area Homeowners Insurance Cost
Fairview St, Reeves Dr, Riverwalk Dr, Lexington Dr, S Mallard Cir, Tyler Ave, Manavon St, Ross Ln, Northridge Way, Westridge Gardens Ln$760
Paradise St, 4th Ave, 5th Ave, Mellon St, Bank St, Taylor St, Nutt Rd, May St, Madison Ave, City Line Ave$735
South St, Milton's Ct, Deger Ave, Balley Dr, Woodlawn Ave, E High St, Marshall St, Dianna Dr, Oxford Ave, Kunkle St$759
Eland Downe, Lane Ave, Almond, James St, City Line Ave, Westridge Gardens Way, Dayton St, Penn St, Chester Ave, Jones St$760
W Phoenix Dr, Lane Ave, Bateman Dr, Mowere Rd, Joneal Rd, Garfield Ave, Wheatland St, King Ln, Vanderslice St, Dorothy Ave$756

Phoenixville, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Phoenixville$112 to $114
East Pikeland$117
Schuylkill$124
Upper Providence$119

Phoenixville, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Pikeland township, Chester County, Pennsylvania $98 $130 $195
Schuylkill township, Chester County, Pennsylvania $104 $138 $207
Upper Providence township, Montgomery County, Pennsylvania $100 $133 $199

Phoenixville, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Phoenixville, PA3.6%10.4%
East Pikeland2.97%8.81%
Schuylkill2.62%7.67%
Upper Providence2.92%9.91%

Phoenixville Renters Insurance as a Percentage of Rent

Phoenixville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 1.0% $327
$200 to $299 68 2.0% $777
$300 to $499 155 5.0% $1227
$500 to $749 347 11.0% $1902
$750 to $999 1,062 34.0% $2652
$1,000 to $1,499 1,074 34.0% $3777
$1,500 or more 312 10.0% $5427

Phoenixville, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Phoenixville Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,500$11,500
Net Savings to Phoenixville Home Owner from High Deductible Plan $1,000

Phoenixville, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Phoenixville, PA Home Replacement Value MORE than Home Value Phoenixville, PA Home Replacement Value LESS than Home Value
Replacement Value $253,000 $149,500
Insurance Premium based on Replacement Value $1,050 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Phoenixville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 4257137
Year Built 196220131942
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Phoenixville, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 180,000 Tile Roof 1,270 2 $500 Deductible 760 10 Brick siding yes
2014 350,000 Shingles Roof 2,550 5 $5000 to $10,000 Deductible 140 2 Vinyl siding yes
1998 240,000 Membrane Roof 2,220 4 $1000-$2500 Deductible 660 6 Stucco siding yes
1943 210,000 Asphalt Shingles Roof 1,650 2 $500 Deductible 1080 12 Stone Siding yes
2010 145,000 Metal Roof 1,370 3 $1000-$2500 Deductible 400 9 Wood siding yes
1948 175,000 Metal Roof 1,590 3 $5000 to $10,000 Deductible 510 7 Stone Siding yes
1985 375,000 Membrane Roof 2,830 4 $500 Deductible 1390 7 Fiber-Cement Siding No
1988 220,000 Shingles Roof 1,740 2 $500- $1000 Deductible 340 3 Vinyl siding yes
1967 400,000 Tile Roof 3,200 4 $5000 to $10,000 Deductible 220 2 Stone Siding yes
1998 255,000 Wood Shake Roof 2,270 5 $500- $1000 Deductible 610 6 Vinyl siding No
1998 250,000 Slate Shingles Roof 1,870 3 > $10,000 Deductible 580 12 Wood siding No
1984 390,000 Asphalt Shingles Roof 3,000 4 $500- $1000 Deductible 300 2 Brick siding No
1985 175,000 Membrane Roof 1,810 3 $500- $1000 Deductible 830 12 Wood siding yes
1989 375,000 Shingles Roof 2,630 4 $2500-$5000 Deductible 200 2 Stucco siding yes
1980 195,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 510 9 Wood siding No
1982 195,000 Slate Shingles Roof 1,650 2 $500- $1000 Deductible 370 5 Stucco siding yes
1949 215,000 Membrane Roof 1,510 5 $500 Deductible 620 6 Wood siding No
1968 285,000 Wood Shake Roof 2,350 3 $5000 to $10,000 Deductible 100 1 Stone Siding yes
1988 165,000 Tile Roof 1,420 3 $2500-$5000 Deductible 190 3 Fiber-Cement Siding yes
2012 195,000 Composition Roof 1,840 3 $1000-$2500 Deductible 400 8 Stucco siding yes
1965 140,000 Metal Roof 1,040 2 $2500-$5000 Deductible 140 3 Vinyl siding yes
2010 135,000 Membrane Roof 1,350 3 $500 Deductible 590 10 Stone Siding No
1965 275,000 Composition Roof 2,330 3 $2500-$5000 Deductible 560 6 Stucco siding No
1940 230,000 Tile Roof 1,950 3 $5000 to $10,000 Deductible 200 4 Vinyl siding No
1968 305,000 Metal Roof 2,340 3 $500 Deductible 1780 12 Stucco siding yes
1967 235,000 Composition Roof 1,760 3 $5000 to $10,000 Deductible 290 5 Brick siding yes
1963 330,000 Shingles Roof 3,340 4 $5000 to $10,000 Deductible 670 7 Fiber-Cement Siding yes
1987 145,000 Wood Shake Roof 1,500 3 $1000-$2500 Deductible 130 3 Wood siding No
1945 185,000 Metal Roof 1,310 2 $1000-$2500 Deductible 460 6 Fiber-Cement Siding No
1949 220,000 Composition Roof 1,760 2 > $10,000 Deductible 110 2 Fiber-Cement Siding yes
1945 440,000 Composition Roof 4,290 5 $1000-$2500 Deductible 1660 10 Brick siding yes
1990 120,000 Shingles Roof 1,100 2 $500 Deductible 360 9 Brick siding No
1992 360,000 Slate Shingles Roof 2,610 5 $500- $1000 Deductible 1520 12 Brick siding yes
1947 155,000 Composition Roof 1,450 2 $2500-$5000 Deductible 430 10 Brick siding No