How Much Does Phoenix, AZ Home Insurance Cost?
Phoenix, AZ Average Homeowners Insurance Cost
$752
Homeowners Insurance Cost - Phoenix, AZ
$200,800
Median Home Value - Phoenix, AZ
Phoenix, AZ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.02 | $742.98 |
| $1000 Deductible | -$79.86 | $672.14 |
| $1500 Deductible | -$119.27 | $632.73 |
| $2000 Deductible | -$177.62 | $574.38 |
| $2500 Deductible | -$212.06 | $539.94 |
Phoenix, AZ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$218 | $534 |
| 30 year old | +$11 | $763 |
| 40 year old | +$20 | $772 |
| 50 year old | +$29 | $781 |
| Above 50 year old | +$36 | $788 |
Phoenix, AZ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$105 | $647 |
| Superior | -$68 | $684 |
| Masonry | -$38 | $714 |
| Brick | -$38 | $714 |
| Hail Resistant Roof | -$23 | $729 |
Phoenix, AZ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$15 | $767 |
| Swimming Pool With A Diving Board | +$30 | $782 |
| Swimming Pool With Slide | +$45 | $797 |
Phoenix, AZ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $23 | $729 |
| Police Department | $8 | $744 |
Phoenix, AZ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$315.84 | $1,068 |
| Filing a Second Liability Claim | +$285.76 | $1,038 |
| Filing a Second Theft Claim | +$285.76 | $1,038 |
| Filing a Second Water Claim | +$248.16 | $1,000 |
| Filing a Fire Claim | +$150.4 | $902 |
| Filing a Liability Claim | +$142.88 | $895 |
| Filing a Theft Claim | +$142.88 | $895 |
| Filing a Water Claim | +$120.32 | $872 |
| Filing a Weather Claim | +$120.32 | $872 |