How To Make Your Phoenix, AZ Home Insurance Cheaper
Phoenix, AZ, homeowners insurance is about $752. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Phoenix, AZ Home Insurance Rates with the Maricopa County Average
| Place | Maricopa County Average: $780.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Phoenix, AZ | $752.0 | -28.0 | -0.04 | 3,003,292 | 200,800 |
Cost of Phoenix, AZ Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Gila Crossing | 116,100 | 25,972 | $861.9 |
| Sun City West | 188,400 | 5,537 | $737 |
| Goodyear | 256,900 | 7,351 | $816 |
| Gila River | 101,400 | 26,475 | $854.5 |
Homeowners Insurance Comparison for the Cheapest Premiums in Phoenix, AZ
| Nationwide | American National Property and Casualty Company | Travelers | |
| Median Home Value ($) | 200,800 | 200,800 | 200,800 |
| Age of Home | Year 30 Old | Newly Constructed Home | Year 30 Old |
| Home Coverage ($) | $400,000 -$499,999 | $1000,000 -$1499,999 | $250,000 -$299,999 |
| Total Premium ($) | $1,963.9 | $2,341.6 | $1,312.1 |
Cost of Phoenix, AZ Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Century National | 500 | $500,000-$749,999 | 2,257.8 |
| GEICO | 1500 | $500,000-$749,999 | 2,048.3 |
| Country Financial | 2000 | $200,000-$249,999 | 658.8 |
| The Hartford | 2500 | $1500,000-$2000,000 | 2,291.3 |
| Encompass Insurance | 2500 | $1000,000-$1499,999 | 2,134.2 |
| Safeco Insurance | 1500 | $175,000-$199,999 | 546.3 |
| Farmer's Insurance | 2000 | $100,000-$124,999 | 349.6 |
| State Farm | 2500 | $750,000-$999,999 | 1,937.8 |
| USAA | 1500 | $200,000-$249,999 | 707.0 |
| MAPFRE Insurance | 1500 | $250,000-$299,999 | 1,004.0 |