How Much Does Philadelphia, PA Home Insurance Cost?
Philadelphia, PA Average Homeowners Insurance Cost
$708
Homeowners Insurance Cost - Philadelphia, PA
$151,500
Median Home Value - Philadelphia, PA
Philadelphia, PA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.5 | $699.5 |
| $1000 Deductible | -$75.19 | $632.81 |
| $1500 Deductible | -$112.29 | $595.71 |
| $2000 Deductible | -$167.23 | $540.77 |
| $2500 Deductible | -$199.66 | $508.34 |
Philadelphia, PA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$177 | $531 |
| 30 year old | +$11 | $719 |
| 40 year old | +$18 | $726 |
| 50 year old | +$27 | $735 |
| Above 50 year old | +$34 | $742 |
Philadelphia, PA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$92 | $616 |
| Superior | -$64 | $644 |
| Masonry | -$35 | $673 |
| Brick | -$35 | $673 |
| Hail Resistant Roof | -$21 | $687 |
Philadelphia, PA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$14 | $722 |
| Swimming Pool With A Diving Board | +$28 | $736 |
| Swimming Pool With Slide | +$42 | $750 |
Philadelphia, PA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $21 | $687 |
| Police Department | $7 | $701 |
Philadelphia, PA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$297.36 | $1,005 |
| Filing a Second Liability Claim | +$269.04 | $977 |
| Filing a Second Theft Claim | +$269.04 | $977 |
| Filing a Second Water Claim | +$233.64 | $942 |
| Filing a Fire Claim | +$141.6 | $850 |
| Filing a Liability Claim | +$134.52 | $843 |
| Filing a Theft Claim | +$134.52 | $843 |
| Filing a Water Claim | +$113.28 | $821 |
| Filing a Weather Claim | +$113.28 | $821 |