How To Make Your Philadelphia, PA Home Insurance Cheaper
Philadelphia, PA, homeowners insurance is about $708. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Philadelphia, PA Home Insurance Rates with the Philadelphia County Average
| Place | Philadelphia County Average: $708.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Philadelphia, PA | $708.0 | 0.0 | 0.00 | 1,525,811 | 151,500 |
Cost of Philadelphia, PA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Montgomery | 347,400 | 9,731 | $1,135 |
| Pine Hill | 138,300 | 6,017 | $713 |
| Florence | 227,100 | 11,064 | $907 |
| West Amwell | 407,300 | 41,443 | $1,317 |
Homeowners Insurance Comparison for the Cheapest Premiums in Philadelphia, PA
| Horace Mann Educators Corporation | Liberty Mutual | The Hartford | |
| Median Home Value ($) | 151,500 | 151,500 | 151,500 |
| Age of Home | Newly Constructed Home | Year 40 Old | Year 30 Old |
| Home Coverage ($) | $250,000 -$299,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $1,157.7 | $3,520.5 | $4,568.5 |
Cost of Philadelphia, PA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 1000 | $100,000-$124,999 | 509.4 |
| Horace Mann Educators Corporation | 500 | $500,000-$749,999 | 2,894.0 |
| American National Property and Casualty Company | 500 | $400,000-$499,999 | 2,260.9 |
| Amica Mutual Insurance | 500 | $250,000-$299,999 | 1,421.5 |
| The Hartford | 1000 | $175,000-$199,999 | 754.5 |
| GEICO | 1500 | $300,000-$399,999 | 1,655.4 |
| MetLife | 1500 | $150,000-$174,999 | 633.5 |
| MAPFRE Insurance | 1000 | $300,000-$399,999 | 1,749.5 |
| Universal Property & Casualty Insurance Company | 2500 | $175,000-$199,999 | 584.1 |
| Erie Insurance | 1500 | $1500,000-$2000,000 | 3,589.5 |