Philadelphia Insurance Rates:

Philadelphia, PA homeowners insurance is roughly $611 to $826, about $50-$68/month. Our in depth research reveals consumers can save as much as $287 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Massachusetts Insurance Property Underwriting Association
They are reliable, honest and very easy to pay the premiums online and the payments offer a small discount if you do pay online, though there is an option to pay by mail
Farmers Insurance
Farmers insurance is expensive and feels they could lower their prices to match the market. i don't want to change out insurance yet because of our agent but the price you pay for the services rendered is more than most other insurance companies.
Aaa
I like everything about my home insurance, they pay back for any damage inflicted on my house i’m so grateful for their service

Philadelphia, PA Homeowners Insurance By Home Value

Philadelphia, PA Home Value Total Homes % of Total Average Philadelphia, PA Homeowners Insurance
Less than $50,000 35,271 12.0% $122
$50,000 to $59,999 11,553 3.0% $258
$60,000 to $69,999 13,297 4.0% $323
$70,000 to $79,999 14,896 5.0% $373
$80,000 to $89,999 17,120 5.0% $423
$90,000 to $99,999 14,400 4.0% $473
$100,000 to $124,999 34,030 11.0% $552
$125,000 to $149,999 23,807 8.0% $689
$150,000 to $174,999 30,914 10.0% $818
$175,000 to $199,999 21,666 7.0% $940
$200,000 to $249,999 37,684 12.0% $1134
$250,000 to $299,999 20,252 6.0% $1385
$300,000 to $399,999 18,863 6.0% $1759

Top Home Insurance Agents Near Philadelphia, PA

Home Insurance Company Near Philadelphia, PA Homeowners Insurance Agency Near Philadelphia, PA Address
Travelers Ecbm Lp 300 CONSHOHOCKEN STATE RD STE 405, WEST CONSHOHOCKEN, PA, 19428
Travelers First Choice Insurance Group 701 CROSS RD, LEDERACH, PA, 19450
State Farm Jim Mckenna 3425 Garrett Rd, Drexel Hill, PA, 19026-2320
Nationwide Raymond L Maniscalco Clu 5700 Kirkwood Hwy STE 103, Wilmington, DE, 19808
State Farm Vincent Gerbasio 1649 Hausman Rd, Allentown, PA, 18104-9257

Cost Of Homeowners Insurance By Street Near Philadelphia, PA

Streets in Philadelphia Area Homeowners Insurance Cost
Inwood Ln, Brush Rd, E Juniata St, Kingsfield Rd, Modena Ter, Hoff St, Casimir St, Greymont St, Widener Pl, Wagner Ave$760
W Seybert St, Chestnut Ln, Saint Albans St, Nicholas St, Walter St, Edison Ave, S 41st St, Marlton Ave, Mallory St, W Berkley St$713
N 37th St, E Salaignac St, Old Townsend Rd, Rubicam St, Cresco Ave, N 68th St, Murdoch Rd, Delaware Expy, W Indiana St, Dorel St$714
Loxley Ct, Scotchbrook Dr, Wendle Ct, Winter St, S 72nd St, Dyre St, Magdalena St, Blaine St, S Bambrey Ter, N 62nd St$717
Lefevre St, S Paxon St, W Roberts Ave, Concordia Pl, E Wister St, W Washington Sq, E Armstrong St, E Columbia Ave, Emerald St, Dondill Pl$827
Kern St, Matthews St, Station Ln, Newland St, Stewart St, Prospect Ave, Megargee St, S Independence Ml E, Evergreen Ave, Cranston Rd$741
N Mole St, Cotton St, S Harmony St, Calpine Rd, 3rd St E, Beverly Rd, Cardiff St, Bartram Ave, Stearly St, E Meade St$714
Pilgrim Ln, W Allens Ln, W Stafford St, Andale St, Authority Ter, Cargill Ln, Oak Lane Ave, Belgreen Ter, Evergreen Pl, Dupont St$727
Gifford St, Bloomfield Ave, Farrell Ct, Deer Run Pl, Maiden St, Cliveden St, Delaware Ave, Hedgerow Ln, W Winona St, Merion Ave$None
Gransback St, Bailey Ter, Centennial Sq E, North St, Erie Ave, Golf Rd, Thomas Ave, Essex Ln, Crabtree St, Forest Pl$762

Philadelphia, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Philadelphia$107 to $109
Philadelphia County$107
Cheltenham$117
Pennsauken$121

Philadelphia, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Philadelphia County, Pennsylvania $107 $143 $215
Cheltenham township, Montgomery County, Pennsylvania $117 $156 $234
Pennsauken township, Camden County, New Jersey $122 $162 $243

Philadelphia, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Philadelphia, PA4.8%14.0%
Philadelphia4.81%13.95%
Cheltenham2.68%6.5%
Pennsauken3.95%9.22%

Philadelphia Renters Insurance as a Percentage of Rent

Philadelphia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 7,574 2.0% $343
$200 to $299 10,256 4.0% $793
$300 to $499 17,694 6.0% $1243
$500 to $749 52,367 20.0% $1918
$750 to $999 76,586 30.0% $2668
$1,000 to $1,499 65,674 25.0% $3793
$1,500 or more 24,290 9.0% $5443

Philadelphia, PA Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
19104 $99,800 $710
19120 $97,500 $700
19124 $92,400 $700
19141 $91,100 $700
19142 $84,600 $700
19121 $83,200 $690
19143 $82,800 $700
19139 $77,700 $690
19134 $74,300 $690
19140 $59,900 $680
19133 $52,500 $680
19132 $47,700 $680
19106 $459,400 $880
19118 $441,600 $860
19103 $427,600 $850
19130 $343,700 $820
19107 $322,300 $820
19147 $301,700 $800
19102 $293,000 $790
19123 $290,700 $800
19116 $242,300 $770
19115 $235,800 $770
19128 $235,800 $760
19119 $231,100 $770
19113 $227,500 $770
19127 $215,500 $750
19129 $210,700 $760
19154 $207,800 $760
19152 $201,700 $760
19114 $198,300 $740
19146 $190,300 $760
19111 $180,800 $740
19148 $167,900 $730
19125 $153,800 $730
19145 $152,100 $730
19136 $146,800 $720
19150 $145,400 $730
19153 $137,000 $730
19149 $135,700 $720
19137 $133,000 $720
19126 $128,900 $720
19151 $125,300 $720
19135 $119,600 $710
19144 $118,700 $710
19122 $112,700 $710
19138 $107,700 $700
19131 $101,200 $700

Philadelphia, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Philadelphia Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Philadelphia Home Owner from High Deductible Plan $600

Philadelphia, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Philadelphia, PA Home Replacement Value MORE than Home Value Philadelphia, PA Home Replacement Value LESS than Home Value
Replacement Value $285,500 $192,000
Insurance Premium based on Replacement Value $1,450 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $62,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $150/year

Example Philadelphia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceChubb Group of Insurance
Monthly Premium 326868
Year Built 194019601951
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Philadelphia, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 220,000 Composition Roof 2,960 4 $5000 to $10,000 Deductible 210 3 Brick siding yes
1969 145,000 Wood Shake Roof 1,470 2 $2500-$5000 Deductible 220 8 Fiber-Cement Siding yes
1945 190,000 Slate Shingles Roof 2,310 3 $500 Deductible 630 7 Stucco siding yes
1949 300,000 Composition Roof 3,280 4 $1000-$2500 Deductible 950 8 Stone Siding No
1974 100,000 Slate Shingles Roof 960 2 $2500-$5000 Deductible 70 2 Stucco siding yes
1947 165,000 Asphalt Shingles Roof 1,630 4 $500- $1000 Deductible 450 9 Stucco siding No
1941 245,000 Metal Roof 2,450 4 $500- $1000 Deductible 130 2 Vinyl siding yes
1950 165,000 Wood Shake Roof 1,740 2 $1000-$2500 Deductible 340 6 Stone Siding yes
1945 175,000 Wood Shake Roof 1,760 4 $500 Deductible 850 12 Wood siding No
1971 250,000 Membrane Roof 2,650 4 $500- $1000 Deductible 460 5 Vinyl siding yes
1942 120,000 Composition Roof 983 3 $1000-$2500 Deductible 100 3 Stone Siding yes