Pflugerville Insurance Rates:

Pflugerville, TX homeowners insurance is nearly $897 to $1,216, about $74-$101/month. Our exhaustive research shows customers can save upto $422 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

How to Save money on HomeOwners Insurance in Pflugerville, TX

In Pflugerville, TX homeowners pay an average home insurance rate of $. Homeowners in Pflugerville can use discounts offered by different companies to reduce their rates further. To save money on your monthly payments homeowners can take advantage of discounts offered by some of the leading insurers in town like Nationwide and State Farm for a lower cost than what is currently being charged.

Home Insurance Discounts Based on Deductibles


A newly constructed Pflugerville, TX home can enjoy $317 off on homeowners insurance. Houses are at their lowest propensity to damage when they're new, which is why companies offer attractive discounts for these homes as well. In contrast, older houses attract higher rates of repair and maintenance costs - a cost that's reflected in the price of your homeowner’s insurance premium and leads them to be charged an additional fee. For instance Pflugerville homes older than 40 and 50 years receive an additional charge of $36 and $52, respectively, on home insurance.

Homeowners in Pflugerville pay a small additional amount of $28 off their insurance premiums by installing a swimming  pool. Installing self-latching and self-closing gates around the pool also benefits your insurance rates and insurance companies provide discounts for the same. Additionally, senior citizens receive discounts on home insurance rates so it is a perk  that a household has at least one person over 50 years old living there.Homeowners who don't smoke or live with smokers may be eligible for an additional discount from certain companies too.

Although most of the factors that determine discounts cannot be controlled by  homeowners, they can benefit most by choosing deductibles to reduce home insurance rates. Homeowners can avail of attractive discounts by opting for higher deductibles. Pflugerville homeowners paying a high deductible of $2,500 can avail of a discount of $388 on homeowners insurance. Homeowners receive discounts of $325 and $218, respectively, on deductibles of $2,000 and $1,500.

Homeowners in Pflugerville who have a claims-free history with their home insurance company can receive discounts on their premiums.Homeowners with prior claims can pay more for factors such as the number and type of claims. By providing a history of zero claim, homeowners save money on their premiums in Pflugerville by $578 or $220 respectively based on two fire damage incidents or water-damage incidents they have experienced previously.

Pflugerville, TX Homeowners Insurance By Home Value

Pflugerville, TX Home Value Total Homes % of Total Average Pflugerville, TX Homeowners Insurance
Less than $50,000 380 3.0% $158
$90,000 to $99,999 225 1.0% $601
$100,000 to $124,999 1,282 10.0% $696
$125,000 to $149,999 2,280 18.0% $876
$150,000 to $174,999 3,110 25.0% $1034
$175,000 to $199,999 2,202 17.0% $1193
$200,000 to $249,999 1,723 13.0% $1436
$250,000 to $299,999 788 6.0% $1752
$300,000 to $399,999 206 1.0% $2238

Top Home Insurance Agents Near Pflugerville, TX

Home Insurance Company Near Pflugerville, TX Homeowners Insurance Agency Near Pflugerville, TX Address
NA Mitchamore Insurance Agency 5316 Hwy 290 W, Austin, TX, 78735
State Farm Bennie Council 6448 E Hwy 290 Ste F110, Austin, TX, 78723-1077
Allstate Brookshire Insurance Agency 1611 Granger Rd, Taylor, TX, 76574
State Farm Daryl Mitchell 1000 R Payton Gin Road, Austin, TX, 78758-6763
State Farm Richard Munoz 5446 W Highway 290 Ste 104, Austin, TX, 78735-8820

Pflugerville, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Pflugerville, TX

Streets in Pflugerville Area Homeowners Insurance Cost
Drifting Meadows Dr, Dansworth Dr, Jesse Bohls Dr, Panther Loop, Anna Kate Ct, Demaret St, St Leger St, Parkview Dr, Dereh Cove, Loch Linnhe Loop$1,068
Shadowlawn Trce, Pear Ct, Noton Ct, Malden Cove, Willow Bluff Dr, Dovetail St, Sylvia Ln, Pearlman Dr, Barilla Mountain Trl, Abbeyglen Castle Dr$1,040
Tea Room Cove, Vorwerk Rd, Shallow Pool Dr, Tree Sap Way, Lazyridge Dr, Vanderbilt Cir, Main St W, Bellaire Oaks Dr, Jan Dr, Sweet William Ln$1,053
Tapestry Cove, Silene Ct, Waukesha Dr, Melber Ln, Long Meadow Dr, Crestwind Cove, Tea Leaf Dr, Bois D Arc Ln, Manda Rd, Pitcairn Dr$1,056
Pfluger Berkman Rd, Princeton Cove, Oakdale Ln, Jackies Ranch Rd, Burnt Forest Cove, James Garfield St, Cajuiles Dr, Sweet Caddie's Dr, Edgemere Dr, Lanark Loop$1,041
Endless Shore Ln, Farmhaven Rd, Craters of the Moon Blvd, William Harrison St, Geyser Ave, Jacobson Rd, Tiny Seed Cove, Long Day Dr, el Malino Dr, Whifflewind Way$1,036
Dashwood Creek Dr, Kelton Dr, Van Horn Ct, Giese Ln, Moorlynch Ave, Morning Mist Ln, Brue St, Golden Eagle Way, Raptor Roost Rd, Cisco Valley Dr$1,072
Hytop Dr, Johnson, Ivybridge Dr, Mentone Dr, Stirrat St, Blackwillow Ct, Katie Lynch Dr, Liberton Ln, Meadow Creek Dr, Windmill Ranch Ave$1,043
Crestwind Ln, Pecan Creek Dr, Rita Blanco Cir, Gregory Cove, Masi Loop, Felsmere Dr, Mandarin Xing, Greenfield Cove, Rocky Creek Dr, Shanty Creek Pl$1,070
Wells Rd, FM 685, Sandpiper Perch Cv, Avena Valley Dr, Sweet Melissa Dr, Bruno Cir, John Adams St, Delahunty Ln, Orwell Ln, 1st St$1,034

Pflugerville, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pflugerville$158 to $160
Wells Branch$158
Brushy Creek$162

Pflugerville, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wells Branch CDP, Texas $158 $210 $315
Northeast Travis CCD, Travis County, Texas $158 $211 $317
Round Rock city, Texas $158 $211 $317

Pflugerville, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pflugerville, TX5.4%13.6%
Wells Branch6.07%16.39%
Northeast Travis5.42%15.11%
Round Rock5.4%15.8%

Pflugerville Renters Insurance as a Percentage of Rent

Pflugerville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 1.0% $342
$300 to $499 63 1.0% $1242
$500 to $749 211 5.0% $1917
$750 to $999 855 24.0% $2667
$1,000 to $1,499 1,527 43.0% $3792
$1,500 or more 797 22.0% $5442

Pflugerville, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Pflugerville Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,300$13,700
Net Savings to Pflugerville Home Owner from High Deductible Plan $600

Pflugerville, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pflugerville, TX Home Replacement Value MORE than Home Value Pflugerville, TX Home Replacement Value LESS than Home Value
Replacement Value $161,000 $94,000
Insurance Premium based on Replacement Value $1,275 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year

Example Pflugerville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 152200222
Year Built 200219962012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Pflugerville, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 265,000 Slate Shingles Roof 2,400 3 $500- $1000 Deductible 1190 9 Stucco siding No
2012 210,000 Tile Roof 2,120 3 $500 Deductible 780 5 Vinyl siding No
2009 175,000 Membrane Roof 1,550 5 $2500-$5000 Deductible 140 1 Fiber-Cement Siding No
1992 250,000 Tile Roof 2,220 4 > $10,000 Deductible 210 2 Fiber-Cement Siding No
2014 255,000 Membrane Roof 2,350 3 $5000 to $10,000 Deductible 1940 12 Fiber-Cement Siding No
2003 340,000 Asphalt Shingles Roof 3,180 4 > $10,000 Deductible 1050 6 Wood siding yes
2014 185,000 Composition Roof 2,220 4 $1000-$2500 Deductible 1140 9 Wood siding yes
1994 195,000 Tile Roof 2,120 4 $5000 to $10,000 Deductible 620 6 Vinyl siding yes
1995 160,000 Composition Roof 1,710 3 $5000 to $10,000 Deductible 430 6 Brick siding No
2014 315,000 Composition Roof 3,080 4 $500- $1000 Deductible 2070 7 Stone Siding No
2000 185,000 Metal Roof 2,310 3 $500 Deductible 660 5 Brick siding No
2011 160,000 Composition Roof 1,840 5 $1000-$2500 Deductible 400 3 Stone Siding No
2011 350,000 Metal Roof 3,080 4 $1000-$2500 Deductible 1550 7 Stucco siding No
2013 205,000 Composition Roof 2,180 4 $5000 to $10,000 Deductible 420 5 Fiber-Cement Siding No
2009 325,000 Slate Shingles Roof 2,920 4 $5000 to $10,000 Deductible 960 6 Fiber-Cement Siding No
2008 280,000 Asphalt Shingles Roof 3,380 4 $500- $1000 Deductible 2060 12 Brick siding yes
1998 230,000 Shingles Roof 2,000 4 $5000 to $10,000 Deductible 230 2 Brick siding No
2002 175,000 Membrane Roof 1,990 3 $500- $1000 Deductible 710 7 Stone Siding No
2009 175,000 Membrane Roof 1,860 5 $2500-$5000 Deductible 560 7 Brick siding No
2012 135,000 Asphalt Shingles Roof 1,650 4 $1000-$2500 Deductible 440 7 Wood siding No
2013 350,000 Tile Roof 3,220 4 $1000-$2500 Deductible 290 1 Wood siding No
2010 175,000 Slate Shingles Roof 2,110 3 $1000-$2500 Deductible 370 4 Vinyl siding No
2003 310,000 Membrane Roof 3,540 5 $5000 to $10,000 Deductible 1410 8 Stone Siding No
2006 185,000 Metal Roof 2,320 4 $2500-$5000 Deductible 880 9 Stone Siding yes
2013 270,000 Wood Shake Roof 2,370 4 $500- $1000 Deductible 1100 4 Vinyl siding No
2010 170,000 Wood Shake Roof 1,800 3 $1000-$2500 Deductible 860 8 Wood siding No
2002 535,000 Asphalt Shingles Roof 4,860 5 $500 Deductible 880 3 Stucco siding No
2004 130,000 Metal Roof 1,620 5 $500 Deductible 70 1 Vinyl siding yes
2014 120,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 500 9 Wood siding No
1999 375,000 Asphalt Shingles Roof 4,280 5 $500- $1000 Deductible 3240 10 Wood siding No
2013 150,000 Asphalt Shingles Roof 1,760 3 $2500-$5000 Deductible 570 6 Stone Siding No
2012 210,000 Shingles Roof 2,180 3 $5000 to $10,000 Deductible 360 4 Vinyl siding No
2006 220,000 Asphalt Shingles Roof 1,960 5 $500 Deductible 1410 8 Stone Siding yes

Latest Home Insurance Reviews

I went with this company because they had the best coverage in my area. They even offer natural disaster coverage which no one else had.
Farmer's Insurance
Farmer's Insurance deserves better, cheaper, modern home insurance. I am very satisfied with their service.
The Hartford
The hartford insurance company dropped me from my policy after only one single claim after an almost twenty-year relationship and consistent payments.
I wish the price was cheap. we have never had any claims on home or auto. therefore, i wish it was a little more affordable.
Universal Insurance Co Of North America
I do not like that. sometimes after a claim is submitted you have a wait to get payment and that can be hard when you need to do a repair to have to wait for the funds to arrive to make appointments for repairs then wait for tech to come out
State Farm
So far, I have been very satisfied with the service and price of my services offered from State Farm. They have been helpful and fair.
State Farm
I like the quick response from them whenever I have questions about my policy and the low rates on my policy.
I like the people who work there. I know them and they know me. It is nice to have people who are familiar handling my insurance.
Blue Cross Blue Shield
It seems kind of on the high side. That's probably because we typically cost the insurance company a lot of money
Our home insurance offers lower prices for insurance than other companies that I have researched before coming to them last year.
Progressive is very qualified in meeting my insurance needs and I would recommend it to anyone.
State Farm
We would recommend this company because we have had it for over 40 years. The office is close to our house and we can drive over there to ask questions.
The companies customer service are very friendly and patient they will answer all seems to be dump question and ensure they you get satisfaction with and explanation as you want.
I think that the offerings are comparable to others in the industry. The home coverage is decent but hard to get exact information on what is covered and what isn't.
I would recommend as the coverage is pretty good. However, one has to watch the premium amounts. The can fluctuate and get higher at times.
State Farm
I would recommend State Farm as your home insurance company because the pricing and the low deductible. I rate them out of 5.
Farmer's Insurance
I would always recommend Farmer's Insurance. Their rates are extremely fair compared to other companies offering the same coverage. I heartily recommend them.
I'm very satisfied with the premiums I pay for Travelers, it was the most reasonable I could find. However: I always set really high deductibles, whoever I'm with, to be able to get those low premiums.
Haven't had much experience with my home insurance company's customer service thankfully, aside from the actual sign up process, which was quite easy considering it's the same as my auto.
Alfa Insurance
The insurance company is not half bad, the premiums are cheap. For a 20 year old male with a nice car it is about a 3.
I would absolutely recommend Allstate for home insurance, especially to mobile home owners. They offer a great rate and are very easy to contact with any needs.

How To Make Your Pflugerville, TX Home Insurance Cheaper

How Much Does Pflugerville, TX Home Insurance Cost?