Peru Insurance Rates:

Peru, IN homeowners insurance is roughly $659 to $898, about $54-$74/month. Our extensive guide shows customers can save upto $311 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Peru, IN Homeowners Insurance By Home Value

Peru, IN Home Value Total Homes % of Total Average Peru, IN Homeowners Insurance
Less than $50,000 1,025 37.0% $311
$50,000 to $59,999 345 12.0% $662
$60,000 to $69,999 275 9.0% $817
$70,000 to $79,999 305 11.0% $942
$80,000 to $89,999 347 12.0% $1067
$90,000 to $99,999 147 5.0% $1191
$100,000 to $124,999 113 4.0% $1386
$125,000 to $149,999 56 2.0% $1729
$150,000 to $174,999 37 1.0% $2048
$200,000 to $249,999 37 1.0% $2843
$250,000 to $299,999 32 1.0% $3474
$300,000 to $399,999 32 1.0% $4416

Top Home Insurance Agents Near Peru, IN

Home Insurance Company Near Peru, IN Homeowners Insurance Agency Near Peru, IN Address
Liberty Mutual Independent Bundy-Mcnear Insurance Agency 3589 Sagamore Pkwy N Ste 230 , Lafayette, IN, 47904
Allstate James Meixner 828 Logan St, Noblesville, IN, 46060
Travelers Keller Ins And Consulting Group Inc 5763 N 640 E, MONTEREY, IN, 46960
State Farm Kelly Mcdonald 217 Hauenstein Rd, Huntington, IN, 46750-8803
Liberty Mutual Independent Richard S. Miller & Sons Inc 116 N MAIN ST, CULVER, IN, 46511

Cost Of Homeowners Insurance By Street Near Peru, IN

Streets in Peru Area Homeowners Insurance Cost
W Rose Dr, Blair Pike, Mount Hope 12, W Logansport Rd, Broadway Plz, Van Buren Ave, Tam O Shanter Ln, Delores Ave, S Clay St, Vanburen Ave$776
N 400 W, Logan St, N Duke St, Armstrong Ave, S Jefferson St, S Carrol St, E 100 N, Shields Ave, N 366 E, E 400 N$802
Madison Ave, Ruth Ave, W Blair Pike Rd, US Hwy 24, Euclid Ave, W Warren St, Alberts Dr, Wabash Rd, S Cook Ave, Riggle Rd$799
Fulton Ave, S Kelly Ave, El'burn Dr, S Tippecanoe St, Lee St, Lutheran 4, 13th St, Park Dr, S Miami St, N Paw Paw Pike$793
Harbour Pointe Dr, W Hammond Dr, 300 E, Sullivan Ln, N Broadway, 135 N, Adams Ave, German St, Loveland Ave, S Water St$794

Peru, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Peru$116 to $119
Miami County$119
Mexico$118
Erie$117

Peru, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miami County, Indiana $119 $158 $237
Mexico CDP, Indiana $119 $158 $237
Erie township, Miami County, Indiana $118 $157 $236

Peru, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Peru, IN8.6%19.6%
Miami County6.86%18.96%
Mexico8.28%15.2%
Erie8.37%11.42%

Peru Renters Insurance as a Percentage of Rent

Peru Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 2.0% $370
$200 to $299 87 6.0% $820
$300 to $499 300 23.0% $1270
$500 to $749 456 35.0% $1945
$750 to $999 368 28.0% $2695
$1,000 to $1,499 42 3.0% $3820

Peru, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Peru Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,100$6,600
Net Savings to Peru Home Owner from High Deductible Plan $1,500

Peru, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Peru, IN Home Replacement Value MORE than Home Value Peru, IN Home Replacement Value LESS than Home Value
Replacement Value $76,500 $46,500
Insurance Premium based on Replacement Value $450 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Peru Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 433540
Year Built 196319471981
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$75000-$100000$75000-$100000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Peru, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 270,000 Slate Shingles Roof 4,280 5 $1000-$2500 Deductible 880 10 Vinyl siding No
1989 135,000 Membrane Roof 2,970 5 $2500-$5000 Deductible 100 2 Brick siding No
1982 105,000 Asphalt Shingles Roof 2,140 5 $1000-$2500 Deductible 80 3 Fiber-Cement Siding yes
1968 85,000 Asphalt Shingles Roof 1,510 2 $500 Deductible 320 9 Wood siding No
1940 115,000 Asphalt Shingles Roof 1,850 3 $1000-$2500 Deductible 170 6 Fiber-Cement Siding No
1949 215,000 Wood Shake Roof 4,240 5 > $10,000 Deductible 640 10 Vinyl siding yes
1945 95,000 Composition Roof 1,500 2 $500 Deductible 260 5 Brick siding yes
1980 65,000 Shingles Roof 1,470 2 $500- $1000 Deductible 230 10 Wood siding yes
1940 115,000 Tile Roof 2,030 3 $2500-$5000 Deductible 220 6 Brick siding yes
1945 160,000 Membrane Roof 2,640 4 $2500-$5000 Deductible 50 1 Vinyl siding No
1984 75,000 Wood Shake Roof 1,520 2 $500 Deductible 180 9 Wood siding yes
1947 55,000 Asphalt Shingles Roof 1,270 2 $500- $1000 Deductible 80 7 Wood siding No
1945 250,000 Wood Shake Roof 4,800 5 $1000-$2500 Deductible 1330 12 Stucco siding yes
1943 60,000 Composition Roof 1,330 2 $1000-$2500 Deductible 80 4 Fiber-Cement Siding yes
1982 140,000 Metal Roof 2,670 5 $2500-$5000 Deductible 130 2 Stone Siding No
1948 75,000 Membrane Roof 1,590 3 $500- $1000 Deductible 110 4 Brick siding yes
1969 195,000 Metal Roof 3,340 5 $1000-$2500 Deductible 930 10 Fiber-Cement Siding yes
1948 185,000 Shingles Roof 3,110 4 $1000-$2500 Deductible 170 3 Brick siding yes
1989 50,000 Membrane Roof 1,120 2 $500- $1000 Deductible 110 8 Brick siding No
1982 55,000 Shingles Roof 1,210 2 $2500-$5000 Deductible 160 7 Vinyl siding yes
1945 95,000 Membrane Roof 1,570 3 $500 Deductible 320 6 Vinyl siding No
1944 225,000 Slate Shingles Roof 3,500 5 $500 Deductible 250 3 Fiber-Cement Siding yes
1948 105,000 Composition Roof 2,300 3 $500 Deductible 150 5 Stone Siding No
1980 100,000 Metal Roof 1,660 2 $1000-$2500 Deductible 40 1 Vinyl siding yes
1942 100,000 Membrane Roof 2,280 4 $1000-$2500 Deductible 30 1 Wood siding yes
1982 135,000 Composition Roof 2,250 4 $500- $1000 Deductible 50 1 Stucco siding No
1960 110,000 Shingles Roof 2,050 4 $500 Deductible 130 3 Vinyl siding No
1949 75,000 Wood Shake Roof 1,490 2 $2500-$5000 Deductible 210 9 Wood siding yes