Perth Amboy Insurance Rates:

Perth Amboy, NJ homeowners insurance is about $712 to $967, about $59-$80/month. Our extensive analysis reveals consumers can save upto $335 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
it is a bit expensive than other home insurance companies but it is because their services are better compared to the rest of the insurance companies
Allstate
I would give my home insurance a rate of 4 which means i am satisfied on there policy offerings.My rate for them is 4
Progressive
Progressive has always treated us well, pairing us with providers who have payed appropriately and even in some instances above what we expected and in a very timely manner over multiple claims.
Narragansett Bay Insurance Company
It does not have an online chat option which is always convenient when you can not wait on the phone to ask questions or get information about your account. an online chat is great for working people because you can quietly be online with your company while at work and it is private. your conversation cannot be overheard.
State Farm
The price was competitive with the other firms I looked at. There did't seem to be much of difference in price when I looked around.
Progressive
Our deductible with progressive stayed the same as before but our premium is lower for the same amount of coverage and better customer service.
Aaa
Some providers that I had contacted for quotes never responded or tried very aggressively to up sell me on a more expensive policy than what I actually needed. My current insurer was polite and responded quickly.
Geico
The premium started out fine, but the rate is increased every year, even though I have not needed to file any claims and they have not had to pay out anything on my behalf.
State Farm
I highly recommend State Farm for all your insurance needs. My family has never had a bad interaction with State Farm.we trust them to find additional discounts to save us money when they are available.
Progressive
The customer service I've had to deal with has all been great; super helpful and always willing to answer any questions that I may have regarding all of my policies with them.
State Farm
State farm is fair regarding accident forgiveness and safe driving bonuses. they provide competitive features, online services, app services, and local office service that compares well with others.
Farmer's Insurance
The company is a good company with reasonable rates and from what I could read they have good service on claims. I am sure that for insurance it is adequate for one's needs.
Aaa
I chose farmers after getting quotes from other insurance companies (nationwide, state farm, Geico). Besides the lower premium, I have access to my insurance agent.
State Farm
I disliked the cost of the insurance premiums. I also disliked the monetary amount I received from a small claim.
Universal Property & Casualty Insurance Company
I only dislike our amount of coverage offered, but it is not really their fault
State Farm
Insurance companies are all the same. The price I got is the same I would have gotten from any other company I picked. I'm a rich white person--everyone wants my business.
Nationwide
I would recommend them based on the price, ease of signing up, and overall experience with the company so far.
Allstate
They're good. I've had them for over a decade and they're very responsive and I really like my agent. I rate them 4 out of 5 only because of the high rates.
Allstate
I would recommend this company for home insurance because I believe you are just choosing the lesser of evils, so this company is as good as any other.

Perth Amboy, NJ Homeowners Insurance By Home Value

Perth Amboy, NJ Home Value Total Homes % of Total Average Perth Amboy, NJ Homeowners Insurance
Less than $50,000 106 2.0% $75
$50,000 to $59,999 63 1.0% $159
$70,000 to $79,999 56 1.0% $226
$100,000 to $124,999 151 2.0% $335
$125,000 to $149,999 117 2.0% $419
$150,000 to $174,999 247 4.0% $495
$175,000 to $199,999 361 6.0% $578
$200,000 to $249,999 1,295 24.0% $696
$250,000 to $299,999 1,243 23.0% $847
$300,000 to $399,999 1,550 29.0% $1082

Top Home Insurance Agents Near Perth Amboy, NJ

Home Insurance Company Near Perth Amboy, NJ Homeowners Insurance Agency Near Perth Amboy, NJ Address
NA Suburban Insurance Agency, Inc. 329 Belleville Ave, Bloomfield, NJ, 7003
Travelers Culbert & Stenson Inc 5 CONTINENTAL AVE, FOREST HILLS, NY, 11378
State Farm David Accomando 1558 Hempstead Tpke, Elmont, NY, 11003-2354
State Farm Scott Hermann 1012 Jerusalem Ave, North Merrick, NY, 11566-1870
Allstate Xing Wu 3300 Merrick Rd, Wantagh, NY, 11793

Perth Amboy, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Perth Amboy, NJ

Streets in Perth Amboy Area Homeowners Insurance Cost
Kreil St, Mc Guire Pl, Read St, Jennetty Ct, Jacques St, Dekalb Ave, Jeffries St, Carlock Ave, Mechanic St, Davidson St$827
Peterson Ct, Bingle St, Pershing Pl, Adams Ave, Eagle Ave, Dally Ct, Edward Pl, Ashley St, Krockmally Ave, Lawrie St$858
Bertrand Ave, Atlantic Ave, Commerce St, Meade St, Woodruff Pl, Wagner Ave, Boggs St, Eagle Ave, Chauncey St, Long Ferry Rd$832
Florida Grove Dr, Pacific Ave, Neville St, Hunter Ave, East Ave, Hobart St, Hornsby Ave, Catherine St, Armstrong Ln, Donald Ave$844
Keene St, Dorsey St, Zambory Ave, Co Rd 658 I, Packer Pl, Broadhead Pl, Neville St, Steadman Pl, Sutton St, Sterling Ct$847

Perth Amboy, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Perth Amboy$125 to $128
Sewaren$127
South Amboy$126
Woodbridge$128

Perth Amboy, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sewaren CDP, New Jersey $128 $170 $255
South Amboy city, New Jersey $126 $168 $252
Fords CDP, New Jersey $128 $170 $255

Perth Amboy, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perth Amboy, NJ3.3%8.1%
Sewaren3.19%7.65%
South Amboy3.18%9.58%
Fords3.2%8.0%

Perth Amboy Renters Insurance as a Percentage of Rent

Perth Amboy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 175 1.0% $338
$200 to $299 189 1.0% $788
$300 to $499 407 3.0% $1238
$500 to $749 622 5.0% $1913
$750 to $999 2,525 23.0% $2663
$1,000 to $1,499 4,912 46.0% $3788
$1,500 or more 1,712 16.0% $5438

Perth Amboy, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Perth Amboy Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,300$12,300
Net Savings to Perth Amboy Home Owner from High Deductible Plan $1,000

Perth Amboy, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perth Amboy, NJ Home Replacement Value MORE than Home Value Perth Amboy, NJ Home Replacement Value LESS than Home Value
Replacement Value $385,500 $249,500
Insurance Premium based on Replacement Value $1,775 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $375/year

Example Perth Amboy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 5081131
Year Built 201219651949
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Perth Amboy, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 265,000 Tile Roof 1,900 4 $1000-$2500 Deductible 750 8 Fiber-Cement Siding No
2010 345,000 Wood Shake Roof 2,390 3 > $10,000 Deductible 430 6 Fiber-Cement Siding yes
2014 165,000 Tile Roof 1,320 2 $500 Deductible 170 3 Wood siding No
1946 235,000 Metal Roof 1,530 2 $5000 to $10,000 Deductible 890 12 Vinyl siding No
1966 290,000 Slate Shingles Roof 2,310 4 > $10,000 Deductible 170 2 Fiber-Cement Siding yes
1966 540,000 Tile Roof 3,170 4 $1000-$2500 Deductible 380 2 Wood siding yes
1951 305,000 Wood Shake Roof 2,020 3 $1000-$2500 Deductible 1000 10 Stucco siding yes
1947 245,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 420 4 Stucco siding No
1967 150,000 Shingles Roof 1,210 2 $2500-$5000 Deductible 150 4 Stucco siding yes
1953 200,000 Membrane Roof 1,450 2 $5000 to $10,000 Deductible 690 10 Vinyl siding No
1941 240,000 Tile Roof 1,720 3 > $10,000 Deductible 420 8 Brick siding No
2014 380,000 Metal Roof 2,400 4 $2500-$5000 Deductible 550 5 Brick siding yes
1952 245,000 Shingles Roof 1,470 3 $500- $1000 Deductible 560 8 Vinyl siding yes
1946 215,000 Asphalt Shingles Roof 1,400 3 $500- $1000 Deductible 760 12 Stucco siding yes
1956 265,000 Tile Roof 1,870 4 $500- $1000 Deductible 360 4 Brick siding No
1956 250,000 Membrane Roof 1,650 4 $1000-$2500 Deductible 400 4 Fiber-Cement Siding yes
2014 470,000 Tile Roof 3,290 4 $500- $1000 Deductible 830 6 Fiber-Cement Siding yes
1968 210,000 Asphalt Shingles Roof 1,400 3 > $10,000 Deductible 260 6 Stucco siding No
1941 170,000 Shingles Roof 1,150 2 $500 Deductible 740 8 Stucco siding yes
1965 285,000 Wood Shake Roof 1,830 3 $500- $1000 Deductible 530 5 Vinyl siding yes
1961 165,000 Tile Roof 1,360 3 $2500-$5000 Deductible 450 7 Stone Siding No
2011 230,000 Tile Roof 1,670 2 $500 Deductible 220 2 Stone Siding yes
2010 175,000 Wood Shake Roof 1,270 3 $500- $1000 Deductible 670 9 Stone Siding No
1966 220,000 Shingles Roof 1,690 4 $5000 to $10,000 Deductible 770 12 Wood siding No
2011 215,000 Composition Roof 1,770 3 $5000 to $10,000 Deductible 140 3 Wood siding No
1949 235,000 Shingles Roof 1,540 2 $1000-$2500 Deductible 210 2 Stucco siding No
1961 335,000 Slate Shingles Roof 2,270 3 $1000-$2500 Deductible 180 2 Wood siding No
2014 270,000 Slate Shingles Roof 2,290 4 $1000-$2500 Deductible 760 6 Stucco siding yes
1942 175,000 Composition Roof 1,060 2 $1000-$2500 Deductible 250 4 Wood siding No
1965 135,000 Shingles Roof 1,030 2 $2500-$5000 Deductible 170 4 Stucco siding No
2010 170,000 Composition Roof 1,250 3 $5000 to $10,000 Deductible 130 3 Brick siding No
1941 185,000 Composition Roof 1,250 3 $2500-$5000 Deductible 220 6 Fiber-Cement Siding No
2012 360,000 Tile Roof 2,500 4 $2500-$5000 Deductible 840 10 Stone Siding No

How To Make Your Perth Amboy, NJ Home Insurance Cheaper

How Much Does Perth Amboy, NJ Home Insurance Cost?