Perryville Insurance Rates:

Perryville, MO homeowners insurance is about $810 to $1,106, about $67-$92/month. Our thorough guide shows customers can save upto $382 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Perryville, MO Homeowners Insurance By Home Value

Perryville, MO Home Value Total Homes % of Total Average Perryville, MO Homeowners Insurance
Less than $50,000 176 8.0% $229
$50,000 to $59,999 132 6.0% $478
$60,000 to $69,999 183 8.0% $593
$70,000 to $79,999 127 5.0% $689
$80,000 to $89,999 279 12.0% $784
$90,000 to $99,999 164 7.0% $870
$100,000 to $124,999 351 16.0% $1014
$125,000 to $149,999 213 9.0% $1263
$150,000 to $174,999 141 6.0% $1502
$175,000 to $199,999 130 6.0% $1732
$200,000 to $249,999 123 5.0% $2086
$250,000 to $299,999 111 5.0% $2545

Top Home Insurance Agents Near Perryville, MO

Home Insurance Company Near Perryville, MO Homeowners Insurance Agency Near Perryville, MO Address
NA First State Insurance Agency 100 Highway P Potosi, De Soto, MO, 63664
NA First Missouri Insurance Group 2 S Mount Auburn Road Cape Girardeau, Cape Girardeau, MO, 63703
Travelers Diederich Insurance Agency Llc 506 W MAIN, CARBONDALE, IL, 62901
Nationwide Linda Basham Morton Agency 1606 Independence St STE 2, Cape Girardeau, MO, 63703
Travelers Morris Rickenberg Ins 108 E BROADWAY, STEELEVILLE, IL, 62288

Cost Of Homeowners Insurance By Street Near Perryville, MO

Streets in Perryville Area Homeowners Insurance Cost
Nine Pines Ln, Chloe St, Co Rd 616, W St Joseph St, Outer Circle Dr, Old School Rd, S Kingshighway St, Oak Way, N Jackson St, St Joseph Ln$992
Snow Drift Ln, S Perryville Blvd, Pcr 506, Leimbach Landing Ln, Pcr 414, Four D Ct, Hoop Ln, Shannon Ln, N Shelby St, Shady Brook Ln$988
Amber Ln, Breeze Dr, Pcr 416, Thomas St, Kiefer Ln, Oriole Ln, Kelly St, Chipmonk Ln, Pcr 424, Oak St$993
Mill Creek Lake, Hwy K, Rock Ln, Pcr 716, Pcr 520, Rock Valley Ln, Pcr 732, Pcr 700, Co Rd 414, Gibbar St$978
W North St, Pcr 501, Jean Deer Dr, Moore Dr, Little Apple Rd, Robinson Industrial Dr, Pcr 844, Co Rd 726, Lottes Blvd, Pcr 318$992

Perryville, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Perryville$142 to $144
Perry County$145
Brewer$144
Cinque Hommes$150

Perryville, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Perry County, Missouri $146 $194 $291
Brewer CDP, Missouri $145 $193 $290
Cinque Hommes township, Perry County, Missouri $151 $201 $302

Perryville, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perryville, MO8.0%21.6%
Perry County7.36%22.95%
Brewer8.46%15.68%
Cinque Hommes6.04%20.4%

Perryville Renters Insurance as a Percentage of Rent

Perryville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 4.0% $353
$200 to $299 30 2.0% $803
$300 to $499 198 18.0% $1253
$500 to $749 453 41.0% $1928
$750 to $999 247 22.0% $2678
$1,000 to $1,499 121 11.0% $3803

Perryville, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Perryville Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,300$10,300
Net Savings to Perryville Home Owner from High Deductible Plan $1,000

Perryville, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perryville, MO Home Replacement Value MORE than Home Value Perryville, MO Home Replacement Value LESS than Home Value
Replacement Value $108,500 $78,000
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Perryville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateGEICO Insurance
Monthly Premium 643598
Year Built 195019861946
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Perryville, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 120,000 Metal Roof 1,920 3 $1000-$2500 Deductible 180 4 Fiber-Cement Siding yes
2012 170,000 Tile Roof 2,550 5 $5000 to $10,000 Deductible 440 12 Vinyl siding No
1960 120,000 Membrane Roof 1,430 3 $2500-$5000 Deductible 100 3 Brick siding No
1945 125,000 Slate Shingles Roof 1,630 3 $500 Deductible 600 10 Wood siding No
1980 260,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 690 7 Stone Siding No
2003 110,000 Tile Roof 1,850 4 $2500-$5000 Deductible 150 7 Brick siding yes
1987 220,000 Membrane Roof 3,260 4 $2500-$5000 Deductible 370 5 Brick siding yes
1952 75,000 Wood Shake Roof 1,270 3 $500 Deductible 70 3 Stucco siding yes
1974 260,000 Slate Shingles Roof 3,260 5 > $10,000 Deductible 140 3 Brick siding yes
2000 115,000 Tile Roof 1,910 3 $500- $1000 Deductible 110 2 Brick siding No
1969 110,000 Asphalt Shingles Roof 1,640 3 $500 Deductible 280 5 Stucco siding No
1969 145,000 Tile Roof 1,990 3 $1000-$2500 Deductible 270 5 Stucco siding yes
2008 95,000 Slate Shingles Roof 1,250 3 $500- $1000 Deductible 80 2 Vinyl siding yes