Perry Insurance Rates:

Perry, IA homeowners insurance is about $550 to $747, about $45-$62/month. Our thorough analysis indicates shoppers can save upto $259 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Perry, IA Homeowners Insurance By Home Value

Perry, IA Home Value Total Homes % of Total Average Perry, IA Homeowners Insurance
Less than $50,000 210 12.0% $181
$50,000 to $59,999 109 6.0% $389
$60,000 to $69,999 192 11.0% $480
$70,000 to $79,999 152 8.0% $558
$80,000 to $89,999 265 15.0% $629
$90,000 to $99,999 208 12.0% $700
$100,000 to $124,999 248 14.0% $817
$125,000 to $149,999 140 8.0% $1018
$150,000 to $174,999 113 6.0% $1207
$175,000 to $199,999 35 2.0% $1395
$200,000 to $249,999 36 2.0% $1674

Top Home Insurance Agents Near Perry, IA

Home Insurance Company Near Perry, IA Homeowners Insurance Agency Near Perry, IA Address
NA Jester Insurance Services, Inc. 303 Watson Powell Way Des Moines, Des Moines, IA, 50305
NA Complete Insurance, Ltd. 108 N Vine St, Jefferson, IA, 50129
NA Stolte Insurance 811 Keeler, Boone, IA, 50036
NA Pro Team Insurance 55 Jefferson, Winterset, IA, 50273
Liberty Mutual Independent Career General Agency Inc 1111 ASHWORTH RD, W DES MOINES, IA, 50265

Cost Of Homeowners Insurance By Street Near Perry, IA

Streets in Perry Area Homeowners Insurance Cost
J Ave, N Hubbell St, R Ave, E 51, Railroad St, E Railroad St, 288th Trl, Jewell Ave, 12th St, Martin St$684
Co Hwy F31, E 2nd St, C Ave, Canyon Cir, Kimble Pl, Country Side Ave, F Ave, W Willis Ave, E Railroad Ave, Co Hwy P58$695
N Caldwell St, Beaumont Pl, 230th St, N Hamilton St, W 6th St, Carol Ln, Short St, Laredo Ave, N Main St, E 3rd St$699
Iowa St, 1st Ave, Winter St, Reno Pl, 128th Pl, US Hwy 169, 278th Pl, W Luther St, Dewey St, Summer Meadows Ct$686
O Pl, Granite Cir, Fritz St, 220th St, Palo Cir, 14th St, S Short St, E Forest Ave, 141st St, Houston Ave$692

Perry, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Perry$97 to $99
Spring Valley$97
Bouton$95
Minburn$98

Perry, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spring Valley township, Dallas County, Iowa $81 $108 $162
Bouton city, Iowa $79 $105 $158
Dawson city, Iowa $80 $106 $159

Perry, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perry, IA5.1%13.9%
Spring Valley5.0%13.76%
Bouton7.71%13.23%
Dawson5.08%18.11%

Perry Renters Insurance as a Percentage of Rent

Perry Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 40 4.0% $345
$200 to $299 31 3.0% $795
$300 to $499 169 17.0% $1245
$500 to $749 440 46.0% $1920
$750 to $999 186 19.0% $2670
$1,000 to $1,499 60 6.0% $3795
$1,500 or more 30 3.0% $5445

Perry, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Perry Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Perry Home Owner from High Deductible Plan $600

Perry, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perry, IA Home Replacement Value MORE than Home Value Perry, IA Home Replacement Value LESS than Home Value
Replacement Value $203,000 $142,000
Insurance Premium based on Replacement Value $1,675 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $175/year

Example Perry Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 418060
Year Built 197419811967
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Perry, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 60,000 Tile Roof 1,090 2 $500 Deductible 340 8 Wood siding No
1971 60,000 Asphalt Shingles Roof 1,130 2 $2500-$5000 Deductible 190 7 Fiber-Cement Siding No
1947 125,000 Tile Roof 1,940 3 $2500-$5000 Deductible 100 2 Stone Siding yes
1973 75,000 Asphalt Shingles Roof 1,390 2 $500 Deductible 310 6 Brick siding yes
1961 75,000 Membrane Roof 1,230 3 $500- $1000 Deductible 70 2 Vinyl siding No
1980 90,000 Asphalt Shingles Roof 1,260 2 $2500-$5000 Deductible 230 9 Wood siding yes
1962 135,000 Tile Roof 1,840 4 $500 Deductible 200 3 Wood siding No
1967 95,000 Slate Shingles Roof 1,270 2 $500- $1000 Deductible 160 4 Vinyl siding yes
1988 75,000 Membrane Roof 990 2 $500- $1000 Deductible 540 10 Fiber-Cement Siding yes
1969 205,000 Membrane Roof 2,670 4 $2500-$5000 Deductible 490 5 Vinyl siding yes
1978 80,000 Metal Roof 1,420 3 $1000-$2500 Deductible 430 12 Fiber-Cement Siding No
1944 185,000 Slate Shingles Roof 3,020 4 $1000-$2500 Deductible 260 3 Stucco siding No
1970 130,000 Asphalt Shingles Roof 1,770 4 $2500-$5000 Deductible 620 12 Wood siding yes
1963 125,000 Metal Roof 1,700 3 $500- $1000 Deductible 760 10 Stucco siding No
1970 95,000 Asphalt Shingles Roof 1,420 3 $500 Deductible 530 10 Fiber-Cement Siding yes
1984 75,000 Membrane Roof 1,190 2 $2500-$5000 Deductible 190 8 Vinyl siding No
1982 185,000 Wood Shake Roof 2,580 4 $1000-$2500 Deductible 970 10 Wood siding yes
1962 135,000 Shingles Roof 2,350 3 $2500-$5000 Deductible 670 10 Fiber-Cement Siding yes
1979 130,000 Composition Roof 1,880 3 $1000-$2500 Deductible 180 3 Brick siding yes
1972 70,000 Shingles Roof 1,230 3 $500- $1000 Deductible 310 6 Stone Siding No
1947 115,000 Slate Shingles Roof 2,140 4 $500- $1000 Deductible 140 2 Stone Siding yes
1963 125,000 Composition Roof 1,600 2 $1000-$2500 Deductible 70 1 Stone Siding yes
1967 250,000 Wood Shake Roof 3,310 4 $1000-$2500 Deductible 1120 10 Fiber-Cement Siding No
1944 80,000 Metal Roof 1,260 2 $1000-$2500 Deductible 380 9 Brick siding No
1967 110,000 Membrane Roof 1,500 3 $500 Deductible 640 10 Fiber-Cement Siding yes
1977 125,000 Slate Shingles Roof 2,050 3 $1000-$2500 Deductible 260 4 Stucco siding No
1962 165,000 Tile Roof 2,720 4 $1000-$2500 Deductible 850 12 Stone Siding No
1969 175,000 Membrane Roof 2,390 3 $500 Deductible 740 8 Vinyl siding No
1975 120,000 Wood Shake Roof 1,650 2 $1000-$2500 Deductible 270 5 Fiber-Cement Siding No
1965 60,000 Asphalt Shingles Roof 1,080 2 $500- $1000 Deductible 80 2 Stone Siding yes
1976 170,000 Metal Roof 2,970 4 $5000 to $10,000 Deductible 710 8 Stucco siding No
1941 120,000 Tile Roof 2,040 4 $500 Deductible 110 2 Wood siding yes
1964 170,000 Tile Roof 2,810 4 $2500-$5000 Deductible 230 3 Vinyl siding No
1983 75,000 Wood Shake Roof 1,100 2 $500 Deductible 210 5 Stone Siding No