Perry Insurance Rates:

Perry, GA homeowners insurance is about $760 to $1,034, about $63-$86/month. Our exhaustive analysis indicates shoppers can save as much as $358 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
During unexpected emergencies , my homeowners insurance processes claim quickly within 24 hours of notice. there are local agents available to assist during the claim process
State Farm
While the service and product offered by state farm is excellent, they are generally pretty expensive. i could save a fairly large amount of money by going to get insured by someone else.
State Farm
Mostly a franchised organization so people feel like they can get to know their individual broker more personally and not have the awkward interaction
American Strategic Insurance
I dislike that they can never provide answers quickly. It always takes one or two calls.
Liberty Mutual
Very responsive to phone and email interactions.
Allstate
High premium compared to other companies should reduce their premium rates, top up should be rated above premium

Perry, GA Homeowners Insurance By Home Value

Perry, GA Home Value Total Homes % of Total Average Perry, GA Homeowners Insurance
Less than $50,000 397 6.0% $134
$50,000 to $59,999 154 2.0% $295
$60,000 to $69,999 250 3.0% $367
$70,000 to $79,999 257 3.0% $421
$80,000 to $89,999 255 3.0% $474
$90,000 to $99,999 221 3.0% $537
$100,000 to $124,999 828 12.0% $618
$125,000 to $149,999 706 10.0% $770
$150,000 to $174,999 903 13.0% $913
$175,000 to $199,999 588 9.0% $1057
$200,000 to $249,999 905 13.0% $1272
$250,000 to $299,999 467 7.0% $1559
$300,000 to $399,999 534 8.0% $1980

Top Home Insurance Agents Near Perry, GA

Home Insurance Company Near Perry, GA Homeowners Insurance Agency Near Perry, GA Address
State Farm James Hawkins 5580 Thomaston Rd, Macon, GA, 31220-8106
State Farm Kay Robinson 412 W Gordon St, Thomaston, GA, 30286-3414
Liberty Mutual Independent Oneal Insurance Agency 1109 WASHINGTON ST STE A, PERRY, GA, 31069
Allstate Orr Ins Agy 904 Bellevue Ave, Dublin, GA, 31021
Allstate Southrn Harvest Ins 1601 South 7th Street, Cordele, GA, 31015

Cost Of Homeowners Insurance By Street Near Perry, GA

Streets in Perry Area Homeowners Insurance Cost
State Rte 247 Spr, Devereaux Dr, Edwards St, Gunnison Way, Old Mill Rd, Airport Rd, Cardinal Ave, Ball St, Hillcrest Ave, Mallard Pointe$918
Chinaberry Ln, Glen Oaks Rd, Thrush Ct, Lect Dr, McEwen Ct, James St, White Columns Dr, Pine Ridge St, Oliver St, Gage Dr$892
Seven Oaks Ct, Hummingbird Ln, Northside Rd, Justice St, Kellwood Dr, State Rte 224, Newman Pl, Drew Ct, Cooper St, Rodgers St$897
Lavendar Ln, Sunset Ln, Lake Joy Rd, Cambridge Rd, Big Indian Creek Dr, Golden Isles Pkwy, Washington St, Plantation Pl, Morningside Dr, Saint Joseph Ave$893
Weatherwood Rd, US Hwy 341 N, Bill St, Peace Ave, Hillcrest Ave, Sewell Cir, Thompson Rd, Bryant Dr, Arons Ct, 41 Cir$911

Perry, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Perry$133 to $135
Houston County$132
Elko$133
Peach County$131

Perry, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Houston County, Georgia $133 $177 $266
Elko CCD, Houston County, Georgia $133 $177 $266
Peach County, Georgia $131 $175 $263

Perry, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perry, GA6%18.4%
Houston County6.04%20.21%
Elko6.29%18.34%
Peach County6.56%18.81%

Perry Renters Insurance as a Percentage of Rent

Perry Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 70 2.0% $358
$300 to $499 290 11.0% $1258
$500 to $749 964 39.0% $1933
$750 to $999 664 27.0% $2683
$1,000 to $1,499 373 15.0% $3808
$1,500 or more 69 2.0% $5458

Average Cost Of Home Insurance By Company In Areas Nearby Perry For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $649.03
$75,000 veneer American National Property And Casualty Company $422 $411 $384
$150,000 veneer Bankers Standard Insurance Company N/A $1338 $1189
$300,000 veneer Buckeye State Mutual Insurance Company N/A $1519.00 $1146.00
$400,000 veneer Buckeye State Mutual Insurance Company N/A $1986.00 $1499.00
$400,000 veneer Farmers Insurance Exchange N/A $1255.09 $1193.30
$250,000 veneer General Casualty Company Of Wisconsin N/A $776 $720
$300,000 veneer Hartford Casualty Insurance Company $5865 $5691 $5386
$100,000 veneer Hartford Insurance Company Of The Midwest $2125 $2037 $1881
$150,000 veneer Old Dominion Insurance Company $853 $708 $617

Perry, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Perry Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Perry Home Owner from High Deductible Plan $600

Perry, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perry, GA Home Replacement Value MORE than Home Value Perry, GA Home Replacement Value LESS than Home Value
Replacement Value $194,500 $125,500
Insurance Premium based on Replacement Value $1,175 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Perry Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceAllstate
Monthly Premium 557463
Year Built 197219981980
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Perry, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 250,000 Composition Roof 3,200 4 $2500-$5000 Deductible 590 8 Stone Siding No
2012 560,000 Slate Shingles Roof 4,900 5 $500 Deductible 440 2 Fiber-Cement Siding yes
2014 325,000 Slate Shingles Roof 3,110 4 $5000 to $10,000 Deductible 680 8 Brick siding No
2007 240,000 Composition Roof 2,340 3 $1000-$2500 Deductible 570 6 Vinyl siding No
1982 280,000 Asphalt Shingles Roof 3,240 4 > $10,000 Deductible 60 1 Stone Siding yes
1978 150,000 Membrane Roof 1,890 4 $500- $1000 Deductible 390 7 Stucco siding yes
1999 105,000 Composition Roof 1,300 3 $1000-$2500 Deductible 160 4 Wood siding No
2011 230,000 Metal Roof 2,230 4 $500- $1000 Deductible 880 9 Brick siding yes
1973 270,000 Wood Shake Roof 3,050 5 $5000 to $10,000 Deductible 410 5 Brick siding No
2005 235,000 Wood Shake Roof 2,540 4 $500 Deductible 560 7 Brick siding No
1985 145,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 300 4 Stone Siding yes
2014 225,000 Wood Shake Roof 2,450 5 > $10,000 Deductible 430 10 Vinyl siding No
2007 215,000 Tile Roof 2,400 4 $2500-$5000 Deductible 490 8 Stucco siding No
1988 185,000 Slate Shingles Roof 2,360 3 $2500-$5000 Deductible 330 6 Stucco siding yes
1994 155,000 Membrane Roof 1,840 5 $500- $1000 Deductible 170 4 Fiber-Cement Siding No
1993 220,000 Tile Roof 2,010 3 $5000 to $10,000 Deductible 150 2 Stone Siding No
1993 160,000 Composition Roof 1,550 3 $2500-$5000 Deductible 670 12 Vinyl siding No
2010 380,000 Composition Roof 4,760 5 $500- $1000 Deductible 430 4 Vinyl siding No
2004 365,000 Slate Shingles Roof 3,490 5 $500 Deductible 1880 12 Stone Siding yes
2012 135,000 Composition Roof 1,370 3 $2500-$5000 Deductible 280 7 Stone Siding No
1989 165,000 Shingles Roof 1,490 3 $5000 to $10,000 Deductible 80 2 Vinyl siding No
2012 435,000 Shingles Roof 4,330 5 $5000 to $10,000 Deductible 1060 8 Vinyl siding No