Perris Insurance Rates:

Perris, CA homeowners insurance is roughly $504 to $682, about $42-$56/month. Our thorough analysis shows customers can save upto $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Our insurance has been with allstate for 25 years. We have frequently asked for quotes from other companies to see if they could beat our coverage, and for the coverage and deductables.
Allstate
I have actually only contacted customer care twice. One time I emailed them and failed to get a timely response. The second time.i contacted them again via phone.
State Farm
The price for my monthly coverage is acceptable and low. covers any and all damages. repairs are often offered at a discount due to company affiliation.
Liberty Mutual
They don't score very highly with their customer service. their representatives tend to be short on the phone and can be very rude.
Allstate
I like the price point of my home insurance and the amount of coverage get for the amount of money.
Geico
Most of the communication can be sent via email and electronic means. I like that, and I signed up for that green messaging. It is quick, and it makes me feel good to help the environment. However, I still get mailings a few times a year from Geico. I don't like this, and I don't understand it. It makes me mad that they aren't fully listening to me when I say that I want green correspondence only.
State Farm
I haven't found anything as of yet I dislike about them. I haven't had to have a ton of interaction yet though so we shall see
Geico
We have a very low deductible for hurricane coverage. It was much less than what my neighbors had to pay for the similar damage.
Nationwide
I like how easy it is to navigate. It’s very user-friendly even for those who aren't good with electronics.
Farmer's Insurance
I would definitely recommend our home insurance company to my friends and family. They have treated us well and have handled all our complaints, questions, courteous fashion.

Perris, CA Homeowners Insurance By Home Value

Perris, CA Home Value Total Homes % of Total Average Perris, CA Homeowners Insurance
Less than $50,000 464 4.0% $88
$60,000 to $69,999 168 1.0% $237
$70,000 to $79,999 219 2.0% $272
$80,000 to $89,999 280 2.0% $308
$90,000 to $99,999 386 3.0% $343
$100,000 to $124,999 1,496 15.0% $397
$125,000 to $149,999 1,129 11.0% $498
$150,000 to $174,999 1,797 18.0% $593
$175,000 to $199,999 763 7.0% $681
$200,000 to $249,999 1,473 15.0% $824
$250,000 to $299,999 767 7.0% $1002
$300,000 to $399,999 783 7.0% $1274

Top Home Insurance Agents Near Perris, CA

Home Insurance Company Near Perris, CA Homeowners Insurance Agency Near Perris, CA Address
Farmers Bradley Hume 23231 S Pointe Dr Ste 101, Laguna Hills, CA, 92653
State Farm Fred Hanrahan 3158 W Ramsey St Ste A, Banning, CA, 92220-3740
Travelers Member Advantage Insurance Services Llc 12701 SCHABARUM AVE, IRWINDALE, CA, 91706
Farmers Michael Wexler 72037 Dinah Shore Dr Ste B5, Rancho Mirage, CA, 92270
State Farm Mike Scheafer 1551 Baker St Ste B, Costa Mesa, CA, 92626-3742

Cost Of Homeowners Insurance By Street Near Perris, CA

Streets in Perris Area Homeowners Insurance Cost
McClure Ct, E Citrus Ave, Harvest Rd, Midway St, Alicante Dr, Mandrin Pl, Ave de Las Flores, Tree Bark Ln, Souder St, Trumble Rd$595
Fairpark Rd, Twenty Grand St, Sotelo Rd, Withers Rd, Circus Dr, Celebration Ln, Solera Way, Fallen Leaf Dr, Spring Winds Dr, Moravia Ct$588
Segovia Dr, S Canyon Dr, Ranch St, Remembrance Dr, Mercer Ln, Ariel Ct, Cantabria Ct, Connors Dr, Placentia Ave, Antique Pl$599
Delines Dr, Garnet Dr, Campanella Dr, Goldenrod Ave, Cowie Ave, Neil Rd, W Oleander Ave, Dandelion Way, Nubs Ct, Woofer Way$584
Dunlap Dr, Monolith Trl, San Luis Dr, Hampton Pl, Quigley Ln, Johnston St, Lukens Ln, Miramar St, Bella Villago Ave, Almaterra Dr$591
Partridge Ct, Mammoth Lakes Cir, Bankstown Way, Zena Pl, Portsmouth Dr, Glade Ct, N C St, Worthy Dr, W Metz Rd, Andreas Palm$585
Finnegan Way, Musselburgh Dr, Sugar Maple Ln, Granada Way, Corso Alto Ave, Hawk Nest Dr, Mainsail Ln, Floyd Ave, Winthrop Ct, Eugene St$596
Westwinds Dr, Gunther Rd, Uppercrest Ct, Morgantown Way, Majestic Prince Ct, Mirada Dr, Gifhorn Ct, Earligem Ranchito, Arrow Creek Dr, Loma Bonita St$592
Goldmine St, Encanto Dr, Blue Oak Cir, Wagon Wheel Dr, Mandarin Pl, Serpens Ct, Western Way, Elmwood St, Jacinta Dr, Felicia Ave$597
Quail Bluff Rd, Castillo de Leon Dr, Mercado St, Cheshire Dr, Bearberry Ct, Cam Donaire, High Plains Way, Interlechen Dr, Keepsake Ln, Tower Ln$600

Perris, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Perris$88 to $91
Perris Valley$89
Good Hope$88
Romoland$91

Perris, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Perris Valley CCD, Riverside County, California $75 $99 $149
Good Hope CDP, California $74 $99 $148
Romoland CDP, California $76 $101 $151

Perris, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perris, CA2.9%12.2%
Perris Valley2.66%13.07%
Good Hope3.44%13.52%
Romoland2.08%16.81%

Perris Renters Insurance as a Percentage of Rent

Perris Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 1.0% $353
$200 to $299 83 1.0% $803
$300 to $499 199 3.0% $1253
$500 to $749 633 11.0% $1928
$750 to $999 918 16.0% $2678
$1,000 to $1,499 2,211 39.0% $3803
$1,500 or more 1,480 26.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Perris For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewPrivilege Underwriters Exch829
5000001000NewStillwater Ins Co791
5000001000NewUSAA995
5000002500NewMAPFRE Group740
7500002500NewStillwater Ins Co809
1500005001-3 YearsPacific Specialty457
1500005001-3 YearsWestern Mutual/Residence358
25000010001-3 YearsPrivilege Underwriters Exch1180
40000010001-3 YearsEncompass1280
50000025001-3 YearsAmerican Security1097
75000025001-3 YearsLiberty Ins Corp2472
75000025001-3 YearsMetropolitan Direct2633
1500005004-6 YearsAmerican Modern542
2000005004-6 YearsMAPFRE Group611
2000005004-6 YearsOregon Mutual634
25000010004-6 YearsQBE (Balboa)589
3000005004-6 YearsGrange891
50000025004-6 YearsEncompass1422
75000025004-6 YearsOregon Mutual1418
1500002507-15 YearsCalifornia Capital625
1500002507-15 YearsUnigard Group748
2000005007-15 YearsCentury National681

Perris, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Perris Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Perris Home Owner from High Deductible Plan $600

Perris, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perris, CA Home Replacement Value MORE than Home Value Perris, CA Home Replacement Value LESS than Home Value
Replacement Value $208,500 $147,500
Insurance Premium based on Replacement Value $575 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Perris Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 584628
Year Built 200719972014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$125000-$150000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Perris, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 150,000 Metal Roof 1,860 4 $500- $1000 Deductible 340 9 Stucco siding yes
1993 300,000 Asphalt Shingles Roof 2,810 4 $2500-$5000 Deductible 660 12 Stucco siding yes
2004 215,000 Asphalt Shingles Roof 1,930 3 $500 Deductible 470 10 Wood siding No
2014 185,000 Asphalt Shingles Roof 2,380 3 $1000-$2500 Deductible 460 9 Stucco siding No
2010 125,000 Membrane Roof 1,620 3 $2500-$5000 Deductible 110 5 Fiber-Cement Siding yes
2003 135,000 Tile Roof 1,570 3 $500 Deductible 40 1 Vinyl siding No
2012 195,000 Tile Roof 2,080 5 $2500-$5000 Deductible 50 1 Stone Siding No
2008 295,000 Membrane Roof 2,850 4 $500- $1000 Deductible 150 2 Stucco siding yes
2012 225,000 Wood Shake Roof 2,650 5 > $10,000 Deductible 400 12 Wood siding No
2010 460,000 Composition Roof 4,690 5 $500 Deductible 1110 9 Stucco siding No
2006 500,000 Slate Shingles Roof 4,940 5 $500- $1000 Deductible 100 1 Brick siding yes
2013 325,000 Tile Roof 3,160 4 > $10,000 Deductible 280 7 Fiber-Cement Siding yes
1997 180,000 Tile Roof 1,720 5 $5000 to $10,000 Deductible 190 6 Vinyl siding yes
1990 480,000 Composition Roof 4,530 5 > $10,000 Deductible 190 2 Fiber-Cement Siding No
1992 285,000 Membrane Roof 3,160 5 $1000-$2500 Deductible 650 10 Brick siding yes
1996 145,000 Shingles Roof 1,720 4 $500 Deductible 30 1 Wood siding No
1993 335,000 Membrane Roof 2,880 4 $500 Deductible 790 12 Stucco siding No
2004 295,000 Tile Roof 2,610 4 $1000-$2500 Deductible 520 10 Brick siding No
2000 140,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 300 10 Brick siding yes
1991 260,000 Slate Shingles Roof 2,570 4 $500 Deductible 150 2 Vinyl siding yes
1994 200,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 240 7 Stone Siding No
2011 360,000 Asphalt Shingles Roof 4,470 5 $500- $1000 Deductible 260 3 Wood siding No
2013 235,000 Tile Roof 2,640 5 > $10,000 Deductible 220 6 Vinyl siding No
1999 225,000 Composition Roof 2,670 4 $1000-$2500 Deductible 530 12 Vinyl siding No
1991 485,000 Composition Roof 4,640 5 > $10,000 Deductible 300 5 Fiber-Cement Siding yes
1991 415,000 Metal Roof 4,320 5 > $10,000 Deductible 430 9 Fiber-Cement Siding yes
1991 255,000 Shingles Roof 2,290 4 > $10,000 Deductible 300 8 Brick siding No
2004 205,000 Slate Shingles Roof 2,570 5 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
1991 285,000 Asphalt Shingles Roof 2,640 4 > $10,000 Deductible 50 1 Wood siding No
1996 255,000 Wood Shake Roof 2,560 4 $1000-$2500 Deductible 120 2 Stone Siding No
2006 240,000 Asphalt Shingles Roof 2,260 3 $1000-$2500 Deductible 120 3 Wood siding yes
2002 250,000 Metal Roof 2,640 4 $500 Deductible 660 9 Brick siding No
2004 170,000 Wood Shake Roof 1,770 3 $5000 to $10,000 Deductible 50 2 Vinyl siding No
2013 140,000 Tile Roof 1,630 5 $500- $1000 Deductible 140 6 Stucco siding No
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Perris, CA Home Insurance Agents for Top Companies