Perinton Insurance Rates:

Perinton, NY homeowners insurance is roughly $514 to $695, about $42-$57/month. Our extensive guide shows customers can save as much as $242 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
It is very comforting and reassuring to know that my insurance agent's office is in my neighborhood, located about one mile from my house.
Usaa
Sometimes they take very long to act on claims. sometimes i've had to fight them for money.
Allstate
When calling for a quote allstate goes through a thorough checklist with full details about what is covered and what is not covered. they email you a declaration page with property details and coverages with limits of liability and applicable deductibles if they apply. they assign you to a local office that is easy to get in touch with when you call-no holds or waiting from my experience.
Aflac
There is literally nothing that I dislike about my insurance company, overall.
Usaa
There was only one time, in over fifty years that they referred me to another company. That was the only thing that I ever disliked.
State Farm
it was easy they were friendly and never made me feel at fault and made sure I was well-taking care of
Union Mutual
I like that the company is local to my area and that their staff has been very responsive to claims. I also like that they were willing to insure my home, which is more than five miles away from the nearest fire station.
State Farm
I like that I have options on how to contact them. I can call them directly and leave a message for a callback if they're swamped. I can chat online or e-mail them. Claims are processed promptly and USAA customer service keeps me in the loop at every step.

Perinton, NY Homeowners Insurance By Home Value

Perinton, NY Home Value Total Homes % of Total Average Perinton, NY Homeowners Insurance
$80,000 to $89,999 208 1.0% $272
$90,000 to $99,999 282 2.0% $302
$100,000 to $124,999 897 6.0% $350
$125,000 to $149,999 1,366 9.0% $435
$150,000 to $174,999 2,995 21.0% $520
$175,000 to $199,999 2,628 18.0% $598
$200,000 to $249,999 2,360 16.0% $719
$250,000 to $299,999 1,622 11.0% $877
$300,000 to $399,999 1,494 10.0% $1119

Top Home Insurance Agents Near Perinton, NY

Home Insurance Company Near Perinton, NY Homeowners Insurance Agency Near Perinton, NY Address
Travelers D G & M Agency, Inc. 2480 BROWNCROFT BLVD STE 2A, ROCHESTER, NY, 14625
Travelers Dougherty Fuino Agency Inc 1562 DEWEY AVE, ROCHESTER, NY, 14615
Travelers Robert B Crowell Agency Inc 22 MAIN ST, ARKPORT, NY, 14807
Nationwide Ryan R Ferraro 1100 Long Pond Rd Ste 200 Country Village Plaza, Rochester, NY, 14626-1180
Travelers The Carmody Agency Inc 2488 W MAIN ST, CATO, NY, 13033

Perinton, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairport village, New York $75 $100 $150
East Rochester village, New York $73 $97 $146
Pittsford town, Monroe County, New York $77 $103 $154

Perinton, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Perinton, NY2.9%7.9%
Fairport3.2%8.74%
East Rochester4.13%9.91%
Pittsford2.28%5.75%

Perinton Renters Insurance as a Percentage of Rent

Perinton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 109 2.0% $791
$300 to $499 82 2.0% $1241
$500 to $749 608 16.0% $1916
$750 to $999 1,642 43.0% $2666
$1,000 to $1,499 1,086 29.0% $3791
$1,500 or more 176 4.0% $5441

Perinton, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Perinton Homeowner Insurance Premium Example $2,800$2,200
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,300$16,700
Net Savings to Perinton Home Owner from High Deductible Plan $600

Perinton, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Perinton, NY Home Replacement Value MORE than Home Value Perinton, NY Home Replacement Value LESS than Home Value
Replacement Value $203,000 $142,000
Insurance Premium based on Replacement Value $1,850 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $300/year

Example Perinton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateState Farm
Monthly Premium 16118586
Year Built 199719811979
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$100000-$125000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Perinton, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 355,000 Shingles Roof 2,780 5 $5000 to $10,000 Deductible 1690 8 Wood siding No
1992 395,000 Metal Roof 3,160 4 $500- $1000 Deductible 3840 12 Stucco siding No
1945 145,000 Slate Shingles Roof 1,230 3 $2500-$5000 Deductible 680 6 Wood siding No
1982 165,000 Asphalt Shingles Roof 1,640 4 $500- $1000 Deductible 600 5 Brick siding yes
1994 305,000 Shingles Roof 2,400 5 $500- $1000 Deductible 190 1 Wood siding No
1983 210,000 Metal Roof 1,780 4 $5000 to $10,000 Deductible 390 5 Brick siding yes
1972 175,000 Metal Roof 1,380 3 $500- $1000 Deductible 420 4 Stone Siding yes
2007 285,000 Wood Shake Roof 2,380 3 $500 Deductible 1540 8 Vinyl siding yes
1991 525,000 Wood Shake Roof 4,350 5 $2500-$5000 Deductible 1590 5 Wood siding No
1983 200,000 Slate Shingles Roof 1,980 4 $5000 to $10,000 Deductible 910 10 Vinyl siding No
1946 175,000 Membrane Roof 1,720 3 $500 Deductible 250 2 Stucco siding No
1972 145,000 Shingles Roof 1,590 3 $500 Deductible 390 4 Brick siding yes
2008 225,000 Membrane Roof 2,600 5 $500- $1000 Deductible 1160 9 Stucco siding yes
1977 145,000 Membrane Roof 1,500 3 $500- $1000 Deductible 120 1 Vinyl siding No
2002 475,000 Slate Shingles Roof 4,530 5 $1000-$2500 Deductible 2330 6 Stone Siding yes
1970 210,000 Shingles Roof 2,280 4 $2500-$5000 Deductible 1020 8 Brick siding No
1942 255,000 Metal Roof 2,950 4 $1000-$2500 Deductible 1410 9 Stone Siding yes
1979 580,000 Slate Shingles Roof 4,880 5 $1000-$2500 Deductible 1920 4 Stone Siding yes
1986 200,000 Membrane Roof 2,260 4 $500 Deductible 1730 12 Vinyl siding yes
1996 235,000 Composition Roof 2,060 3 $500 Deductible 1620 10 Brick siding yes
1949 160,000 Asphalt Shingles Roof 1,610 3 $500 Deductible 360 3 Fiber-Cement Siding yes
1989 165,000 Metal Roof 1,520 3 $5000 to $10,000 Deductible 320 4 Fiber-Cement Siding No
1948 215,000 Composition Roof 2,000 5 > $10,000 Deductible 80 1 Fiber-Cement Siding yes