Pequannock Insurance Rates:

Pequannock, NJ homeowners insurance is approximately $748 to $1,021, about $62-$85/month. Our complete guide reveals consumers can save as much as $353 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Hidden fee increases I can not control. Changes in variety of coverage.

Pequannock, NJ Homeowners Insurance By Home Value

Pequannock, NJ Home Value Total Homes % of Total Average Pequannock, NJ Homeowners Insurance
Less than $50,000 41 1.0% $44
$50,000 to $59,999 24 1.0% $106
$70,000 to $79,999 101 4.0% $150
$80,000 to $89,999 33 1.0% $176
$150,000 to $174,999 54 2.0% $335
$175,000 to $199,999 141 5.0% $388
$200,000 to $249,999 219 9.0% $468
$250,000 to $299,999 455 19.0% $574
$300,000 to $399,999 1,275 53.0% $733

Top Home Insurance Agents Near Pequannock, NJ

Home Insurance Company Near Pequannock, NJ Homeowners Insurance Agency Near Pequannock, NJ Address
Travelers Blue Point Brokerage Inc 40 MARCUS DR STE 301, MELVILLE, NY, 11747
State Farm Diana Casey 1093 North Broadway, Massapequa, NY, 11758-1702
Liberty Mutual John Alcina Lutcf 114 Old Country Rd Suite 152 - Lever Building, Mineola, NY, 11501
State Farm Kevin Tabet 111 High Ridge Rd, Stamford, CT, 06905-3813
Travelers Mucci Agency 1295 NORTHERN BLVD STE 25, MANHASSET, NY, 11030

Cost Of Homeowners Insurance By Street Near Pequannock, NJ

Streets in Pequannock Area Homeowners Insurance Cost
Kenmore Rd, Greendale Ave, Midland Ave, Farm Rd, Lockwood Ave, Daria Dr, Woodland Pl, Hickory Rd, Madison Green, Rochambeau Rd$895
Della Ave, Sanders Pl, Glen St, Timber Ridge, Abbey Ln, Winfield Ave, Carriage Ct, Robert Pl, Rockledge Ter, Mountain Ridge Rd$893
Sylvan Ct, Shady St, Brookside Ave, Aqueduct Ave, Park Vw, Copley Ct, Tilley Ave, Lucy Ct, Van Saun Pl, Mary Pl$881
Van Alen Pl, Caroline Ave, Leveridge Ln, Hillside Xing, Newark Pompton Tpke, Nichols Rd, Cotluss Rd, Hampton Pl, Hearle Dr, New Read St$888
W Sunset Rd, Valley Vw, Evelyn Pl, Foothills Dr, Wendover Dr, Mandeville Ave, Albert St, W End Ave, Birch Rd, Richards St$892

Pequannock, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pequannock$131 to $133
Riverdale$129
Wayne$135
Montville$140

Pequannock, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Riverdale borough, New Jersey $108 $144 $216
Lincoln Park borough, New Jersey $108 $143 $215
Pompton Lakes borough, New Jersey $108 $143 $215

Pequannock, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pequannock, NJ2.8%8.6%
Riverdale3.22%9.47%
Lincoln Park2.82%7.18%
Pompton Lakes2.65%7.16%

Pequannock Renters Insurance as a Percentage of Rent

Pequannock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 3.0% $768
$300 to $499 36 3.0% $1218
$500 to $749 43 4.0% $1893
$750 to $999 42 4.0% $2643
$1,000 to $1,499 173 17.0% $3768
$1,500 or more 673 67.0% $5418

Pequannock, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Pequannock Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$12,700
Net Savings to Pequannock Home Owner from High Deductible Plan $1,000

Pequannock, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pequannock, NJ Home Replacement Value MORE than Home Value Pequannock, NJ Home Replacement Value LESS than Home Value
Replacement Value $472,500 $305,500
Insurance Premium based on Replacement Value $2,600 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $102,000 Risk Exposure from Under Insuring Coverage is $65,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $575/year

Example Pequannock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersNationwide Insurance
Monthly Premium 92116165
Year Built 197820021963
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$500000-$600000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pequannock, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 410,000 Shingles Roof 2,400 3 $2500-$5000 Deductible 710 8 Brick siding No
1975 545,000 Slate Shingles Roof 2,850 5 $1000-$2500 Deductible 1570 7 Fiber-Cement Siding yes
2001 330,000 Metal Roof 1,860 3 $500 Deductible 100 1 Stucco siding yes
1961 565,000 Wood Shake Roof 2,700 5 $2500-$5000 Deductible 1170 8 Wood siding No
1976 370,000 Composition Roof 1,520 2 $500 Deductible 1070 5 Stone Siding yes
2012 250,000 Composition Roof 1,270 3 $1000-$2500 Deductible 310 4 Vinyl siding No
2006 750,000 Tile Roof 4,160 5 $1000-$2500 Deductible 2670 10 Vinyl siding yes
1979 440,000 Asphalt Shingles Roof 2,650 4 $500 Deductible 900 4 Vinyl siding yes
2001 235,000 Wood Shake Roof 1,300 2 $5000 to $10,000 Deductible 580 10 Wood siding No
2012 260,000 Shingles Roof 1,460 3 $5000 to $10,000 Deductible 420 8 Stone Siding yes
1968 405,000 Composition Roof 2,380 3 $1000-$2500 Deductible 710 5 Vinyl siding yes
1973 325,000 Composition Roof 1,450 2 $5000 to $10,000 Deductible 850 10 Stone Siding No
2007 195,000 Tile Roof 1,160 2 $1000-$2500 Deductible 270 4 Vinyl siding No
1962 570,000 Shingles Roof 3,390 4 $5000 to $10,000 Deductible 1700 12 Wood siding No
1969 645,000 Asphalt Shingles Roof 3,140 4 $2500-$5000 Deductible 450 2 Stone Siding No
1976 1,020,000 Composition Roof 4,990 5 $1000-$2500 Deductible 2900 8 Stone Siding No
2010 265,000 Composition Roof 1,490 3 $500- $1000 Deductible 890 10 Fiber-Cement Siding yes
1966 460,000 Metal Roof 1,900 4 > $10,000 Deductible 820 6 Wood siding No
1973 410,000 Metal Roof 2,380 3 $2500-$5000 Deductible 2040 12 Stone Siding No
2007 310,000 Membrane Roof 1,770 3 $500 Deductible 930 8 Fiber-Cement Siding yes
1965 490,000 Shingles Roof 2,340 4 > $10,000 Deductible 360 3 Wood siding yes
2000 320,000 Metal Roof 1,640 2 $5000 to $10,000 Deductible 500 8 Wood siding yes
2008 440,000 Slate Shingles Roof 2,230 4 $500 Deductible 1980 8 Stucco siding No
2001 640,000 Tile Roof 3,110 4 $500 Deductible 550 2 Wood siding No
1962 160,000 Metal Roof 930 2 $500 Deductible 580 8 Fiber-Cement Siding yes
1964 450,000 Composition Roof 1,930 3 $500 Deductible 940 5 Wood siding yes
1976 260,000 Shingles Roof 1,370 3 $500 Deductible 180 2 Wood siding No
1978 325,000 Slate Shingles Roof 1,910 4 $5000 to $10,000 Deductible 520 5 Brick siding yes