Pepperell, MA homeowners insurance is nearly $890 to $1,209, about $74-$100/month. Our extensive research reveals consumers can save as much as $420 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Pepperell, MA | Homeowners Insurance Agency Near Pepperell, MA | Address |
|---|---|---|
| Allstate | Drupatty Prashad | 423 Main St, Fitchburg, MA, 1420 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Pepperell CDP, Massachusetts | $154 | $205 | $308 |
| Groton town, Middlesex County, Massachusetts | $164 | $218 | $327 |
| Dunstable town, Middlesex County, Massachusetts | $163 | $217 | $326 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pepperell, MA | 3.9% | 14.3% |
| East Pepperell | 4.6% | 13.66% |
| Groton | 3.42% | 10.57% |
| Dunstable | 3.65% | 11.37% |
| Pepperell Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 49 | 5.0% | $1251 |
| $500 to $749 | 73 | 7.0% | $1926 |
| $750 to $999 | 178 | 19.0% | $2676 |
| $1,000 to $1,499 | 464 | 49.0% | $3801 |
| $1,500 or more | 169 | 18.0% | $5451 |
| Streets in Pepperell Area | Homeowners Insurance Cost |
|---|---|
| Green Acres, Gosselin Dr, Mount Lebanon St, Blue Herons Way, Longmeadow Ln, Deerfield Dr, Celestial Way, Simonne St, Oak Hill St, Chapel Pl | $1,049 |
| Sartelle St, Dow St, Shamrock St, Province St, Brick Pond Way, Nova Dr, Ottada Way, High Oaks Path, Joan St, Brookdale Ln | $1,050 |
| Brookline Rd, Simonne Ln, Deca Dr, Lorden Ln, South Rd, Hunt Club Way, Sheffield St, Pepperell Rd, Birch Dr, Yvonne Dr | $1,051 |
| Liryc Ln, Cranberry Rd, St Ann St, Lomar Park, Kayla St, Charles Pl, Reed Rd, Linden Ln, Haskell Rd, Seminole Dr | $1,047 |
| Kirin Krossing, Sheffield St, Shawnee Rd, Heald St, James Cir, Nissitissit Ln, Chapman Ln, Scotia Dr, Tarbell St, Moonlight Way | $1,047 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pepperell | $156 to $159 |
| East Pepperell | $154 |
| Groton | $163 |
| Dunstable | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $6,800 |
| Yearly Pepperell Homeowner Insurance Premium Example | $7,500 | $6,500 |
| Out of Pocket Expense During Claim | $800 | $6,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $53,300 | $52,300 |
| Net Savings to Pepperell Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Pepperell, MA Home Replacement Value MORE than Home Value | Pepperell, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $462,000 | $266,500 |
| Insurance Premium based on Replacement Value | $3,800 | $2,175 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $89,000 | Risk Exposure from Under Insuring Coverage is $106,500 |
| Premium Impact | Insurance cheaper by $875/year | Insurance costlier by $750/year |
| Insurance Company | State Farm | Liberty Mutual | Allstate |
| Monthly Premium | 133 | 372 | 545 |
| Year Built | 1985 | 2003 | 1979 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $600000-$700000 | $800000-$900000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500 Deductible |