Peoria Insurance Rates:

Peoria, IL homeowners insurance is roughly $631 to $857, about $52-$71/month. Our in depth analysis reveals consumers can save upto $297 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One thing i really enjoy about state farm is the fact that the agents are all local people in the community.
State Farm
One thing i do not like about state farm is the wait time when you go into the building. it is unnecessary.
State Farm
Our hot water heater leaked all over our laundry room while we were gone on vacation. we came back to a mess. state farm helped us figure out what to do and where to go to fix it. i am so grateful they gave us advice.
Nationwide
I am happy. It is enough, not too much or too little, and when someone does reach out, they're always friendly and helpful.
Homesite Insurance
Homesite allows multi-policy discounts to bundle your home and auto insurances since they are partnered with progressive insurance company.
Grange Insurance
I feel like the premium could be cheaper considering the policy isn't the best really but other than that it is okay
Amica Mutual Insurance
I have seen other quotes for similar coverage from other companies and believe that my current policy is fairly priced in comparison.
Erie Insurance
I get all the communication I need, and none of the communication I don't need.
Aaa
The rates were a bit higher than other companies we shoppped.
Aaa
I don't like receiving constant ads about other services. I sometimes feel like they do not explain certain parts of the ball well.
Geico
I dislike having to pay a premium. I dislike the entity of insurance and the profiteering from fear. we all know insurance companies are making a bit of money.
American Family
I don't have anything I dislike about the company. Would I love cheaper rates of course but I think when you stack American Family up against other insurance carriers they are superior in price, coverage and customer service.
Meemic Insurance
I would reccomend our home insurance, it's less expensive than most other insurances and we get great coverage. the only thing is, i think you have to be a teacher or employed but the government to be eligible for our particular plan.
Geico
I would recommend Geico to friends and family because rates are competitive and company does its business right - customer service reps are always available and always wiling to go out of their way to help.
Safeco Insurance
This policy costs more than others but they insure more than other ones do.. I can have a trampoline, and a lot of other companies won't cover you if you have them.
State Farm
Overall, the company provides me with a sense of security. I have had my current insurance company for almost 20 years and I have never once had a major issue with them. I know that if need be I have that extra protection available to me and great customer service agents to assist me along the way.
Aaa
They are always available, always helpful and very reasonably priced compared to others. They allow for discounts for 100 different things which keeps me coming back to them always. Never had an issue with the amount of time anything takes to do.
Homesite Insurance
Overall, I like the amount of coverage they offered us and the premium we pay. It seems like a good deal for all that we get!
Farmer's Insurance
They are very professional. They are very helpful. Communication with them is easy because I can email them and I receive a response within 24 hours.
Aaa
There is nothing that I dislike. The customer service is great. The premium is competitive. Its a great insurance company.

Peoria, IL Homeowners Insurance By Home Value

Peoria, IL Home Value Total Homes % of Total Average Peoria, IL Homeowners Insurance
Less than $50,000 2,899 11.0% $148
$50,000 to $59,999 1,026 3.0% $312
$60,000 to $69,999 1,486 5.0% $386
$70,000 to $79,999 1,769 6.0% $446
$80,000 to $89,999 1,979 7.0% $505
$90,000 to $99,999 1,556 5.0% $565
$100,000 to $124,999 3,171 12.0% $654
$125,000 to $149,999 2,906 11.0% $818
$150,000 to $174,999 2,715 10.0% $967
$175,000 to $199,999 1,904 7.0% $1116
$200,000 to $249,999 2,429 9.0% $1346
$250,000 to $299,999 1,326 5.0% $1644
$300,000 to $399,999 1,168 4.0% $2090

Top Home Insurance Agents Near Peoria, IL

Home Insurance Company Near Peoria, IL Homeowners Insurance Agency Near Peoria, IL Address
NA Jennifer Hodges Dba Insurance Plus 115 E 2Nd St, Kewanee, IL, 61443
NA The Whisler Agency 326 S Main St, Morton, IL, 61550
NA Moriearty Ins Agcy Inc 617 Keokuk St, Lincoln, IL, 62656
Allstate Affinty Financial And Insurance Grp Inc 2412 E Washington St, East Peoria, IL, 61611
Erie Ledgestone Insurance Group Inc. 1142 Peoria Street, Washington, IL, 61571

Cost Of Homeowners Insurance By Street Near Peoria, IL

Streets in Peoria Area Homeowners Insurance Cost
N Eastvue Ct, N Tobi Ln, N Harmon Ave, W Widenham St, S Folkers Ave, Boulder Creek Ct, W Claybaugh Rd, S du Sable St, W Timberview Ct, W Hill St$698
N Cooper St, W Cindy Ln, S Avion Dr, Castle Dr, Wayne St, N Pioneer Rd, W Villa Ridge, N Donna Ln, N Merriman Ct, W Sunburst Ln$737
St Marys Ct, W Robertson Rd, Kutz Ln, N Riverview Rd, N Upland Ter, W Austin Dr, S Webster St, N Arrow Dr, W Crestwood Dr, N Johnson Rd$746
N Gilles Rd, W Nicolet Ct, E Euclid Ave, Abbey, N Stanley St, W Briarstone Dr, N Alta Rd, Tuscany Ridge Ct, E Frye Ave, Harp Hollow Rd$795
W Tahola Ct, Cass St, W George St, W Holly Hedges Dr, N Hanssler Ct, N Jackson St, W Hollyridge Cir, W Chestnut Dr, W 3rd Ave, E Minnesota St$748
N Kristin Ct, E Woodside Dr, Cove Ct, W Newman Pkwy, W Greenbrier Ln, N Industrial Rd, N Idaho St, W Vail Ct, W Warwick Dr, W Thousand Oaks Dr$789
Woodland Ct, N Hosta Cir, W Kellogg Ave, N Brookstone Dr, Chicago St, N Ashland Ct, W Lodi Ct, Wilhelm Rd, N Oak Leaf Ct, E Coventry Ln$802
Padua Ln, N Lakeside Pl, N Heinz Ln, W Forsythe Ct, Ivyleaf Ct, N Woodruff Blvd, Eureka St, N Whispering Woods Dr, S Westmoreland Ave, W Ann St$792
N Nelson Dr, NE Crescent Ave, St Agnes Ct, Co Hwy 43, S Blaine St, N Delaware St, Georgetowne Rd, Longmeadow Ct, N Springdale Ave, N Wilderness Dr$717
E Sankoty Dr, N Wildlife Dr, W Ducharme Ave, S Tyng St, NE Glendale Ave, W Baskin Ridge, N Allen Rd, E Linnet St, N Caterpillar Rd, W Meadows Pl$800

Peoria, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Peoria$111 to $113
Richwoods$108
West Peoria$109
Kickapoo$119

Peoria, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Richwoods township, Peoria County, Illinois $91 $121 $181
West Peoria city, Illinois $92 $122 $183
Kickapoo township, Peoria County, Illinois $99 $132 $198

Peoria, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Peoria, IL5.1%12.8%
Richwoods6.73%16.81%
West Peoria6.18%13.82%
Kickapoo3.39%11.79%

Peoria Renters Insurance as a Percentage of Rent

Peoria Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 887 4.0% $347
$200 to $299 877 4.0% $797
$300 to $499 2,083 10.0% $1247
$500 to $749 7,461 39.0% $1922
$750 to $999 4,808 25.0% $2672
$1,000 to $1,499 2,001 10.0% $3797
$1,500 or more 944 4.0% $5447

Peoria, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Peoria Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Peoria Home Owner from High Deductible Plan $600

Peoria, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Peoria, IL Home Replacement Value MORE than Home Value Peoria, IL Home Replacement Value LESS than Home Value
Replacement Value $111,500 $76,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Peoria Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceTravelers
Monthly Premium 4147151
Year Built 195319601971
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Peoria, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 360,000 Shingles Roof 4,640 5 $2500-$5000 Deductible 90 1 Vinyl siding yes
1956 120,000 Tile Roof 1,570 3 $500- $1000 Deductible 560 12 Stucco siding yes
1987 295,000 Tile Roof 3,110 4 > $10,000 Deductible 800 12 Brick siding No
1985 270,000 Composition Roof 3,480 5 > $10,000 Deductible 300 5 Vinyl siding yes
1970 95,000 Composition Roof 1,260 2 $1000-$2500 Deductible 240 8 Stone Siding No
1960 210,000 Asphalt Shingles Roof 2,530 5 $2500-$5000 Deductible 650 10 Stone Siding yes
1968 305,000 Composition Roof 3,160 5 $2500-$5000 Deductible 730 9 Fiber-Cement Siding yes
1970 285,000 Tile Roof 3,760 5 $500 Deductible 640 6 Vinyl siding No
1942 135,000 Metal Roof 1,750 3 $500 Deductible 510 9 Brick siding No
1973 215,000 Membrane Roof 3,210 4 $500- $1000 Deductible 70 1 Brick siding No
1977 140,000 Asphalt Shingles Roof 2,170 4 $500 Deductible 280 5 Stucco siding No
1984 210,000 Membrane Roof 3,010 4 $1000-$2500 Deductible 140 2 Stucco siding No
1954 145,000 Metal Roof 1,670 3 $500 Deductible 240 4 Vinyl siding No
1944 95,000 Tile Roof 1,100 2 $2500-$5000 Deductible 30 1 Wood siding yes
1946 185,000 Wood Shake Roof 2,180 3 $1000-$2500 Deductible 680 12 Brick siding No
1950 170,000 Membrane Roof 2,370 5 $500 Deductible 410 5 Vinyl siding No
1953 90,000 Composition Roof 1,070 2 $2500-$5000 Deductible 60 3 Stone Siding yes
1967 120,000 Composition Roof 1,510 5 $500 Deductible 240 5 Stucco siding No
1956 225,000 Tile Roof 3,020 4 $500 Deductible 560 6 Vinyl siding yes
1988 75,000 Composition Roof 1,010 2 $500 Deductible 180 8 Stone Siding No
1962 335,000 Slate Shingles Roof 4,470 5 > $10,000 Deductible 350 6 Stucco siding No
1987 310,000 Metal Roof 3,340 4 $5000 to $10,000 Deductible 780 9 Stone Siding No
1962 145,000 Wood Shake Roof 2,130 4 $2500-$5000 Deductible 150 3 Stucco siding No
1957 355,000 Asphalt Shingles Roof 4,120 5 $500- $1000 Deductible 440 3 Fiber-Cement Siding No
1963 140,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 130 3 Stone Siding No
1973 85,000 Asphalt Shingles Roof 1,240 2 $1000-$2500 Deductible 150 5 Brick siding yes
1972 275,000 Tile Roof 4,200 5 $500- $1000 Deductible 370 5 Vinyl siding yes
1943 90,000 Shingles Roof 1,621 3 > $10,000 Deductible 370 5 Stone Siding yes