How Much Does Pensacola, FL Home Insurance Cost?
Pensacola, FL Average Homeowners Insurance Cost
$1,203
Homeowners Insurance Cost - Pensacola, FL
$118,600
Median Home Value - Pensacola, FL
Pensacola, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.44 | $1,188.56 |
| $1000 Deductible | -$127.76 | $1,075.24 |
| $1500 Deductible | -$190.8 | $1,012.2 |
| $2000 Deductible | -$284.15 | $918.85 |
| $2500 Deductible | -$339.25 | $863.75 |
Pensacola, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$337 | $866 |
| 30 year old | +$18 | $1,221 |
| 40 year old | +$31 | $1,234 |
| 50 year old | +$46 | $1,249 |
| Above 50 year old | +$58 | $1,261 |
Pensacola, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$144 | $1,059 |
| Superior | -$108 | $1,095 |
| Masonry | -$60 | $1,143 |
| Brick | -$60 | $1,143 |
| Hail Resistant Roof | -$36 | $1,167 |
Pensacola, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$24 | $1,227 |
| Swimming Pool With A Diving Board | +$48 | $1,251 |
| Swimming Pool With Slide | +$72 | $1,275 |
Pensacola, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $36 | $1,167 |
| Police Department | $12 | $1,191 |
Pensacola, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$505.26 | $1,708 |
| Filing a Second Liability Claim | +$457.14 | $1,660 |
| Filing a Second Theft Claim | +$457.14 | $1,660 |
| Filing a Second Water Claim | +$396.99 | $1,600 |
| Filing a Fire Claim | +$240.6 | $1,444 |
| Filing a Liability Claim | +$228.57 | $1,432 |
| Filing a Theft Claim | +$228.57 | $1,432 |
| Filing a Water Claim | +$192.48 | $1,395 |
| Filing a Weather Claim | +$192.48 | $1,395 |