How To Make Your Pensacola, FL Home Insurance Cheaper
Pensacola, FL, homeowners insurance is about $1203. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Pensacola, FL Home Insurance Rates with the Escambia County Average
| Place | Escambia County Average: $1,257.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Pensacola, FL | $1,203.0 | -54.0 | -0.04 | 233,135 | 118,600 |
Cost of Pensacola, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Garcon Point | 315,200 | 148,534 | $1,637.1 |
| Avalon | 120,600 | 19,968 | $1,216 |
| Gulf Shores | 251,100 | 35,580 | $1,602 |
| Allentown | 172,700 | 25,141 | $1,565 |
Homeowners Insurance Comparison for the Cheapest Premiums in Pensacola, FL
| GEICO | Security First Home Insurance | The Hartford | |
| Median Home Value ($) | 118,600 | 118,600 | 118,600 |
| Age of Home | Year 30 Old | Year 40 Old | Year 40 Old |
| Home Coverage ($) | $400,000 -$499,999 | $750,000 -$999,999 | $300,000 -$399,999 |
| Total Premium ($) | $5,575.7 | $9,016.1 | $4,804.2 |
Cost of Pensacola, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Encompass Insurance | 1000 | $250,000-$299,999 | 3,018.4 |
| Olympus Insurance | 1000 | $500,000-$749,999 | 6,145.7 |
| Tower Hill Insurance | 2000 | $100,000-$124,999 | 748.2 |
| Allstate | 2500 | $500,000-$749,999 | 4,757.9 |
| The Hartford | 2000 | $400,000-$499,999 | 4,233.4 |
| Universal Property & Casualty Insurance Company | 2500 | $1500,000-$2000,000 | 6,505.0 |
| Horace Mann Educators Corporation | 2000 | $1000,000-$1499,999 | 6,900.5 |
| Citizens Property Insurance | 1000 | $1500,000-$2000,000 | 8,402.3 |
| Stillwater insurance Group | 2000 | $200,000-$249,999 | 1,596.9 |
| MetLife | 500 | $500,000-$749,999 | 6,410.0 |