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Pensacola, FL Home Values & Insurance Rates

Pensacola, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,587 8.0% $218
$50,000 to $59,999 1,702 3.0% $460
$60,000 to $69,999 2,706 5.0% $563
$70,000 to $79,999 2,836 5.0% $655
$80,000 to $89,999 3,749 7.0% $736
$90,000 to $99,999 3,046 5.0% $828
$100,000 to $124,999 7,206 14.0% $954
$125,000 to $149,999 5,702 11.0% $1196
$150,000 to $174,999 6,097 11.0% $1414
$175,000 to $199,999 3,328 6.0% $1633
$200,000 to $249,999 4,504 8.0% $1966
$250,000 to $299,999 3,023 5.0% $2403
$300,000 to $399,999 2,490 4.0% $3059

Top Home Insurance Agents Near Pensacola, FL

Home Insurance Company Near Pensacola, FL Homeowners Insurance Agency Near Pensacola, FL Address
NA D.E. Reed Agency, Inc. Dba Dave Reed Insurance 2740 Creighton Rd, Pensacola, FL, 32504
NA Ellis Insurance Agency 18 Racetrack Rd Nw , Fort Walton Beach, FL, 32547
NA Williams Insurance Agency, Llc 301 Government Ave, Niceville, FL, 32578
NA Underwood Anderson & Associates, Inc. 3036 Pkwy , Gulf Breeze, FL, 32563
State Farm Eric Cabaniss 6373 Highway 90, Milton, FL, 32570-4521

Estimated Home Insurance By Street Area Near Pensacola, FL

Pensacola Area Estimated House Insurance
S Clubbs St, Godwinson Rd, Heinrich St, Free Board Blvd, Jacquelyn Way, North Ave, River Gardens Cir, Hertz St, Arbor Dr, Gail Dr$None
Shorewood Dr, Atlanta Ave, Chesterfield Rd, Peperidge Dr, Kingfisher Ct, Tonbridge Cir, Meldum Ave, E Main St, Esther St, Lakewood Rd$1,127
Fitzgerald St, Yancey Ave, Zurich St, Homewood Rd, Cll Marbella, Johnson's Beach Rd, Doris Ave, Nagel Dr, Saufley Field Rd, Molaree Dr$1,269
Massachusetts Ave, E Hatton St, Cypress St, Hansen Blvd, Buford Cir, Uratan Pl, Windtrace Ct, Sharpsburg Loop, Gunter Rd, Magaha Ln$1,155
Diamond Rd, Rainbow Ave, Price St, Dale Flowers Dr, San Dollar Cir, Onyx Trl, Surfview Dr, Greenwood Ln, Kathryn Dr, Flowers St$1,150
Chief's Way, Impala Ct, Tillman Cir, Shoal Creek Ct, Swan Ln, Lucida Ln, Pelham Rd, Reed Rd, Wilkes Dr, Schwab Dr$1,125
Ringgold Dr, Lovaleen Cir, Cloverland Ct, Riddick Dr, Balderas Ave, Brent Ln, Knight Dr, Whaley Ave, Ironwood Rd, Heinberg St$1,137
Bedgood Ln, Baird St, Widows Ln, Quietwater Beach Rd, Poinciana Dr, 6th St, W Romana St, Clydesdale Dr, Chiquita Dr, Lago Vista Ct$1,154
W Cross St, Cameron Dr, W Main St, Tonawanda Dr, Menewa Path, Meade Dr, Abel Ct, N 10th Ave, Pinnacle Dr, Pleasant Ave$1,138
Katie Mae Ln, Kipling St, Untreiner Ave, Palomar Dr, Lenora St, Elmcrest Dr, Portland St, Glendower Ct, Mindoro Cir, Lieutenant Dr$1,147

Savings on home insurance for senior occupied homes

PlaceSavings
Pensacola$172 to $174
Warrington$169
Myrtle Grove$171
West Pensacola$168

Pensacola, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pensacola, FL7.6%23.6%
Warrington8.33%26.57%
Myrtle Grove8.32%26.1%
West Pensacola9.4%31.99%

Pensacola Renters Insurance as a Percentage of Rent

Pensacola Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 438 1.0% $343
$200 to $299 978 2.0% $793
$300 to $499 2,004 6.0% $1243
$500 to $749 8,298 25.0% $1918
$750 to $999 10,715 32.0% $2668
$1,000 to $1,499 8,198 25.0% $3793
$1,500 or more 1,993 6.0% $5443

Pensacola, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Pensacola Homeowner Insurance Premium Example $3,700$3,500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $30,400$29,800
Net Savings to Pensacola Home Owner from High Deductible Plan $600

Pensacola, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pensacola, FL Home Replacement Value MORE than Home Value Pensacola, FL Home Replacement Value LESS than Home Value
Replacement Value $152,500 $110,500
Insurance Premium based on Replacement Value $2,775 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $450/year

Example Pensacola Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAllstate
Monthly Premium 93152816
Year Built 200419892014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$150000-$175000$400000-$500000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Pensacola, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Warrington CDP, Florida $170 $226 $339
Myrtle Grove CDP, Florida $171 $228 $342
West Pensacola CDP, Florida $168 $224 $336

Sample Home Insurance Rates for Pensacola, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 100,000 Metal Roof 1,500 5 $2500-$5000 Deductible 640 4 Vinyl siding No
1971 115,000 Shingles Roof 1,320 3 $500- $1000 Deductible 2040 9 Wood siding yes
1990 170,000 Slate Shingles Roof 2,410 4 $500 Deductible 3010 12 Wood siding yes
1993 105,000 Composition Roof 1,550 3 $2500-$5000 Deductible 1100 9 Wood siding No
1983 185,000 Metal Roof 2,340 3 $1000-$2500 Deductible 450 2 Fiber-Cement Siding yes
1989 155,000 Asphalt Shingles Roof 2,160 3 $500- $1000 Deductible 770 3 Wood siding yes
1961 100,000 Metal Roof 1,410 3 $500- $1000 Deductible 1570 12 Wood siding No
1969 390,000 Asphalt Shingles Roof 4,070 5 $5000 to $10,000 Deductible 3650 7 Stucco siding yes
1968 220,000 Membrane Roof 2,370 3 $1000-$2500 Deductible 2930 12 Wood siding No
2003 175,000 Composition Roof 1,989 4 $500 Deductible 1300 4 Fiber-Cement Siding yes