Pennsauken Insurance Rates:

Pennsauken, NJ homeowners insurance is nearly $689 to $935, about $57-$77/month. Our in depth guide reveals consumers can save as much as $324 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I don't like the wait times when i call for customer service. i have had a great experience with the customer service reps, but waiting for my turn takes too long.
Nationwide
On a different note when they did come out for my hail it was within 4 hours they also replaced my air conditioner unit my garage door and some boots on the roof even though i didn't think they were that bad they threw in paint on the side of my house
Aaa
You get what you pay for. had i gone with a different insurance company, i don't think my flood would have been covered as much as it was.
State Farm
I use it to pay bills and look at insurance info when needed. So, it does all the things I typically need to do.
State Farm
I actually have no idea what other premiums are like. Maybe they are great, maybe they are worse than what I have
New Jersey Manufacturers Insurance Company
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.
Allstate
My premium compared to other companies is a tad high, but it seems like the coverage is solid and I haven't had any problems with the company yet.

Pennsauken, NJ Homeowners Insurance By Home Value

Pennsauken, NJ Home Value Total Homes % of Total Average Pennsauken, NJ Homeowners Insurance
Less than $50,000 258 2.0% $105
$70,000 to $79,999 150 1.0% $332
$80,000 to $89,999 199 2.0% $373
$90,000 to $99,999 301 3.0% $421
$100,000 to $124,999 933 9.0% $486
$125,000 to $149,999 870 9.0% $608
$150,000 to $174,999 1,772 18.0% $721
$175,000 to $199,999 1,198 12.0% $835
$200,000 to $249,999 2,359 24.0% $1005
$250,000 to $299,999 888 9.0% $1224
$300,000 to $399,999 488 5.0% $1565

Top Home Insurance Agents Near Pennsauken, NJ

Home Insurance Company Near Pennsauken, NJ Homeowners Insurance Agency Near Pennsauken, NJ Address
NA Aruffo-Rim Agency 1618 Chichester Ave Linwood, Lower Chichester Township, PA, 19061
Erie Bruckner Insurance Agency Inc. 805 N Bethlehem Pike Unit 2-2, Lower Gwynedd, PA, 19002
Nationwide Gannon Insurance Inc 2040 County Line Rd, Huntingdon Valley, PA, 19006
Allstate Komlan Tsiseglo 720 Church Ln, Yeadon, PA, 19050
Allstate Ronald Williford 38 N Waterloo Rd, Devon, PA, 19333

Cost Of Homeowners Insurance By Street Near Pennsauken, NJ

Streets in Pennsauken Area Homeowners Insurance Cost
Barrows Rd, Frosthoffer Ave, Baldwin Rd, Marlon Ave, Raritan St, 41st St, Fork Landing Ave, Connecticut Ct, Hollinshed Ave, Campbell Ave$801
Johnson Ct, Eden Ln, Suckle Hwy, Herbert Ave, Royal Ave, Hillside Ter, Sherwood Ter, Willgoos Ave, Velde Ave, June Rd$819
Horner Ave, Westfield Camden Tpke, Schleicher Ave, 48th St, Palmyra Bridge Rd, 38th St, Rudderow Ave, Pettit Ct, Rudderow Ave, Westfield Camden Tpke$825
Capital Hwy, Rhode Island Ct, Merchantville Ave, Hadley Dr, 44th St, Baker Ave, E Springfield Ave, Harris Ave, Airport Highway Ln, Airport Hwy$735
Tripoli Ave, Cove Rd, Foehl Ave, Greenbrier Rd, Hylton Rd, Sheppard Rd, Piersanti Ct, Caroline Ave, W River Dr, 46th St$820

Pennsauken, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pennsauken$121 to $124
Merchantville$124
Golden Triangle$123
Palmyra$122

Pennsauken, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Merchantville borough, New Jersey $124 $165 $248
Golden Triangle CDP, New Jersey $124 $165 $248
Palmyra borough, New Jersey $122 $163 $245

Pennsauken, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pennsauken, NJ4.0%9.2%
Merchantville3.55%7.73%
Golden Triangle3.81%8.06%
Palmyra3.76%9.19%

Pennsauken Renters Insurance as a Percentage of Rent

Pennsauken Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 1.0% $351
$200 to $299 78 3.0% $801
$300 to $499 333 13.0% $1251
$500 to $749 345 13.0% $1926
$750 to $999 580 23.0% $2676
$1,000 to $1,499 844 33.0% $3801
$1,500 or more 288 11.0% $5451

Pennsauken, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Pennsauken Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,600$11,400
Net Savings to Pennsauken Home Owner from High Deductible Plan $1,200

Pennsauken, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pennsauken, NJ Home Replacement Value MORE than Home Value Pennsauken, NJ Home Replacement Value LESS than Home Value
Replacement Value $178,000 $126,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Pennsauken Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 10383100
Year Built 196719811978
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pennsauken, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 345,000 Membrane Roof 2,890 4 > $10,000 Deductible 210 2 Vinyl siding No
1989 130,000 Composition Roof 1,450 3 $2500-$5000 Deductible 420 10 Vinyl siding yes
1970 415,000 Wood Shake Roof 3,390 4 $2500-$5000 Deductible 110 1 Stucco siding No
1941 235,000 Asphalt Shingles Roof 2,210 4 $2500-$5000 Deductible 730 10 Vinyl siding No
1985 140,000 Shingles Roof 1,350 3 $500- $1000 Deductible 60 1 Stone Siding yes
1963 125,000 Asphalt Shingles Roof 1,340 3 $500- $1000 Deductible 110 2 Stone Siding yes
1971 230,000 Metal Roof 1,980 4 $2500-$5000 Deductible 190 3 Brick siding yes
1964 250,000 Slate Shingles Roof 1,980 4 $1000-$2500 Deductible 620 8 Fiber-Cement Siding yes
1972 155,000 Membrane Roof 1,440 3 $1000-$2500 Deductible 190 3 Wood siding No
1986 240,000 Asphalt Shingles Roof 2,100 3 $500- $1000 Deductible 1000 12 Wood siding yes
1947 315,000 Slate Shingles Roof 3,380 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding No
1941 385,000 Slate Shingles Roof 3,910 5 $2500-$5000 Deductible 100 1 Stone Siding No
1943 390,000 Shingles Roof 3,140 5 $1000-$2500 Deductible 1330 12 Wood siding yes
1945 165,000 Shingles Roof 1,530 3 $500- $1000 Deductible 920 12 Vinyl siding No
1949 195,000 Wood Shake Roof 2,360 3 $500 Deductible 470 6 Wood siding No
1974 270,000 Asphalt Shingles Roof 2,320 4 $1000-$2500 Deductible 610 10 Vinyl siding yes
1951 205,000 Metal Roof 2,260 3 $2500-$5000 Deductible 120 2 Vinyl siding yes
1968 255,000 Wood Shake Roof 2,080 4 $2500-$5000 Deductible 640 7 Vinyl siding yes
1943 330,000 Slate Shingles Roof 2,730 4 $1000-$2500 Deductible 1620 12 Fiber-Cement Siding yes
1989 160,000 Shingles Roof 1,400 3 $500- $1000 Deductible 390 5 Stone Siding No
1989 185,000 Composition Roof 2,050 3 $1000-$2500 Deductible 250 4 Fiber-Cement Siding No
1968 225,000 Slate Shingles Roof 1,980 3 $5000 to $10,000 Deductible 410 10 Wood siding yes
1959 215,000 Composition Roof 2,590 5 $2500-$5000 Deductible 560 12 Vinyl siding yes
1963 350,000 Asphalt Shingles Roof 2,910 5 $500- $1000 Deductible 720 8 Vinyl siding No
1960 290,000 Metal Roof 2,840 4 $2500-$5000 Deductible 530 6 Fiber-Cement Siding No
1977 165,000 Composition Roof 1,920 4 $500 Deductible 430 6 Vinyl siding No
1960 130,000 Composition Roof 1,390 3 $500 Deductible 400 6 Fiber-Cement Siding No