Pembroke Pines Insurance Rates:

Pembroke Pines ,FL Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Pembroke Pines, FL homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Pembroke Pines, FL is $2037. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Pembroke Pines, FL: Customer-Reviewed Options


Pembroke Pines, FL Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Pembroke Pines, FL. VHome Insurance will help you navigate the world of homeowners insurance coverages in Pembroke Pines, FL.

Coverage Level Average Annual Premium
$100,000 $815
$200,000 $1,385
$300,000 $1,711
$400,000 $2,607
$500,000 $3,280


Pembroke Pines, FL Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Pembroke Pines, FL, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $2,089
$1000 Deductible $1,868
$1500 Deductible $1,762
$2500 Deductible $1,589
$5000 Deductible $1,344



Top Home Insurance Agents Near Pembroke Pines, FL

Home Insurance Company Near Pembroke Pines, FL Homeowners Insurance Agency Near Pembroke Pines, FL Address
NA Arthur J Gallagher Risk Management Services, Inc. 8333 Nw 53Rd St Ste 600 , Miami, FL, 33168
NA Apex Insurance & Investment Group 1911 S Federal Hwy Ste 950 Delray Beach, Delray Beach, FL, 33483
Travelers Accord Insurance Network Of America Inc 3101 N FEDERAL HWY # 300, OAKLAND PARK, FL, 33306
Travelers Cloverleaf Insurance Brokers Inc 18314 NW 7TH AVE, MIAMI, FL, 33169
Travelers Wilson Washburn & Forster Ins 16505 Nw 13Th Ave , Miami, FL, 33169

Pembroke Pines, FL Home Insurance Agents for Top Companies


Pembroke Pines, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miramar-Pembroke Pines CCD, Broward County, Florida $150 $200 $300
Southwest Ranches town, Florida $180 $240 $360
Miramar city, Florida $151 $201 $301


Pembroke Pines, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pembroke Pines, FL4.8%17.4%
Miramar-Pembroke Pines4.78%16.99%
Southwest Ranches3.66%12.0%

Pembroke Pines Renters Insurance as a Percentage of Rent

Pembroke Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 250 1.0% $778
$300 to $499 148 1.0% $1228
$500 to $749 632 4.0% $1903
$750 to $999 1,485 11.0% $2653
$1,000 to $1,499 5,799 43.0% $3778
$1,500 or more 5,039 37.0% $5428

Cost Of Homeowners Insurance By Street Near Pembroke Pines, FL

Streets in Pembroke Pines Area Homeowners Insurance Cost
SW 191st Ave, Buttonwood Ave, SW 176th Ter, NW 154 Ave, Indigo St, Superior Blvd, Ontario Pl, SW 125th Way, NW 167th Ave, NW 76th Way$1,295
Eaton St, Everglades Dr, Iris Ct, NW 203rd Ter, SW 123rd Ave, 197th Ter, 142nd Ter, Sedgewyck Cir S, NW 143rd Ave, NW 199th Ter$1,175
SW 60th Ct, 156th Ave, SW 71st St, 161st Ave, Oneida Pl, 157th Ave, Sedgehill Rd, SW 114th Ave, SW 158th Way, Palm Cir$1,292
SW 168th Way, NW 21st Pl, NW 153rd Ave, Bel Aire Dr S, SW 114 Ave, NW 133rd Ave, Winkfield Way, NW 217th Ln, SW 3 St, Lance Point Pl$1,299
NW 162nd Ter, Cranberry Ct, Huron Ter, NW 169th Ave, NW 188th Ter, Epsom Ln, SW 113th Ave, Bahama Dr, SW 186th Ter, SW 95th Ter$1,291

Pembroke Pines, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pembroke Pines$180 to $183
Miramar-Pembroke Pines$180
Southwest Ranches$216

Average Cost Of Home Insurance By Company In Areas Nearby Pembroke Pines For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Community Insurance $5,270
150,000 27 NO Liberty Mutual Fire Insurance $5,621
150,000 27 NO Tower Hill Select Insurance $6,531
150,000 27 YES Florida Family Insurance $2,297
150,000 27 YES Tower Hill Preferred Insurance $2,835
300,000 12 NA Citizens Property Insurance $3,176
300,000 12 NA Liberty Mutual Fire Insurance $5,115
300,000 12 NA St. Johns Insurance $4,437
300,000 12 NA Tower Hill Select Insurance $3,761


Pembroke Pines, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Pembroke Pines Homeowner Insurance Premium Example $3,400$2,600
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $22,300$21,500
Net Savings to Pembroke Pines Home Owner from High Deductible Plan $800


Pembroke Pines, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pembroke Pines, FL Home Replacement Value MORE than Home Value Pembroke Pines, FL Home Replacement Value LESS than Home Value
Replacement Value $229,000 $157,500
Insurance Premium based on Replacement Value $5,225 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $950/year Insurance costlier by $675/year


Example Pembroke Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 191231273
Year Built 199820002014
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible