Pembroke Pines Insurance Rates:

Pembroke Pines, FL homeowners insurance is about $1,021 to $1,389, about $85-$115/month. Our complete analysis reveals consumers can save as much as $481 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmers Insurance
Farmers insurance is fairly priced and has a website easy to use. they are also very supportive of education giving generous donations.
Met
I hate it when i have to call them, as they are often not very friendly, they put you on hold and transfer you from department to department.
State Farm
I like the fact that i get a discount if i order multiple types of services from my insurer. when i do this, my costs are lower.

Pembroke Pines, FL Homeowners Insurance By Home Value

Pembroke Pines, FL Home Value Total Homes % of Total Average Pembroke Pines, FL Homeowners Insurance
Less than $50,000 1,407 3.0% $132
$50,000 to $59,999 648 1.0% $276
$60,000 to $69,999 1,028 2.0% $349
$70,000 to $79,999 1,328 3.0% $397
$80,000 to $89,999 834 2.0% $445
$90,000 to $99,999 1,209 3.0% $505
$100,000 to $124,999 2,744 7.0% $589
$125,000 to $149,999 2,079 5.0% $734
$150,000 to $174,999 4,127 11.0% $866
$175,000 to $199,999 2,642 7.0% $999
$200,000 to $249,999 5,907 15.0% $1204
$250,000 to $299,999 5,236 14.0% $1480
$300,000 to $399,999 7,816 21.0% $1878

Top Home Insurance Agents Near Pembroke Pines, FL

Home Insurance Company Near Pembroke Pines, FL Homeowners Insurance Agency Near Pembroke Pines, FL Address
NA Arthur J Gallagher Risk Management Services, Inc. 8333 Nw 53Rd St Ste 600 , Miami, FL, 33168
NA Apex Insurance & Investment Group 1911 S Federal Hwy Ste 950 Delray Beach, Delray Beach, FL, 33483
Travelers Accord Insurance Network Of America Inc 3101 N FEDERAL HWY # 300, OAKLAND PARK, FL, 33306
Travelers Cloverleaf Insurance Brokers Inc 18314 NW 7TH AVE, MIAMI, FL, 33169
Travelers Wilson Washburn & Forster Ins 16505 Nw 13Th Ave , Miami, FL, 33169

Cost Of Homeowners Insurance By Street Near Pembroke Pines, FL

Streets in Pembroke Pines Area Homeowners Insurance Cost
SW 191st Ave, Buttonwood Ave, SW 176th Ter, NW 154 Ave, Indigo St, Superior Blvd, Ontario Pl, SW 125th Way, NW 167th Ave, NW 76th Way$1,295
Eaton St, Everglades Dr, Iris Ct, NW 203rd Ter, SW 123rd Ave, 197th Ter, 142nd Ter, Sedgewyck Cir S, NW 143rd Ave, NW 199th Ter$1,175
SW 60th Ct, 156th Ave, SW 71st St, 161st Ave, Oneida Pl, 157th Ave, Sedgehill Rd, SW 114th Ave, SW 158th Way, Palm Cir$1,292
SW 168th Way, NW 21st Pl, NW 153rd Ave, Bel Aire Dr S, SW 114 Ave, NW 133rd Ave, Winkfield Way, NW 217th Ln, SW 3 St, Lance Point Pl$1,299
NW 162nd Ter, Cranberry Ct, Huron Ter, NW 169th Ave, NW 188th Ter, Epsom Ln, SW 113th Ave, Bahama Dr, SW 186th Ter, SW 95th Ter$1,291

Pembroke Pines, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pembroke Pines$180 to $183
Miramar-Pembroke Pines$180
Southwest Ranches$216
Davie$187

Pembroke Pines, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miramar-Pembroke Pines CCD, Broward County, Florida $150 $200 $300
Southwest Ranches town, Florida $180 $240 $360
Miramar city, Florida $151 $201 $301

Pembroke Pines, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pembroke Pines, FL4.8%17.4%
Miramar-Pembroke Pines4.78%16.99%
Southwest Ranches3.66%12.0%
Miramar4.66%15.04%

Pembroke Pines Renters Insurance as a Percentage of Rent

Pembroke Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 250 1.0% $778
$300 to $499 148 1.0% $1228
$500 to $749 632 4.0% $1903
$750 to $999 1,485 11.0% $2653
$1,000 to $1,499 5,799 43.0% $3778
$1,500 or more 5,039 37.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Pembroke Pines For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Community Insurance $5,270
150,000 27 NO Liberty Mutual Fire Insurance $5,621
150,000 27 NO Tower Hill Select Insurance $6,531
150,000 27 YES Florida Family Insurance $2,297
150,000 27 YES Tower Hill Preferred Insurance $2,835
300,000 12 NA Citizens Property Insurance $3,176
300,000 12 NA Liberty Mutual Fire Insurance $5,115
300,000 12 NA St. Johns Insurance $4,437
300,000 12 NA Tower Hill Select Insurance $3,761

Pembroke Pines, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Pembroke Pines Homeowner Insurance Premium Example $3,400$2,600
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $22,300$21,500
Net Savings to Pembroke Pines Home Owner from High Deductible Plan $800

Pembroke Pines, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pembroke Pines, FL Home Replacement Value MORE than Home Value Pembroke Pines, FL Home Replacement Value LESS than Home Value
Replacement Value $229,000 $157,500
Insurance Premium based on Replacement Value $5,225 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $950/year Insurance costlier by $675/year

Example Pembroke Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 191231273
Year Built 199820002014
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pembroke Pines, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 320,000 Slate Shingles Roof 2,900 4 $2500-$5000 Deductible 2700 6 Wood siding yes
2009 290,000 Membrane Roof 2,320 5 $5000 to $10,000 Deductible 490 2 Fiber-Cement Siding yes
2010 155,000 Metal Roof 1,310 2 $2500-$5000 Deductible 830 5 Wood siding yes
1994 345,000 Tile Roof 3,190 4 > $10,000 Deductible 2860 9 Vinyl siding yes
1984 210,000 Shingles Roof 2,060 3 $500 Deductible 1940 6 Fiber-Cement Siding No
1988 250,000 Asphalt Shingles Roof 2,220 4 $500- $1000 Deductible 1090 3 Stucco siding yes
2007 210,000 Tile Roof 1,740 2 $5000 to $10,000 Deductible 1320 5 Stone Siding No
2009 340,000 Membrane Roof 2,970 4 > $10,000 Deductible 2320 6 Stone Siding No
2014 225,000 Metal Roof 1,540 5 $500- $1000 Deductible 1990 7 Stone Siding No
1993 225,000 Shingles Roof 1,632 3 $500 Deductible 1910 5 Vinyl siding No