Pembroke Pines Insurance Rates:

Pembroke Pines, FL homeowners insurance is about $1,021 to $1,389, about $85-$115/month. Our complete analysis reveals consumers can save as much as $481 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Farmers insurance is fairly priced and has a website easy to use. they are also very supportive of education giving generous donations.
Metlife
I hate it when i have to call them, as they are often not very friendly, they put you on hold and transfer you from department to department.
State Farm
I like the fact that i get a discount if i order multiple types of services from my insurer. when i do this, my costs are lower.
State Farm
The only thing I dislike about the company is the auto insurance rates. Those are higher than other providers even bundling with my homeowner's insurance. I am looking to possibly change that portion of my insurance but I will keep the homeowner's policy with state farm.
Nationwide
I like that it is easy to use and it is easy to navigate to find what I am looking for. The layout is fairly simple.
State Farm
I do not have any information to compare with other insurance companies, I have been with this insurance company for quite some time and overall, feel perfectly fine with it. I have never had to post a claim.
Usaa
I am not really sure about other companies, but from what I heard USAA is the cheapest you can get. They give a military discount to active military and veterans and their families. I think it is pretty cheap, for what they offer you really can't complain. It would cost way more to replace a house than it does to pay for insurance every month.
Citizens Property Insurance
Citizens Insurance Company was there when others were not when a devastating hurricane hit South Florida. Their prices were higher than I had been paying but not extravagant or price gouging.
Tower Hill Insurance
I like that we were able to get a competitive rate when very few were available. The paperwork we receive is very clear and easy to understand.
Usaa
almost completely satisified with USAA as a whole. The service that we have received seem to be above that which we have received from other providers.
State Farm
They are good to work with and always let me know when they need things from me. I enjoy working with them and communicating with them
Nationwide
I think I have only used the company's website once, but it was easy enough to navigate. I don't know that they even have an app to use, though.
Allstate
The interaction with the company is great. I went through a friend at All-State so I can text him whenever I need to make a claim. I don't make claims often, but if I do, I have no reason to doubt that they'll be there.
Usaa
I like the fact that USAA is for those who served our country and I think they go above and beyond for the individual along with the family members, I enjoy the fact that they provide services in many different ways from car insurance to loans. To me, it is literally one of the best companies ever created and continue to be.
Usaa
I don't like that they only have 1 company I can work with that they pay directly. It would be nice to have an adjuster come out and look the problems. You just have to trust the company that comes out to make sure the estimate includes everything.
Allstate
Nothing bad to say really, my only bad experience was one time I was promised a call back same day and got it the next morning, that's been the only issue
State Farm
I would not recommend any insurance company for anything. I think that insurance is a scam, but I am required to have it becasue they pay government officials to write it into public policy
Usaa
They are always pleasant to talk to and work hard to resolve my issue. They are helpful and genuinely care about my problems. I cannot say enough good things about them.
State Farm
I am extremely satisfied with my insurance company. They go above an beyond to help me in every way that they can and I appreciate them.

Pembroke Pines, FL Homeowners Insurance By Home Value

Pembroke Pines, FL Home Value Total Homes % of Total Average Pembroke Pines, FL Homeowners Insurance
Less than $50,000 1,407 3.0% $132
$50,000 to $59,999 648 1.0% $276
$60,000 to $69,999 1,028 2.0% $349
$70,000 to $79,999 1,328 3.0% $397
$80,000 to $89,999 834 2.0% $445
$90,000 to $99,999 1,209 3.0% $505
$100,000 to $124,999 2,744 7.0% $589
$125,000 to $149,999 2,079 5.0% $734
$150,000 to $174,999 4,127 11.0% $866
$175,000 to $199,999 2,642 7.0% $999
$200,000 to $249,999 5,907 15.0% $1204
$250,000 to $299,999 5,236 14.0% $1480
$300,000 to $399,999 7,816 21.0% $1878

Top Home Insurance Agents Near Pembroke Pines, FL

Home Insurance Company Near Pembroke Pines, FL Homeowners Insurance Agency Near Pembroke Pines, FL Address
NA Arthur J Gallagher Risk Management Services, Inc. 8333 Nw 53Rd St Ste 600 , Miami, FL, 33168
NA Apex Insurance & Investment Group 1911 S Federal Hwy Ste 950 Delray Beach, Delray Beach, FL, 33483
Travelers Accord Insurance Network Of America Inc 3101 N FEDERAL HWY # 300, OAKLAND PARK, FL, 33306
Travelers Cloverleaf Insurance Brokers Inc 18314 NW 7TH AVE, MIAMI, FL, 33169
Travelers Wilson Washburn & Forster Ins 16505 Nw 13Th Ave , Miami, FL, 33169

Cost Of Homeowners Insurance By Street Near Pembroke Pines, FL

Streets in Pembroke Pines Area Homeowners Insurance Cost
SW 191st Ave, Buttonwood Ave, SW 176th Ter, NW 154 Ave, Indigo St, Superior Blvd, Ontario Pl, SW 125th Way, NW 167th Ave, NW 76th Way$1,295
Eaton St, Everglades Dr, Iris Ct, NW 203rd Ter, SW 123rd Ave, 197th Ter, 142nd Ter, Sedgewyck Cir S, NW 143rd Ave, NW 199th Ter$1,175
SW 60th Ct, 156th Ave, SW 71st St, 161st Ave, Oneida Pl, 157th Ave, Sedgehill Rd, SW 114th Ave, SW 158th Way, Palm Cir$1,292
SW 168th Way, NW 21st Pl, NW 153rd Ave, Bel Aire Dr S, SW 114 Ave, NW 133rd Ave, Winkfield Way, NW 217th Ln, SW 3 St, Lance Point Pl$1,299
NW 162nd Ter, Cranberry Ct, Huron Ter, NW 169th Ave, NW 188th Ter, Epsom Ln, SW 113th Ave, Bahama Dr, SW 186th Ter, SW 95th Ter$1,291

Pembroke Pines, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pembroke Pines$180 to $183
Miramar-Pembroke Pines$180
Southwest Ranches$216
Davie$187

Pembroke Pines, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miramar-Pembroke Pines CCD, Broward County, Florida $150 $200 $300
Southwest Ranches town, Florida $180 $240 $360
Miramar city, Florida $151 $201 $301

Pembroke Pines, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pembroke Pines, FL4.8%17.4%
Miramar-Pembroke Pines4.78%16.99%
Southwest Ranches3.66%12.0%
Miramar4.66%15.04%

Pembroke Pines Renters Insurance as a Percentage of Rent

Pembroke Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 250 1.0% $778
$300 to $499 148 1.0% $1228
$500 to $749 632 4.0% $1903
$750 to $999 1,485 11.0% $2653
$1,000 to $1,499 5,799 43.0% $3778
$1,500 or more 5,039 37.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Pembroke Pines For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Community Insurance $5,270
150,000 27 NO Liberty Mutual Fire Insurance $5,621
150,000 27 NO Tower Hill Select Insurance $6,531
150,000 27 YES Florida Family Insurance $2,297
150,000 27 YES Tower Hill Preferred Insurance $2,835
300,000 12 NA Citizens Property Insurance $3,176
300,000 12 NA Liberty Mutual Fire Insurance $5,115
300,000 12 NA St. Johns Insurance $4,437
300,000 12 NA Tower Hill Select Insurance $3,761

Pembroke Pines, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Pembroke Pines Homeowner Insurance Premium Example $3,400$2,600
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $22,300$21,500
Net Savings to Pembroke Pines Home Owner from High Deductible Plan $800

Pembroke Pines, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pembroke Pines, FL Home Replacement Value MORE than Home Value Pembroke Pines, FL Home Replacement Value LESS than Home Value
Replacement Value $229,000 $157,500
Insurance Premium based on Replacement Value $5,225 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $950/year Insurance costlier by $675/year

Example Pembroke Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 191231273
Year Built 199820002014
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pembroke Pines, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 400,000 Shingles Roof 3,490 5 $1000-$2500 Deductible 1330 3 Stone Siding No
2011 140,000 Shingles Roof 1,400 2 $1000-$2500 Deductible 550 3 Stone Siding No
2013 385,000 Metal Roof 3,900 5 > $10,000 Deductible 1420 3 Vinyl siding yes
1989 170,000 Composition Roof 1,720 3 $1000-$2500 Deductible 1770 7 Stucco siding No
1993 315,000 Shingles Roof 3,230 4 $2500-$5000 Deductible 3170 9 Vinyl siding yes
2003 255,000 Composition Roof 2,040 3 $1000-$2500 Deductible 4210 12 Stone Siding No
2004 235,000 Membrane Roof 2,000 3 $5000 to $10,000 Deductible 1940 8 Stucco siding No
1992 240,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 1880 9 Fiber-Cement Siding No
2000 620,000 Metal Roof 4,750 5 $5000 to $10,000 Deductible 650 1 Vinyl siding No
1995 370,000 Tile Roof 2,940 4 $2500-$5000 Deductible 5220 8 Fiber-Cement Siding No
1982 245,000 Wood Shake Roof 2,450 4 $2500-$5000 Deductible 1480 5 Wood siding No
2014 215,000 Metal Roof 1,830 5 $2500-$5000 Deductible 1020 3 Stone Siding yes
2012 420,000 Asphalt Shingles Roof 3,430 5 > $10,000 Deductible 2060 5 Vinyl siding yes
2004 575,000 Composition Roof 4,930 5 $5000 to $10,000 Deductible 2040 4 Fiber-Cement Siding No
2010 300,000 Metal Roof 2,380 3 $500- $1000 Deductible 4010 10 Stucco siding No
1984 320,000 Slate Shingles Roof 2,900 4 $2500-$5000 Deductible 2700 6 Wood siding yes
2009 290,000 Membrane Roof 2,320 5 $5000 to $10,000 Deductible 490 2 Fiber-Cement Siding yes
2010 155,000 Metal Roof 1,310 2 $2500-$5000 Deductible 830 5 Wood siding yes
1994 345,000 Tile Roof 3,190 4 > $10,000 Deductible 2860 9 Vinyl siding yes
1984 210,000 Shingles Roof 2,060 3 $500 Deductible 1940 6 Fiber-Cement Siding No
1988 250,000 Asphalt Shingles Roof 2,220 4 $500- $1000 Deductible 1090 3 Stucco siding yes
2007 210,000 Tile Roof 1,740 2 $5000 to $10,000 Deductible 1320 5 Stone Siding No
2009 340,000 Membrane Roof 2,970 4 > $10,000 Deductible 2320 6 Stone Siding No
2014 225,000 Metal Roof 1,540 5 $500- $1000 Deductible 1990 7 Stone Siding No
1993 225,000 Shingles Roof 1,632 3 $500 Deductible 1910 5 Vinyl siding No