Pembroke Pines, FL Home Insurance - Analysis On Quotes, Rates & Agents
Pembroke Pines Insurance Rates:
Pembroke Pines, FL homeowners insurance is about $1,021 to $1,389, about $85-$115/month. Our complete analysis reveals consumers can save as much as $481 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Farmers insurance is fairly priced and has a website easy to use. they are also very supportive of education giving generous donations.
I hate it when i have to call them, as they are often not very friendly, they put you on hold and transfer you from department to department.
I like the fact that i get a discount if i order multiple types of services from my insurer. when i do this, my costs are lower.
The only thing I dislike about the company is the auto insurance rates. Those are higher than other providers even bundling with my homeowner's insurance. I am looking to possibly change that portion of my insurance but I will keep the homeowner's policy with state farm.
I like that it is easy to use and it is easy to navigate to find what I am looking for. The layout is fairly simple.
I do not have any information to compare with other insurance companies, I have been with this insurance company for quite some time and overall, feel perfectly fine with it. I have never had to post a claim.
I am not really sure about other companies, but from what I heard USAA is the cheapest you can get. They give a military discount to active military and veterans and their families. I think it is pretty cheap, for what they offer you really can't complain. It would cost way more to replace a house than it does to pay for insurance every month.
Citizens Insurance Company was there when others were not when a devastating hurricane hit South Florida. Their prices were higher than I had been paying but not extravagant or price gouging.
I like that we were able to get a competitive rate when very few were available. The paperwork we receive is very clear and easy to understand.
almost completely satisified with USAA as a whole. The service that we have received seem to be above that which we have received from other providers.
They are good to work with and always let me know when they need things from me. I enjoy working with them and communicating with them
I think I have only used the company's website once, but it was easy enough to navigate. I don't know that they even have an app to use, though.
The interaction with the company is great. I went through a friend at All-State so I can text him whenever I need to make a claim. I don't make claims often, but if I do, I have no reason to doubt that they'll be there.
I like the fact that USAA is for those who served our country and I think they go above and beyond for the individual along with the family members, I enjoy the fact that they provide services in many different ways from car insurance to loans. To me, it is literally one of the best companies ever created and continue to be.
I don't like that they only have 1 company I can work with that they pay directly. It would be nice to have an adjuster come out and look the problems. You just have to trust the company that comes out to make sure the estimate includes everything.
Nothing bad to say really, my only bad experience was one time I was promised a call back same day and got it the next morning, that's been the only issue
I would not recommend any insurance company for anything. I think that insurance is a scam, but I am required to have it becasue they pay government officials to write it into public policy
They are always pleasant to talk to and work hard to resolve my issue. They are helpful and genuinely care about my problems. I cannot say enough good things about them.
I am extremely satisfied with my insurance company. They go above an beyond to help me in every way that they can and I appreciate them.
Pembroke Pines, FL Homeowners Insurance By Home Value
|Pembroke Pines, FL Home Value||Total Homes||% of Total||Average Pembroke Pines, FL Homeowners Insurance|
|Less than $50,000||1,407||3.0%||$132|
|$50,000 to $59,999||648||1.0%||$276|
|$60,000 to $69,999||1,028||2.0%||$349|
|$70,000 to $79,999||1,328||3.0%||$397|
|$80,000 to $89,999||834||2.0%||$445|
|$90,000 to $99,999||1,209||3.0%||$505|
|$100,000 to $124,999||2,744||7.0%||$589|
|$125,000 to $149,999||2,079||5.0%||$734|
|$150,000 to $174,999||4,127||11.0%||$866|
|$175,000 to $199,999||2,642||7.0%||$999|
|$200,000 to $249,999||5,907||15.0%||$1204|
|$250,000 to $299,999||5,236||14.0%||$1480|
|$300,000 to $399,999||7,816||21.0%||$1878|
Top Home Insurance Agents Near Pembroke Pines, FL
|Home Insurance Company Near Pembroke Pines, FL||Homeowners Insurance Agency Near Pembroke Pines, FL||Address|
|NA||Arthur J Gallagher Risk Management Services, Inc.||8333 Nw 53Rd St Ste 600 , Miami, FL, 33168|
|NA||Apex Insurance & Investment Group||1911 S Federal Hwy Ste 950 Delray Beach, Delray Beach, FL, 33483|
|Travelers||Accord Insurance Network Of America Inc||3101 N FEDERAL HWY # 300, OAKLAND PARK, FL, 33306|
|Travelers||Cloverleaf Insurance Brokers Inc||18314 NW 7TH AVE, MIAMI, FL, 33169|
|Travelers||Wilson Washburn & Forster Ins||16505 Nw 13Th Ave , Miami, FL, 33169|
Cost Of Homeowners Insurance By Street Near Pembroke Pines, FL
|Streets in Pembroke Pines Area||Homeowners Insurance Cost|
|SW 191st Ave, Buttonwood Ave, SW 176th Ter, NW 154 Ave, Indigo St, Superior Blvd, Ontario Pl, SW 125th Way, NW 167th Ave, NW 76th Way||$1,295|
|Eaton St, Everglades Dr, Iris Ct, NW 203rd Ter, SW 123rd Ave, 197th Ter, 142nd Ter, Sedgewyck Cir S, NW 143rd Ave, NW 199th Ter||$1,175|
|SW 60th Ct, 156th Ave, SW 71st St, 161st Ave, Oneida Pl, 157th Ave, Sedgehill Rd, SW 114th Ave, SW 158th Way, Palm Cir||$1,292|
|SW 168th Way, NW 21st Pl, NW 153rd Ave, Bel Aire Dr S, SW 114 Ave, NW 133rd Ave, Winkfield Way, NW 217th Ln, SW 3 St, Lance Point Pl||$1,299|
|NW 162nd Ter, Cranberry Ct, Huron Ter, NW 169th Ave, NW 188th Ter, Epsom Ln, SW 113th Ave, Bahama Dr, SW 186th Ter, SW 95th Ter||$1,291|
Pembroke Pines, FL Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Pembroke Pines||$180 to $183|
Pembroke Pines, FL Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Miramar-Pembroke Pines CCD, Broward County, Florida||$150||$200||$300|
|Southwest Ranches town, Florida||$180||$240||$360|
|Miramar city, Florida||$151||$201||$301|
Pembroke Pines, FL Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Pembroke Pines, FL||4.8%||17.4%|
Pembroke Pines Renters Insurance as a Percentage of Rent
|Pembroke Pines Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$200 to $299||250||1.0%||$778|
|$300 to $499||148||1.0%||$1228|
|$500 to $749||632||4.0%||$1903|
|$750 to $999||1,485||11.0%||$2653|
|$1,000 to $1,499||5,799||43.0%||$3778|
|$1,500 or more||5,039||37.0%||$5428|
Average Cost Of Home Insurance By Company In Areas Nearby Pembroke Pines For Different Scenarios
|Home value ($)||Age of home (years)||Wind mitigation||Company||Average homeowners insurance premium ($)|
|150,000||27||NO||First Community Insurance||$5,270|
|150,000||27||NO||Liberty Mutual Fire Insurance||$5,621|
|150,000||27||NO||Tower Hill Select Insurance||$6,531|
|150,000||27||YES||Florida Family Insurance||$2,297|
|150,000||27||YES||Tower Hill Preferred Insurance||$2,835|
|300,000||12||NA||Citizens Property Insurance||$3,176|
|300,000||12||NA||Liberty Mutual Fire Insurance||$5,115|
|300,000||12||NA||St. Johns Insurance||$4,437|
|300,000||12||NA||Tower Hill Select Insurance||$3,761|
Pembroke Pines, FL Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Pembroke Pines Homeowner Insurance Premium Example||$3,400||$2,600|
|Out of Pocket Expense During Claim||$1,900||$5,900|
|Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim||$22,300||$21,500|
|Net Savings to Pembroke Pines Home Owner from High Deductible Plan||$800|
Pembroke Pines, FL Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Pembroke Pines, FL Home Replacement Value MORE than Home Value||Pembroke Pines, FL Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$5,225||$3,600|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $30,000||Risk Exposure from Under Insuring Coverage is $41,500|
|Premium Impact||Insurance cheaper by $950/year||Insurance costlier by $675/year|
Example Pembroke Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||GEICO Insurance||State Farm||Chubb Group of Insurance|
|Home Details||5 Beds, 3 Baths||3 Beds, 2 Baths||4 Beds, 1 Baths|
|Deductible||$5000 to $10,000 Deductible||> $10,000 Deductible||$2500-$5000 Deductible|
Sample Home Insurance Rates for Pembroke Pines, FL from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|2009||400,000||Shingles Roof||3,490||5||$1000-$2500 Deductible||1330||3||Stone Siding||No|
|2011||140,000||Shingles Roof||1,400||2||$1000-$2500 Deductible||550||3||Stone Siding||No|
|2013||385,000||Metal Roof||3,900||5||> $10,000 Deductible||1420||3||Vinyl siding||yes|
|1989||170,000||Composition Roof||1,720||3||$1000-$2500 Deductible||1770||7||Stucco siding||No|
|1993||315,000||Shingles Roof||3,230||4||$2500-$5000 Deductible||3170||9||Vinyl siding||yes|
|2003||255,000||Composition Roof||2,040||3||$1000-$2500 Deductible||4210||12||Stone Siding||No|
|2004||235,000||Membrane Roof||2,000||3||$5000 to $10,000 Deductible||1940||8||Stucco siding||No|
|1992||240,000||Wood Shake Roof||2,290||3||$5000 to $10,000 Deductible||1880||9||Fiber-Cement Siding||No|
|2000||620,000||Metal Roof||4,750||5||$5000 to $10,000 Deductible||650||1||Vinyl siding||No|
|1995||370,000||Tile Roof||2,940||4||$2500-$5000 Deductible||5220||8||Fiber-Cement Siding||No|
|1982||245,000||Wood Shake Roof||2,450||4||$2500-$5000 Deductible||1480||5||Wood siding||No|
|2014||215,000||Metal Roof||1,830||5||$2500-$5000 Deductible||1020||3||Stone Siding||yes|
|2012||420,000||Asphalt Shingles Roof||3,430||5||> $10,000 Deductible||2060||5||Vinyl siding||yes|
|2004||575,000||Composition Roof||4,930||5||$5000 to $10,000 Deductible||2040||4||Fiber-Cement Siding||No|
|2010||300,000||Metal Roof||2,380||3||$500- $1000 Deductible||4010||10||Stucco siding||No|
|1984||320,000||Slate Shingles Roof||2,900||4||$2500-$5000 Deductible||2700||6||Wood siding||yes|
|2009||290,000||Membrane Roof||2,320||5||$5000 to $10,000 Deductible||490||2||Fiber-Cement Siding||yes|
|2010||155,000||Metal Roof||1,310||2||$2500-$5000 Deductible||830||5||Wood siding||yes|
|1994||345,000||Tile Roof||3,190||4||> $10,000 Deductible||2860||9||Vinyl siding||yes|
|1984||210,000||Shingles Roof||2,060||3||$500 Deductible||1940||6||Fiber-Cement Siding||No|
|1988||250,000||Asphalt Shingles Roof||2,220||4||$500- $1000 Deductible||1090||3||Stucco siding||yes|
|2007||210,000||Tile Roof||1,740||2||$5000 to $10,000 Deductible||1320||5||Stone Siding||No|
|2009||340,000||Membrane Roof||2,970||4||> $10,000 Deductible||2320||6||Stone Siding||No|
|2014||225,000||Metal Roof||1,540||5||$500- $1000 Deductible||1990||7||Stone Siding||No|
|1993||225,000||Shingles Roof||1,632||3||$500 Deductible||1910||5||Vinyl siding||No|