Pella Insurance Rates:

Pella, IA homeowners insurance is about $583 to $792, about $48-$66/month. Our complete analysis shows customers can save as much as $274 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pella, IA Homeowners Insurance By Home Value

Pella, IA Home Value Total Homes % of Total Average Pella, IA Homeowners Insurance
Less than $50,000 110 4.0% $103
$60,000 to $69,999 31 1.0% $267
$70,000 to $79,999 32 1.0% $309
$80,000 to $89,999 31 1.0% $350
$90,000 to $99,999 85 3.0% $398
$100,000 to $124,999 335 14.0% $460
$125,000 to $149,999 249 10.0% $577
$150,000 to $174,999 566 24.0% $680
$175,000 to $199,999 217 9.0% $783
$200,000 to $249,999 336 14.0% $941
$250,000 to $299,999 154 6.0% $1154
$300,000 to $399,999 103 4.0% $1463

Top Home Insurance Agents Near Pella, IA

Home Insurance Company Near Pella, IA Homeowners Insurance Agency Near Pella, IA Address
NA Conroy Insurance Services Llc 1000 73Rd St Ste 18 Windsor Heights, Windsor Heights, IA, 50324
NA Midwestone Ins. Service Dba Butler Brown Insurance 124 S First St, Oskaloosa, IA, 52577
NA Walton Insurance Agency 213 1St Avenue East, Oskaloosa, IA, 52577
Travelers Goodhue Nolte Insurance Agency Inc 100 HWY 5, CARLISLE, IA, 50047
Travelers Iowa Ins Agency Inc 7400 UNIVERSITY STE A, DES MOINES, IA, 50325

Cost Of Homeowners Insurance By Street Near Pella, IA

Streets in Pella Area Homeowners Insurance Cost
220th Pl, E 2nd St, Vemeer Rd E, Keokuk Dr, Hwy T14, Cedar St, Skenk St, East St, Park Ln, S Church St$690
85th Ave, Marion St, Brentwood Dr, Prairie St, 195th Ave, 182 Nd Ave, Pike Ct, Boone St, 202nd Ave, Indiana Dr$685
125th Ave, 50th Pl, Co Hwy G39, E Park Ln, Old Hwy 163, W Broadway St, State Hwy 316, Lucas Dr, Maple St, Meadow Crest Dr$686
65th Ave, S Clark St, Country Side Ln, 43rd Ave, Carpenter Dr, E 7th St, Sunrise Mhc, Union St, S West St, W Dallas St$694
Gear St, 76th Ave, State Hwy 163, State Hwy 163 Bus, W Jones St, 118th Ave, Collins St, Pine Dr, E 8th St, Friesland Ct$698

Pella, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pella$102 to $105
Lake Prairie$103
Harvey$94
Summit$107

Pella, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Prairie township, Marion County, Iowa $86 $115 $172
Black Oak township, Mahaska County, Iowa $86 $115 $172
Harvey city, Iowa $79 $105 $157

Pella, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pella, IA4.6%13.5%
Lake Prairie4.55%12.71%
Black Oak3.75%10.83%
Harvey5.58%16.75%

Pella Renters Insurance as a Percentage of Rent

Pella Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 92 7.0% $1225
$500 to $749 530 45.0% $1900
$750 to $999 191 16.0% $2650
$1,000 to $1,499 316 27.0% $3775
$1,500 or more 35 3.0% $5425

Pella, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Pella Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,600$12,000
Net Savings to Pella Home Owner from High Deductible Plan $600

Pella, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pella, IA Home Replacement Value MORE than Home Value Pella, IA Home Replacement Value LESS than Home Value
Replacement Value $206,000 $152,000
Insurance Premium based on Replacement Value $1,400 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Pella Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateState Farm
Monthly Premium 7816756
Year Built 199919801971
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$300000-$350000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pella, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 175,000 Asphalt Shingles Roof 2,220 3 $500- $1000 Deductible 820 8 Fiber-Cement Siding No
1987 145,000 Metal Roof 1,620 4 $2500-$5000 Deductible 180 4 Vinyl siding No
1992 195,000 Tile Roof 1,890 5 $5000 to $10,000 Deductible 370 6 Fiber-Cement Siding No
2004 160,000 Composition Roof 1,720 3 $1000-$2500 Deductible 860 10 Wood siding yes
2014 230,000 Metal Roof 2,330 4 $500- $1000 Deductible 740 8 Vinyl siding yes
2006 305,000 Membrane Roof 2,840 4 > $10,000 Deductible 390 5 Vinyl siding yes
1974 295,000 Metal Roof 3,390 4 > $10,000 Deductible 490 6 Wood siding yes
1979 195,000 Membrane Roof 1,750 4 $5000 to $10,000 Deductible 480 7 Vinyl siding No
2013 205,000 Wood Shake Roof 2,040 4 $500- $1000 Deductible 1270 12 Wood siding No
2000 205,000 Composition Roof 2,270 3 $1000-$2500 Deductible 220 2 Stucco siding No
2004 175,000 Shingles Roof 1,870 3 $1000-$2500 Deductible 80 1 Stone Siding yes
2013 125,000 Membrane Roof 1,390 3 $500 Deductible 410 7 Vinyl siding No
1947 340,000 Membrane Roof 3,210 5 > $10,000 Deductible 730 9 Vinyl siding yes
1991 150,000 Metal Roof 1,600 2 $1000-$2500 Deductible 80 1 Vinyl siding yes
2011 195,000 Wood Shake Roof 1,890 4 $5000 to $10,000 Deductible 90 1 Wood siding yes
2013 145,000 Shingles Roof 1,290 3 $500- $1000 Deductible 1050 10 Stucco siding yes
1979 200,000 Membrane Roof 1,980 4 $2500-$5000 Deductible 980 10 Vinyl siding No
1978 130,000 Asphalt Shingles Roof 1,170 2 $1000-$2500 Deductible 310 6 Brick siding No
1978 260,000 Asphalt Shingles Roof 3,350 4 $5000 to $10,000 Deductible 100 1 Fiber-Cement Siding No
1972 250,000 Wood Shake Roof 2,380 3 $5000 to $10,000 Deductible 520 6 Vinyl siding No
2006 220,000 Shingles Roof 2,440 4 $2500-$5000 Deductible 900 10 Wood siding yes
2010 110,000 Slate Shingles Roof 1,310 2 $500- $1000 Deductible 400 5 Fiber-Cement Siding yes
1985 170,000 Composition Roof 1,610 3 $5000 to $10,000 Deductible 50 1 Wood siding yes
2002 245,000 Asphalt Shingles Roof 2,110 3 $500 Deductible 1330 7 Wood siding yes
1977 275,000 Asphalt Shingles Roof 2,960 4 $1000-$2500 Deductible 330 2 Wood siding yes
1944 175,000 Asphalt Shingles Roof 1,680 2 $1000-$2500 Deductible 870 9 Stucco siding No
2014 145,000 Tile Roof 1,340 2 $500 Deductible 820 8 Vinyl siding No
2002 220,000 Slate Shingles Roof 2,740 5 $500 Deductible 330 3 Stucco siding yes
1943 235,000 Metal Roof 2,050 5 $2500-$5000 Deductible 750 10 Stucco siding No
2005 135,000 Membrane Roof 1,630 3 $500- $1000 Deductible 660 8 Stone Siding No