Pelham Insurance Rates:

Pelham, GA homeowners insurance is roughly $721 to $984, about $60-$82/month. Our exhaustive analysis shows customers can save as much as $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Pelham, GA Homeowners Insurance By Home Value

Pelham, GA Home Value Total Homes % of Total Average Pelham, GA Homeowners Insurance
Less than $50,000 668 40.0% $272
$50,000 to $59,999 55 3.0% $579
$60,000 to $69,999 26 1.0% $715
$70,000 to $79,999 147 8.0% $826
$80,000 to $89,999 86 5.0% $937
$90,000 to $99,999 77 4.0% $1047
$100,000 to $124,999 173 10.0% $1218
$125,000 to $149,999 53 3.0% $1525
$150,000 to $174,999 148 8.0% $1797
$175,000 to $199,999 68 4.0% $2078
$200,000 to $249,999 37 2.0% $2504
$250,000 to $299,999 81 4.0% $3058
$300,000 to $399,999 30 1.0% $3885

Top Home Insurance Agents Near Pelham, GA

Home Insurance Company Near Pelham, GA Homeowners Insurance Agency Near Pelham, GA Address
NA Williams Insurance Agency 105 E Kelly St, Sylvester, GA, 31791
NA Clark Insurance Services 111 W Central Ave, Moultrie, GA, 31776
Allstate Southern Harvest N Central Ave, Tifton, GA, 31794
Travelers Swanner Insurance Agency Inc 227 S Wiley Ave, Donalsonville, GA, 39845
Allstate Terrell Insurance Agency 423 S Main St Ste B, Dawson, GA, 39842

Cost Of Homeowners Insurance By Street Near Pelham, GA

Streets in Pelham Area Homeowners Insurance Cost
Evergreen Rd, Wilder St NE, Bennett St NW, S Fire Tower Rd, Poplar Rd, Piece Rd, Palmer St, Whispering Pines Rd, Randall Snipes Rd, Tea Olive Rd$860
Flint Dr, Barton Ln, Lakeview Rd, Sassafras Tea Rd, Branch St SE, Church Rd, Legion Dr SW, Buttercup Ln, Little Rock Rd, Saco Church Rd$859
Kierce Rd, Windy Hill Rd, Gee Pond Rd, Salem Loop, Sapp Ave SW, Taylor Rd, Mathewson Ave SE, Georgia Ln, Letitia Dr NE, State Rte 111$867
Strawberry Ln, Malaga St NE, Shirahland Rd, Petunia Ln, Park St, Sealy Rd, N Cherry St, N Barnes St, Mize St NW, Hard Rock Rd$860
Rumble Rd, State Rte 270, Church St NW, Store Rd, Rosewood Dr NE, Old Doerun Rd, Raccoon Rd, State Rte 37, Greenough Loop, Deer Hole Rd$854

Pelham, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pelham$127 to $130
Spence$127
Mitchell County$128
Ochlocknee$132

Pelham, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spence CCD, Grady County, Georgia $128 $170 $255
Mitchell County, Georgia $128 $170 $255
Meigs CCD, Thomas County, Georgia $128 $170 $255

Pelham, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pelham, GA7.9%20.9%
Spence7.43%20.11%
Mitchell County7.77%19.18%
Meigs8.97%21.36%

Pelham Renters Insurance as a Percentage of Rent

Pelham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 4.0% $386
$200 to $299 118 12.0% $836
$300 to $499 180 18.0% $1286
$500 to $749 384 39.0% $1961
$750 to $999 181 18.0% $2711
$1,000 to $1,499 57 5.0% $3836

Pelham, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Pelham Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,600$9,100
Net Savings to Pelham Home Owner from High Deductible Plan $500

Pelham, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pelham, GA Home Replacement Value MORE than Home Value Pelham, GA Home Replacement Value LESS than Home Value
Replacement Value $93,000 $51,000
Insurance Premium based on Replacement Value $375 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Pelham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceAllstate
Monthly Premium 386247
Year Built 197220021998
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Pelham, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 235,000 Metal Roof 3,340 5 $1000-$2500 Deductible 210 3 Fiber-Cement Siding No
1942 90,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 120 4 Stucco siding yes
2000 155,000 Metal Roof 3,140 5 $5000 to $10,000 Deductible 190 6 Stone Siding yes
1973 190,000 Tile Roof 2,610 4 $1000-$2500 Deductible 380 7 Vinyl siding No
1977 145,000 Slate Shingles Roof 2,870 4 $500 Deductible 290 6 Brick siding yes
1994 110,000 Metal Roof 1,580 3 $500- $1000 Deductible 230 5 Brick siding No
2008 205,000 Wood Shake Roof 2,980 4 $1000-$2500 Deductible 650 10 Brick siding yes
1972 85,000 Tile Roof 1,720 4 $1000-$2500 Deductible 430 12 Stone Siding yes
2007 140,000 Wood Shake Roof 2,060 3 $1000-$2500 Deductible 520 10 Fiber-Cement Siding No
1978 150,000 Membrane Roof 2,820 4 $1000-$2500 Deductible 510 9 Wood siding No
2005 130,000 Membrane Roof 2,140 4 $500 Deductible 420 8 Fiber-Cement Siding No
1972 150,000 Wood Shake Roof 2,270 4 $500 Deductible 600 9 Stucco siding yes
1942 130,000 Shingles Roof 2,320 4 $2500-$5000 Deductible 320 7 Wood siding yes
1999 115,000 Metal Roof 1,620 4 $2500-$5000 Deductible 170 4 Fiber-Cement Siding No
1960 155,000 Membrane Roof 2,900 5 $500 Deductible 130 2 Wood siding yes
1944 285,000 Tile Roof 4,170 5 > $10,000 Deductible 260 4 Stucco siding yes
1998 120,000 Tile Roof 1,850 4 $1000-$2500 Deductible 520 10 Vinyl siding yes
1944 130,000 Slate Shingles Roof 2,130 4 $500 Deductible 470 12 Stucco siding yes
2002 75,000 Tile Roof 1,310 3 $1000-$2500 Deductible 170 8 Stucco siding No
1971 325,000 Composition Roof 4,540 5 $500 Deductible 220 2 Fiber-Cement Siding yes
1961 220,000 Tile Roof 4,040 5 > $10,000 Deductible 400 6 Stone Siding yes
2009 85,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 140 6 Brick siding No
2002 135,000 Tile Roof 1,990 3 $1000-$2500 Deductible 610 12 Stucco siding No
1940 185,000 Asphalt Shingles Roof 2,950 5 $1000-$2500 Deductible 620 8 Fiber-Cement Siding yes
1969 205,000 Tile Roof 3,150 4 $2500-$5000 Deductible 610 12 Wood siding No
1995 150,000 Membrane Roof 2,850 4 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1968 205,000 Metal Roof 2,890 4 $500 Deductible 1060 10 Brick siding No
1971 270,000 Asphalt Shingles Roof 4,610 5 $1000-$2500 Deductible 660 8 Brick siding yes