Pekin Insurance Rates:

Pekin, IL homeowners insurance is approximately $621 to $842, about $51-$70/month. Our all inclusive research indicates shoppers can save as much as $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Id recommend Progressive because their customer service is good and i feel safe with them knowing that anything happens to my home i am covered and in good care.
State Farm
I would recommend this company because overall the rates on my area aren't bad. The agent I work with is always available to answer calls or any questions I may have.
Homesite Insurance
Homesite has a great customer service department that is available 24/7 to answer any questions their customers have or to help them change their insurance items to help lower their payments.
Farmer's Insurance
I definitely recommend Farmers for home insurance because the premium is so great and the service is the best as well. I don't worry at all about coverage or every having questions i need help with.
State Farm
State Farm's terms are very clear, and their customer service is always friendly and helpful. They are quick to answer any questions I have.
State Farm
I recommend State Farm because they gave me the cheapest rates for strong coverage. They also took great care of my claim when I had to make one.
Farmer's Insurance
I have a hard time understanding exactly what is in my policy sometimes, and i wish that it was written in plainer english language that a layperson could understand.
American Family
Overall american family insurance is a good company to have insurance through. they have met all of my needs and the positive qualities outweigh the negative ones.
Erie Insurance
Overall I really like this insurance company. I like there homeowners insurance as well as their car insurance. I would not even look anywhere to go to another insurance company.
State Farm
It is really OK. Not the best I can have but it is actually suitable for my needs and resources. I then can't complain.
State Farm
Every time I have had to speak with someone in regards to my insurance they have been friendly and helpful.
Geico
I like that I have used them for a long time and they are easy to work with. Everything is pretty straightforward and easy in dealing with their system and making payments and using their app.
State Farm
Customer service has always been great with USAA, especially considering they are not a local bank in my area, so all communication has to be done over the phone or electronically. They have always been late to work with, polite, and helpful.
Amica Mutual Insurance
The problem with Amica Mutual Insurance is that they aren't very transparent with their customers. I always call customer service and they either don't answer or put me on hold for 10 minutes.
State Farm
We have State Farm for our homeowners insurance and I highly recommend them. We had only been i our new home about a year when we had a terrible hail storm.
American Family Insurance
I would recommend this insurance company because it provides competitive rates, quality coverage, and a personal touch to the home insurance experience.
State Farm
i would recommend them because of the clarity of service, they are very reliable

Pekin, IL Homeowners Insurance By Home Value

Pekin, IL Home Value Total Homes % of Total Average Pekin, IL Homeowners Insurance
Less than $50,000 516 5.0% $183
$50,000 to $59,999 430 4.0% $380
$60,000 to $69,999 613 6.0% $475
$70,000 to $79,999 926 9.0% $549
$80,000 to $89,999 1,366 13.0% $622
$90,000 to $99,999 1,309 12.0% $695
$100,000 to $124,999 1,752 17.0% $805
$125,000 to $149,999 1,169 11.0% $1010
$150,000 to $174,999 709 7.0% $1193
$175,000 to $199,999 538 5.0% $1376
$200,000 to $249,999 447 4.0% $1654
$250,000 to $299,999 204 2.0% $2027
$300,000 to $399,999 116 1.0% $2576

Top Home Insurance Agents Near Pekin, IL

Home Insurance Company Near Pekin, IL Homeowners Insurance Agency Near Pekin, IL Address
Farmers Christopher Neff 201 W Center St, Eureka, IL, 61530
Travelers Csb Insurance 218 S Exchange, Galva, IL, 61434
Erie Grieme Insurance Agency Llc P O Box 890, Lincoln, IL, 62656
Travelers Hawk Agency Inc 7131 N KNOXVILLE AVE, PEORIA, IL, 61614
Travelers James Unland & Company Inc 2211 Broadway Rd., Pekin, IL, 61554

Pekin, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pekin, IL

Streets in Pekin Area Homeowners Insurance Cost
Fox Creek Ct, 2550 E, Briarcliff Ct, Knollaire Ct, 3rd St, Evergreen Ct, Redwood Ct, Golfview Ln, Augustine Rd, Stonegate Dr$757
Cape Ann Ct, Tharp Pl, W North St, Co Rd 1300 N, Gehr St, Herman Rd, Tennell Rd, Greenwood Ave, Sheffield Rd, N 13th St$748
Meyers Ct, W Muller Rd, Redwood Dr, Plaines St, Derby St, Allentown Rd, S Koch St, Cand Linn Ct, Country View Dr, Red Oak Dr$739
Inverness Dr, Florence Ave, Weishaupt Rd, Dill Rd, Fenley Ave, W Washington St, Mall Rd, Halsey St, Radio City Dr, SE Roberts St$764
Sommerset St, Pin Oak Rd, N Hawthorne Ave, Airport Ln, Coolidge Ave, Sierra Dr, S Harris St, N 17th St, Mockingbird Hill, Dell Ave$755
Co Rd 1250 N, Coolidge Ave, Clark Ct, N Capitol St, S 6th St, Lilac Ln, Schmidgall Rd, N 14th St, Co Rd 1600 N, N 9th St$764
SE Windermere Dr, Hungate Blvd, Hamilton St, Alameda Dr, Co Rd 800 N, Herrman Rd, Church St, Grandview Dr, Wildlife Dr, Sauder Ln$745
Alton St, Evergreen Dr, Spring St, Desoto Ct, Herget St, Bessler Lake Dr, Barbara St, Oak Ln, Co Rd 1350 N, Duval Rd$741
Jacobs Rd, Bay Colony Dr, Pearl St, Belmont Dr, 2625 E, Point East Ct, W Birchwood St, N 19th St, Shady Ln, St Joseph Pl$772
White Oak Dr, Parkland Rd, S 5th St, Red Oak, Hancock St, Reachcomber Dr, Oregon Ln, Aspen Dr, Watson Rd, E Co Rd 2600N$762

Pekin, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pekin$109 to $111
North Pekin$109
Cincinnati$112
Hollis$115

Pekin, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Pekin village, Illinois $109 $145 $218
Marquette Heights city, Illinois $110 $146 $219
Cincinnati township, Tazewell County, Illinois $113 $150 $225

Pekin, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pekin, IL6.1%16.0%
North Pekin6.92%18.14%
Marquette Heights5.83%15.86%
Cincinnati5.38%13.89%

Pekin Renters Insurance as a Percentage of Rent

Pekin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 197 5.0% $354
$200 to $299 210 5.0% $804
$300 to $499 761 20.0% $1254
$500 to $749 1,561 41.0% $1929
$750 to $999 691 18.0% $2679
$1,000 to $1,499 286 7.0% $3804
$1,500 or more 60 1.0% $5454

Pekin, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Pekin Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Pekin Home Owner from High Deductible Plan $600

Pekin, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pekin, IL Home Replacement Value MORE than Home Value Pekin, IL Home Replacement Value LESS than Home Value
Replacement Value $158,000 $113,000
Insurance Premium based on Replacement Value $900 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Pekin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceFarmers Insurance
Monthly Premium 314591
Year Built 196119851975
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$100000-$125000$300000-$350000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pekin, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 140,000 Shingles Roof 1,640 3 $2500-$5000 Deductible 210 6 Stucco siding yes
1970 110,000 Metal Roof 1,390 2 $500 Deductible 350 7 Vinyl siding No
1985 255,000 Membrane Roof 3,980 5 $500- $1000 Deductible 700 6 Stone Siding yes
1962 140,000 Slate Shingles Roof 1,730 5 $2500-$5000 Deductible 90 2 Stucco siding No
1984 180,000 Tile Roof 2,630 5 $500- $1000 Deductible 900 12 Stucco siding yes
1941 250,000 Slate Shingles Roof 3,330 5 $500 Deductible 290 3 Wood siding yes
1971 115,000 Metal Roof 1,660 3 $500- $1000 Deductible 190 4 Stone Siding yes
1974 125,000 Shingles Roof 1,920 3 $500- $1000 Deductible 130 3 Brick siding No
1982 120,000 Composition Roof 1,610 3 $500- $1000 Deductible 340 7 Stucco siding No
1970 150,000 Composition Roof 2,090 3 $2500-$5000 Deductible 280 5 Stucco siding yes
1983 85,000 Slate Shingles Roof 1,460 2 $1000-$2500 Deductible 100 3 Stucco siding yes
1974 130,000 Asphalt Shingles Roof 2,310 4 $1000-$2500 Deductible 200 6 Brick siding yes
1940 230,000 Tile Roof 2,920 4 $5000 to $10,000 Deductible 280 5 Brick siding yes
1977 115,000 Wood Shake Roof 2,090 3 $1000-$2500 Deductible 410 8 Fiber-Cement Siding yes
1978 80,000 Tile Roof 1,360 2 $2500-$5000 Deductible 140 9 Brick siding No
1985 70,000 Shingles Roof 1,150 2 $2500-$5000 Deductible 220 8 Fiber-Cement Siding No
1977 175,000 Composition Roof 2,200 4 $500- $1000 Deductible 120 2 Stone Siding yes
1979 185,000 Composition Roof 2,550 5 $1000-$2500 Deductible 40 1 Wood siding No
1948 235,000 Membrane Roof 3,670 5 $500- $1000 Deductible 80 1 Fiber-Cement Siding yes
1943 165,000 Metal Roof 2,010 4 $500- $1000 Deductible 570 8 Vinyl siding yes
1940 140,000 Tile Roof 2,150 5 $2500-$5000 Deductible 400 8 Fiber-Cement Siding No
1982 130,000 Wood Shake Roof 1,570 2 $500 Deductible 110 2 Fiber-Cement Siding yes
1964 130,000 Shingles Roof 1,800 4 $500 Deductible 660 12 Wood siding yes
1945 235,000 Membrane Roof 3,230 5 $500- $1000 Deductible 460 5 Brick siding yes
1980 135,000 Wood Shake Roof 1,670 2 $2500-$5000 Deductible 100 3 Vinyl siding yes
1964 250,000 Metal Roof 3,550 5 $2500-$5000 Deductible 280 4 Wood siding No
1983 175,000 Membrane Roof 2,110 3 $2500-$5000 Deductible 360 8 Wood siding No
1968 120,000 Membrane Roof 1,720 3 $1000-$2500 Deductible 260 6 Vinyl siding No
1967 100,000 Metal Roof 1,390 2 $1000-$2500 Deductible 230 7 Brick siding yes
1977 360,000 Membrane Roof 4,790 5 $2500-$5000 Deductible 100 1 Brick siding No
1960 180,000 Composition Roof 2,570 4 $500 Deductible 170 2 Wood siding yes
1970 85,000 Shingles Roof 1,010 2 $1000-$2500 Deductible 100 4 Vinyl siding yes
1979 55,000 Asphalt Shingles Roof 970 2 $500 Deductible 70 4 Stucco siding No
1973 375,000 Shingles Roof 4,690 5 $500 Deductible 480 4 Stucco siding No

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