Pearsall Insurance Rates:

Pearsall, TX homeowners insurance is about $842 to $1,148, about $70-$95/month. Our detailed guide indicates shoppers can save as much as $398 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pearsall, TX Homeowners Insurance By Home Value

Pearsall, TX Home Value Total Homes % of Total Average Pearsall, TX Homeowners Insurance
Less than $50,000 950 43.0% $437
$50,000 to $59,999 221 10.0% $925
$60,000 to $69,999 143 6.0% $1144
$70,000 to $79,999 140 6.0% $1313
$80,000 to $89,999 250 11.0% $1492
$90,000 to $99,999 78 3.0% $1671
$100,000 to $124,999 250 11.0% $1940
$125,000 to $149,999 34 1.0% $2417
$150,000 to $174,999 48 2.0% $2865

Top Home Insurance Agents Near Pearsall, TX

Home Insurance Company Near Pearsall, TX Homeowners Insurance Agency Near Pearsall, TX Address
NA Dana Hinds Insurance Agency 10730 Potranco Rd., Ste. 122-555 San Antonio, San Antonio, TX, 78251
Allstate Burk Insurance 128 Center St., sabinal, TX, 78881
Farmers Gloria Soto 5656 S Ih 35 Ste A, San Antonio, TX, 78211
Allstate Jesse Fernandez Jr 9638 Potranco Rd Ste 105, San Antonio, TX, 78251
State Farm Kristin Sorensen Clu, Chfc 430 W Loop 1604 N, Suite 112, San Antonio, TX, 78251-3264

Cost Of Homeowners Insurance By Street Near Pearsall, TX

Streets in Pearsall Area Homeowners Insurance Cost
Co Rd 1014, Hackberry St, Moore Hollow Rd, Co Rd 1529, Smith, E Medina St, N Cypress, E Comal St, FM 1549, Co Rd 1629$990
Co Rd 2613, Creek 1301, Chapparal Rd, Pr 2881, Horizon West Dr, S Vinton St, W Navarro St, FM 140, Co Rd 2013, Co Rd 2585$1,015
E FM 140, William Dr, Co Rd 2729, Biediger Rd, Co Rd 3000, Quail Run, Co Rd 2601, Co Rd 2890, I- 35 Access Rd, Co Rd 2400$1,017
Co Rd 4000, Pr 2743, S Mesquite St, N Underwood St, Co Rd 3405, Co Rd 3415, W Power Plant Rd, S Goldfinch Rd, S Peach St, FM 472$999
FM Rd 1581, W San Antonio St, S P, Nelson Ave, Co Rd 2740, Co Rd 1301, N Pine St, Co Rd 2415, E Co Rd 2518, Kothman Rd$1,011

Pearsall, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pearsall$148 to $150
Frio County$149
North Pearsall$150
Hilltop$152

Pearsall, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Frio County, Texas $149 $199 $299
North Pearsall CDP, Texas $150 $200 $300
Dilley CCD, Frio County, Texas $149 $199 $299

Pearsall, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pearsall, TX8.3%26.5%
Frio County8.16%24.95%
Dilley7.74%19.5%
Moore5.97%22.23%

Pearsall Renters Insurance as a Percentage of Rent

Pearsall Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 84 7.0% $363
$200 to $299 67 6.0% $813
$300 to $499 123 11.0% $1263
$500 to $749 389 35.0% $1938
$750 to $999 292 26.0% $2688
$1,000 to $1,499 134 12.0% $3813

Pearsall, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Pearsall Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,000$10,800
Net Savings to Pearsall Home Owner from High Deductible Plan $1,200

Pearsall, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pearsall, TX Home Replacement Value MORE than Home Value Pearsall, TX Home Replacement Value LESS than Home Value
Replacement Value $51,500 $35,000
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $5,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Pearsall Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceTravelers
Monthly Premium 2514445
Year Built 195119631984
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $25000-$50000$150000-$175000$50000-$75000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pearsall, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 60,000 Wood Shake Roof 1,010 2 $500 Deductible 440 12 Stone Siding No
1971 50,000 Slate Shingles Roof 940 2 $1000-$2500 Deductible 210 5 Fiber-Cement Siding No
1975 190,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 560 5 Stone Siding No
1970 125,000 Slate Shingles Roof 2,320 3 $1000-$2500 Deductible 450 7 Vinyl siding No
1982 115,000 Wood Shake Roof 2,330 4 $500 Deductible 390 4 Stucco siding yes
1968 125,000 Shingles Roof 2,730 4 $1000-$2500 Deductible 400 6 Vinyl siding yes
2003 90,000 Composition Roof 1,700 3 $500- $1000 Deductible 110 2 Stucco siding yes
2005 95,000 Composition Roof 1,570 3 $2500-$5000 Deductible 450 9 Brick siding No
1983 200,000 Slate Shingles Roof 3,380 4 $500 Deductible 680 5 Stucco siding No
1968 80,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 250 6 Fiber-Cement Siding No
1987 110,000 Composition Roof 2,000 3 $1000-$2500 Deductible 660 12 Stucco siding yes
2005 50,000 Slate Shingles Roof 1,230 2 $1000-$2500 Deductible 270 8 Stucco siding yes
2004 85,000 Metal Roof 1,740 3 $500 Deductible 290 4 Fiber-Cement Siding yes
2005 175,000 Slate Shingles Roof 3,010 4 $2500-$5000 Deductible 340 4 Stucco siding yes
1951 55,000 Metal Roof 1,200 2 $1000-$2500 Deductible 50 2 Stone Siding yes
1979 70,000 Tile Roof 1,670 2 $500 Deductible 330 6 Stone Siding yes
1960 60,000 Wood Shake Roof 1,340 2 $500 Deductible 80 2 Stone Siding No
1964 60,000 Composition Roof 1,260 3 $1000-$2500 Deductible 490 12 Wood siding No
1954 105,000 Shingles Roof 2,350 3 $500 Deductible 900 10 Fiber-Cement Siding yes
1972 100,000 Wood Shake Roof 1,640 2 $500- $1000 Deductible 80 1 Brick siding No
1974 80,000 Asphalt Shingles Roof 1,450 2 $1000-$2500 Deductible 150 3 Brick siding No
1961 110,000 Slate Shingles Roof 2,340 4 $500- $1000 Deductible 750 8 Brick siding yes
1970 60,000 Metal Roof 1,270 2 $500- $1000 Deductible 310 7 Brick siding yes
2008 120,000 Composition Roof 2,090 4 $1000-$2500 Deductible 770 9 Stucco siding No
1962 295,000 Slate Shingles Roof 4,940 5 > $10,000 Deductible 1020 9 Brick siding No
1987 50,000 Shingles Roof 1,100 2 $500 Deductible 430 10 Stucco siding No
2004 65,000 Asphalt Shingles Roof 1,440 3 $500- $1000 Deductible 490 10 Brick siding No
1961 270,000 Wood Shake Roof 4,400 5 $1000-$2500 Deductible 1390 7 Vinyl siding yes
2004 180,000 Shingles Roof 3,240 5 $500- $1000 Deductible 330 2 Vinyl siding No
1989 120,000 Tile Roof 2,220 3 $1000-$2500 Deductible 290 3 Stone Siding No
1956 145,000 Slate Shingles Roof 3,390 4 $2500-$5000 Deductible 430 6 Stone Siding yes
1956 90,000 Slate Shingles Roof 1,790 2 $2500-$5000 Deductible 360 9 Vinyl siding yes
2004 70,000 Membrane Roof 1,590 2 $500 Deductible 610 12 Stucco siding yes
2009 130,000 Asphalt Shingles Roof 2,090 3 $500 Deductible 450 4 Brick siding No