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Pearland, TX Home Values & Insurance Rates

Pearland, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 704 2.0% $138
$90,000 to $99,999 312 1.0% $564
$100,000 to $124,999 2,021 8.0% $649
$125,000 to $149,999 3,341 13.0% $809
$150,000 to $174,999 4,887 20.0% $958
$175,000 to $199,999 3,760 15.0% $1107
$200,000 to $249,999 4,926 20.0% $1331
$250,000 to $299,999 2,252 9.0% $1629
$300,000 to $399,999 1,420 5.0% $2076

Top Home Insurance Agents Near Pearland, TX

Home Insurance Company Near Pearland, TX Homeowners Insurance Agency Near Pearland, TX Address
NA Cravens, Warren And Company 10011 West Gulf Bank , Houston, TX, 77040
NA Elias Ramirez Insurance Agency 6901 Lawndale St., Houston, TX, 77023
Travelers Ami Insurance Agency Llc 16113 EAST FWY, CHANNELVIEW, TX, 77530
Allstate Cecile Nguyen 9585 Clay Rd Ste 8, Houston, TX, 77080
State Farm Roderick Price 12777 Jones Rd Ste 125, Houston, TX, 77070-4492

Estimated Home Insurance By Street Area Near Pearland, TX

Pearland Area Estimated House Insurance
Prestwick Sq, Bees Creek Ct, Cherry Springs Ct, Marzia Ave, W Plantation Oaks, Rita Elliott Ct, Macnicoll St, Honey Grove Ave, English Green Way, Ladonia St$1,087
Lazy Hollow Ct, Owens Glen Ct, E Dallas Rd, S Fitzgerald Ct, Dewalt Way, Stones Throw Ln, House Lake Dr, Summit Rock Way, Deer Knoll Ct, Deer Lodge Ct$1,106
Garden Gln, Forest Teal Ct, S Fitzgerald Way, College St, Moonlight Ct, Blue Heather Ln, Oakland Cir, Chapel Creek Way, Cape Hatteras Way, McKinney Ln$1,091
Steep Bank Psge, Quail Burg Ct, Gussie Mae Ln, Evening Wind Dr, Emerald St, Hardwood Glen Dr, Rudolph Ct, Hickory Lake, Miller Rd, One Oak Chase Rd$1,102
Ryon Way, Manchester Cove, Richmond Knoll Ct, Lilac Breeze Ln, Coretta Ct, Caloway Ct, Gardenia, Chriesman Ln, Alvin, Collier Point Ln$1,088

Savings on home insurance for senior occupied homes

PlaceSavings
Pearland$159 to $162
Brookside Village$157
Manvel$158
Friendswood$163

Pearland, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pearland, TX4.5%12.9%
Manvel4.51%18.31%
Friendswood4.35%11.55%
South Houston7.16%20.33%

Pearland Renters Insurance as a Percentage of Rent

Pearland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 60 1.0% $1239
$500 to $749 626 11.0% $1914
$750 to $999 1,711 30.0% $2664
$1,000 to $1,499 1,871 33.0% $3789
$1,500 or more 1,283 23.0% $5439

Pearland, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Pearland Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,700$13,900
Net Savings to Pearland Home Owner from High Deductible Plan $800

Pearland, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pearland, TX Home Replacement Value MORE than Home Value Pearland, TX Home Replacement Value LESS than Home Value
Replacement Value $275,500 $168,500
Insurance Premium based on Replacement Value $2,825 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,000 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $725/year

Example Pearland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyUSAA groupAllstate
Monthly Premium 83135281
Year Built 198119912014
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Pearland, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Brookside Village city, Texas $131 $175 $262
Manvel city, Texas $132 $176 $264
Friendswood city, Texas $136 $181 $272

Sample Home Insurance Rates for Pearland, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 125,000 Shingles Roof 1,250 3 $500- $1000 Deductible 1250 12 Stucco siding No
2005 285,000 Wood Shake Roof 2,620 5 $500 Deductible 1440 7 Fiber-Cement Siding No
2005 400,000 Composition Roof 3,250 4 $2500-$5000 Deductible 660 4 Brick siding No
2003 215,000 Asphalt Shingles Roof 1,800 3 $5000 to $10,000 Deductible 590 5 Vinyl siding yes
2013 335,000 Wood Shake Roof 3,300 5 > $10,000 Deductible 980 8 Wood siding yes
1984 215,000 Slate Shingles Roof 1,830 4 $500 Deductible 2830 12 Stucco siding yes
1980 430,000 Shingles Roof 3,660 5 $1000-$2500 Deductible 1470 6 Stone Siding No
2002 160,000 Wood Shake Roof 1,650 4 $5000 to $10,000 Deductible 90 1 Stone Siding yes
2003 215,000 Shingles Roof 2,230 3 $1000-$2500 Deductible 1090 8 Fiber-Cement Siding yes
2011 555,000 Metal Roof 4,740 5 $5000 to $10,000 Deductible 690 3 Wood siding No
1988 180,000 Wood Shake Roof 1,790 5 $5000 to $10,000 Deductible 840 12 Wood siding No