Pearland Insurance Rates:

Pearland, TX homeowners insurance is roughly $904 to $1,226, about $75-$102/month. Our in depth guide reveals consumers can save as much as $426 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Alfa Insurance
We can always talk to a representative at any time whenever we need help or need to talk to a representative.
State Farm
The state farm insurance company is the high cost when your second buy the insurance, the agent would tell you why it is up to the cost, i think it is fake.
Nationwide
The only thing negative that i can say about nationwide is that they need more plan options availability. they need more to choose from.
Progressive
Progressive has competitive rates and offers good coverage for the money. They have always been professional and polite. They process claims quickly (auto claims) and keep us informed about the process of submitting a claim or changing our policy.
State Farm
I like that they have a functioning website that I can quickly grab policy information, cards, make changes, etc. They break down the information well and I’ve never had any huge issue with them. I also like to pay quarterly and they allow that.
State Farm
They used to have good rates and good service. The place is very accessible if I want to make changes to my policy or have a question.
Allstate
THEIR SERVICES ARE GOOD. THE OFFICE IS NEARBY AND THE AGENTS ARE HELPFUL THE WEBSITE IS WELL DESIGNED AND VERY EASY TO USE
Liberty Mutual
This goes in with customer service, but I have never missed a communication with my company. They always call back, I receive timely notices of when my bills are due, and I do get offers in the email, but never to the point where I feel like they are spamming me.
Allstate
Nobody likes to pay a premium but I feel that what I pay is fair for the coverage that I have. I have shopped around and found that this is a little better than the competition.
State Farm
i would recommend state farm as one company to get a quote from, they may or not have the best price but, they have good service.
Progressive
I would recommend this company because it seems to be a good company overall. There are no real issues that I have with the company.I would recommend this company with no problem.
Allstate
i recommend this company because it has more attractive policies
Progressive
Because of my experience with the claims processed as detailed in question 1, I would definitely recommend Progressive for home insurance
Progressive
The deductible was competitive. We didn't get teh lowest deductible, but we were willing to go with a company that was respected and trusted over one that had low deductibles

Pearland, TX Homeowners Insurance By Home Value

Pearland, TX Home Value Total Homes % of Total Average Pearland, TX Homeowners Insurance
Less than $50,000 704 2.0% $138
$90,000 to $99,999 312 1.0% $564
$100,000 to $124,999 2,021 8.0% $649
$125,000 to $149,999 3,341 13.0% $809
$150,000 to $174,999 4,887 20.0% $958
$175,000 to $199,999 3,760 15.0% $1107
$200,000 to $249,999 4,926 20.0% $1331
$250,000 to $299,999 2,252 9.0% $1629
$300,000 to $399,999 1,420 5.0% $2076

Top Home Insurance Agents Near Pearland, TX

Home Insurance Company Near Pearland, TX Homeowners Insurance Agency Near Pearland, TX Address
Travelers Ami Insurance Agency Llc 16113 EAST FWY, CHANNELVIEW, TX, 77530
Allstate Cecile Nguyen 9585 Clay Rd Ste 8, Houston, TX, 77080
State Farm Roderick Price 12777 Jones Rd Ste 125, Houston, TX, 77070-4492
NA Cravens, Warren And Company 10011 West Gulf Bank , Houston, TX, 77040
NA Elias Ramirez Insurance Agency 6901 Lawndale St., Houston, TX, 77023

Pearland, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pearland, TX

Streets in Pearland Area Homeowners Insurance Cost
Prestwick Sq, Bees Creek Ct, Cherry Springs Ct, Marzia Ave, W Plantation Oaks, Rita Elliott Ct, Macnicoll St, Honey Grove Ave, English Green Way, Ladonia St$1,087
Lazy Hollow Ct, Owens Glen Ct, E Dallas Rd, S Fitzgerald Ct, Dewalt Way, Stones Throw Ln, House Lake Dr, Summit Rock Way, Deer Knoll Ct, Deer Lodge Ct$1,106
Garden Gln, Forest Teal Ct, S Fitzgerald Way, College St, Moonlight Ct, Blue Heather Ln, Oakland Cir, Chapel Creek Way, Cape Hatteras Way, McKinney Ln$1,091
Steep Bank Psge, Quail Burg Ct, Gussie Mae Ln, Evening Wind Dr, Emerald St, Hardwood Glen Dr, Rudolph Ct, Hickory Lake, Miller Rd, One Oak Chase Rd$1,102
Ryon Way, Manchester Cove, Richmond Knoll Ct, Lilac Breeze Ln, Coretta Ct, Caloway Ct, Gardenia, Chriesman Ln, Alvin, Collier Point Ln$1,088

Pearland, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pearland$159 to $162
Brookside Village$157
Manvel$158
Friendswood$163

Pearland, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brookside Village city, Texas $131 $175 $262
Manvel city, Texas $132 $176 $264
Friendswood city, Texas $136 $181 $272

Pearland, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pearland, TX4.5%12.9%
Manvel4.51%18.31%
Friendswood4.35%11.55%
South Houston7.16%20.33%

Pearland Renters Insurance as a Percentage of Rent

Pearland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 60 1.0% $1239
$500 to $749 626 11.0% $1914
$750 to $999 1,711 30.0% $2664
$1,000 to $1,499 1,871 33.0% $3789
$1,500 or more 1,283 23.0% $5439

Pearland, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Pearland Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,100
Net Savings to Pearland Home Owner from High Deductible Plan $800

Pearland, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pearland, TX Home Replacement Value MORE than Home Value Pearland, TX Home Replacement Value LESS than Home Value
Replacement Value $126,000 $75,000
Insurance Premium based on Replacement Value $950 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Pearland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupState FarmChubb Group of Insurance
Monthly Premium 113233105
Year Built 199520102007
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$150000-$175000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pearland, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 245,000 Membrane Roof 2,260 5 $5000 to $10,000 Deductible 1420 10 Vinyl siding No
1985 365,000 Shingles Roof 3,030 4 $1000-$2500 Deductible 2150 12 Stone Siding No
2013 280,000 Asphalt Shingles Roof 2,300 3 $2500-$5000 Deductible 760 6 Vinyl siding yes
2013 280,000 Asphalt Shingles Roof 2,830 4 $500 Deductible 2360 12 Brick siding No
2010 230,000 Composition Roof 1,940 3 $500- $1000 Deductible 1620 12 Wood siding yes
1985 370,000 Metal Roof 3,290 4 $500- $1000 Deductible 4010 12 Fiber-Cement Siding No
1994 345,000 Slate Shingles Roof 3,590 5 > $10,000 Deductible 2520 12 Fiber-Cement Siding No
1998 490,000 Wood Shake Roof 4,490 5 > $10,000 Deductible 2020 10 Stone Siding No
1986 140,000 Wood Shake Roof 1,510 3 $2500-$5000 Deductible 720 8 Stucco siding yes
2012 395,000 Tile Roof 3,270 4 $2500-$5000 Deductible 1730 10 Stucco siding No
2011 280,000 Shingles Roof 2,310 5 $500- $1000 Deductible 410 2 Stucco siding No
2012 210,000 Metal Roof 1,750 5 $500 Deductible 630 4 Stone Siding No
1994 355,000 Slate Shingles Roof 2,990 4 $500- $1000 Deductible 1510 7 Stucco siding yes
2012 240,000 Membrane Roof 2,730 4 $500 Deductible 2000 9 Fiber-Cement Siding yes
1982 160,000 Slate Shingles Roof 1,820 4 $2500-$5000 Deductible 810 8 Stucco siding No
2010 195,000 Composition Roof 2,180 4 $500- $1000 Deductible 830 8 Stucco siding yes
1989 270,000 Wood Shake Roof 2,370 5 > $10,000 Deductible 320 2 Fiber-Cement Siding yes
2013 195,000 Wood Shake Roof 2,120 3 $1000-$2500 Deductible 1340 12 Wood siding No
1982 240,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 340 2 Stucco siding No
2000 325,000 Membrane Roof 3,840 5 > $10,000 Deductible 430 3 Vinyl siding No
2005 395,000 Asphalt Shingles Roof 3,250 5 $1000-$2500 Deductible 590 3 Vinyl siding No
2012 215,000 Shingles Roof 1,890 4 > $10,000 Deductible 620 6 Fiber-Cement Siding yes
2000 125,000 Shingles Roof 1,250 3 $500- $1000 Deductible 1250 12 Stucco siding No
2005 285,000 Wood Shake Roof 2,620 5 $500 Deductible 1440 7 Fiber-Cement Siding No
2005 400,000 Composition Roof 3,250 4 $2500-$5000 Deductible 660 4 Brick siding No
2003 215,000 Asphalt Shingles Roof 1,800 3 $5000 to $10,000 Deductible 590 5 Vinyl siding yes
2013 335,000 Wood Shake Roof 3,300 5 > $10,000 Deductible 980 8 Wood siding yes
1984 215,000 Slate Shingles Roof 1,830 4 $500 Deductible 2830 12 Stucco siding yes
1980 430,000 Shingles Roof 3,660 5 $1000-$2500 Deductible 1470 6 Stone Siding No
2002 160,000 Wood Shake Roof 1,650 4 $5000 to $10,000 Deductible 90 1 Stone Siding yes
2003 215,000 Shingles Roof 2,230 3 $1000-$2500 Deductible 1090 8 Fiber-Cement Siding yes
2011 555,000 Metal Roof 4,740 5 $5000 to $10,000 Deductible 690 3 Wood siding No
1988 180,000 Wood Shake Roof 1,790 5 $5000 to $10,000 Deductible 840 12 Wood siding No

Find Visual Guide for Pearland, TX Home Insurance Buyers on Insurance Companies and Rates