Pearland, TX homeowners insurance is roughly $904 to $1,226, about $75-$102/month. Our in depth guide reveals consumers can save as much as $426 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Pearland, TX | Homeowners Insurance Agency Near Pearland, TX | Address |
|---|---|---|
| State Farm | Roderick Price | 12777 Jones Rd Ste 125, Houston, TX, 77070-4492 |
| Travelers | Ami Insurance Agency Llc | 16113 EAST FWY, CHANNELVIEW, TX, 77530 |
| Allstate | Cecile Nguyen | 9585 Clay Rd Ste 8, Houston, TX, 77080 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Brookside Village city, Texas | $131 | $175 | $262 |
| Manvel city, Texas | $132 | $176 | $264 |
| Friendswood city, Texas | $136 | $181 | $272 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pearland, TX | 4.5% | 12.9% |
| Manvel | 4.51% | 18.31% |
| Friendswood | 4.35% | 11.55% |
| South Houston | 7.16% | 20.33% |
| Pearland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 60 | 1.0% | $1239 |
| $500 to $749 | 626 | 11.0% | $1914 |
| $750 to $999 | 1,711 | 30.0% | $2664 |
| $1,000 to $1,499 | 1,871 | 33.0% | $3789 |
| $1,500 or more | 1,283 | 23.0% | $5439 |
| Streets in Pearland Area | Homeowners Insurance Cost |
|---|---|
| Prestwick Sq, Bees Creek Ct, Cherry Springs Ct, Marzia Ave, W Plantation Oaks, Rita Elliott Ct, Macnicoll St, Honey Grove Ave, English Green Way, Ladonia St | $1,087 |
| Lazy Hollow Ct, Owens Glen Ct, E Dallas Rd, S Fitzgerald Ct, Dewalt Way, Stones Throw Ln, House Lake Dr, Summit Rock Way, Deer Knoll Ct, Deer Lodge Ct | $1,106 |
| Garden Gln, Forest Teal Ct, S Fitzgerald Way, College St, Moonlight Ct, Blue Heather Ln, Oakland Cir, Chapel Creek Way, Cape Hatteras Way, McKinney Ln | $1,091 |
| Steep Bank Psge, Quail Burg Ct, Gussie Mae Ln, Evening Wind Dr, Emerald St, Hardwood Glen Dr, Rudolph Ct, Hickory Lake, Miller Rd, One Oak Chase Rd | $1,102 |
| Ryon Way, Manchester Cove, Richmond Knoll Ct, Lilac Breeze Ln, Coretta Ct, Caloway Ct, Gardenia, Chriesman Ln, Alvin, Collier Point Ln | $1,088 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pearland | $159 to $162 |
| Brookside Village | $157 |
| Manvel | $158 |
| Friendswood | $163 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Pearland Homeowner Insurance Premium Example | $2,000 | $1,600 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,900 | $15,100 |
| Net Savings to Pearland Home Owner from High Deductible Plan | $800 | |
| Scenario | Pearland, TX Home Replacement Value MORE than Home Value | Pearland, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $126,000 | $75,000 |
| Insurance Premium based on Replacement Value | $950 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,500 | Risk Exposure from Under Insuring Coverage is $23,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $225/year |
| Insurance Company | USAA group | State Farm | Chubb Group of Insurance |
| Monthly Premium | 113 | 233 | 105 |
| Year Built | 1995 | 2010 | 2007 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $150000-$175000 |
| Deductible | $500 Deductible | $500 Deductible | $500- $1000 Deductible |