Payson Insurance Rates:

Payson, UT homeowners insurance is approximately $415 to $563, about $34-$46/month. Our comprehensive research reveals consumers can save as much as $195 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
There is only one thing I dislike about the company. I was laid off in 2009. They wouldn't let me set up an automatic deduction through my bank. They raised the prices since I was no longer getting the work discount.
American Family Insurance
The American Family Insurance may helps save a part of our money with safe custody. They may give a portion of additional some amount after the expiry date of the insurance with the premium.
Liberty Mutual
I would recommend this insurance provider if you need minimum required coverage and you may build your coverage over time by itemizing the benefits.

Payson, UT Homeowners Insurance By Home Value

Payson, UT Home Value Total Homes % of Total Average Payson, UT Homeowners Insurance
Less than $50,000 212 5.0% $63
$90,000 to $99,999 47 1.0% $254
$100,000 to $124,999 158 4.0% $293
$125,000 to $149,999 507 13.0% $366
$150,000 to $174,999 694 18.0% $435
$175,000 to $199,999 698 18.0% $503
$200,000 to $249,999 680 18.0% $606
$250,000 to $299,999 439 11.0% $743
$300,000 to $399,999 213 5.0% $943

Top Home Insurance Agents Near Payson, UT

Home Insurance Company Near Payson, UT Homeowners Insurance Agency Near Payson, UT Address
Travelers Atkinson Leavitt Ins Agency Inc 205 W 520 N, OREM, UT, 84057
State Farm Brent Godfrey 2200 E 4500 S Ste 150, Holladay, UT, 84117-4035
Travelers Downing & Gayle Insurance Services Inc 6440 S WASATCH BLVD STE 235A, SALT LAKE CITY, UT, 84121
State Farm Paul Dubbs 1270 E 8600 S Suite 8, Sandy, UT, 84094-1298
State Farm Vic Hillman 441 W Main St Ste C, Lehi, UT, 84043-2027

Cost Of Homeowners Insurance By Street Near Payson, UT

Streets in Payson Area Homeowners Insurance Cost
W 11250 South St, S Settlement Rd, S Woodland Hills Dr, S Sheen Rd, W 11300 S, S 5950 W, E Spring Dr, Co Rd 164, W 8200 S, 1600 S$509
S Oak Haven Dr, S 360 West St, Barnett Ln, E Utah Ave, Eagle Nest Dr, S Salem Canal Rd, W 11900 South St, W Oakridge Dr, 60 S, 1240 S$489
S 2450 W, S Astor Ln, Westpark Dr, W 1350 South St, S Majestic Meadows Dr, Big Leaf Ct, W 90 S, W 8600 South St, Bella Vista Ln, S 4440 W$485
Loafer View Dr, W 7550 South St, E Lewis Way, W 1350 S, W 12000 S, Meadow Sage, W 8400 South St, E Alpine Dr, S Canyon View Dr, Canyon Cove Dr$515
S 30 E, W 8400 S, Loafer Canyon Rd, S 1130 W, Ridge Ln, N Loafer Dr, Riley Dr, W 10900 South St, Liddle Ct, S 1040 W$516

Payson, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Payson$73 to $75
Spanish Fork-Payson$74
Spring Lake$84
Salem$75

Payson, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spanish Fork-Payson CCD, Utah County, Utah $74 $98 $147
Spring Lake CDP, Utah $84 $112 $168
Salem city, Utah $75 $100 $150

Payson, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Payson, UT3.1%12.5%
Spanish Fork-Payson2.81%11.22%
Spring Lake2.43%12.53%
Salem2.68%10.35%

Payson Renters Insurance as a Percentage of Rent

Payson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 4.0% $339
$300 to $499 63 5.0% $1239
$500 to $749 387 32.0% $1914
$750 to $999 430 36.0% $2664
$1,000 to $1,499 183 15.0% $3789
$1,500 or more 71 5.0% $5439

Payson, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Payson Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Payson Home Owner from High Deductible Plan $1,200

Payson, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Payson, UT Home Replacement Value MORE than Home Value Payson, UT Home Replacement Value LESS than Home Value
Replacement Value $186,000 $147,500
Insurance Premium based on Replacement Value $675 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Payson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAmerican Family Insurance
Monthly Premium 3921119
Year Built 194720082014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Payson, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 255,000 Membrane Roof 2,530 4 $500- $1000 Deductible 210 5 Fiber-Cement Siding No
2006 360,000 Shingles Roof 2,970 4 $1000-$2500 Deductible 140 2 Stucco siding yes
1982 440,000 Membrane Roof 4,170 5 $5000 to $10,000 Deductible 930 10 Brick siding No
2011 370,000 Slate Shingles Roof 3,950 5 $500 Deductible 490 7 Stone Siding yes
2013 155,000 Wood Shake Roof 1,630 4 $500- $1000 Deductible 310 9 Stucco siding No
1989 495,000 Shingles Roof 4,050 5 > $10,000 Deductible 150 2 Stone Siding No
1943 300,000 Composition Roof 2,580 4 > $10,000 Deductible 180 4 Stone Siding yes
2010 120,000 Slate Shingles Roof 1,300 3 $500- $1000 Deductible 280 12 Stone Siding No
2014 145,000 Slate Shingles Roof 1,500 3 $2500-$5000 Deductible 130 5 Stone Siding yes
2010 255,000 Shingles Roof 2,120 3 > $10,000 Deductible 410 9 Stucco siding No
1947 255,000 Composition Roof 2,950 5 $500- $1000 Deductible 660 9 Stone Siding yes
2003 230,000 Shingles Roof 2,220 3 > $10,000 Deductible 370 10 Stucco siding yes
1989 160,000 Composition Roof 1,880 5 $2500-$5000 Deductible 190 8 Brick siding No
2010 155,000 Shingles Roof 1,460 3 $500 Deductible 300 9 Vinyl siding yes
1988 240,000 Membrane Roof 1,990 4 $2500-$5000 Deductible 330 7 Fiber-Cement Siding No
2003 240,000 Membrane Roof 2,160 3 $1000-$2500 Deductible 60 1 Brick siding yes
1947 210,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 80 3 Fiber-Cement Siding yes
2014 205,000 Metal Roof 1,880 3 $2500-$5000 Deductible 360 12 Wood siding No
1941 210,000 Tile Roof 1,870 4 $2500-$5000 Deductible 50 2 Stucco siding No
2006 165,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
2007 160,000 Membrane Roof 1,820 5 $500 Deductible 240 6 Stucco siding yes
2006 270,000 Shingles Roof 2,740 4 $1000-$2500 Deductible 160 3 Wood siding yes
2010 185,000 Metal Roof 1,670 3 $500- $1000 Deductible 640 10 Brick siding yes
1949 425,000 Wood Shake Roof 3,570 5 $500- $1000 Deductible 290 3 Fiber-Cement Siding yes
1985 375,000 Tile Roof 3,440 5 $2500-$5000 Deductible 580 8 Stone Siding No
2007 290,000 Wood Shake Roof 2,610 4 $1000-$2500 Deductible 140 3 Wood siding No
2001 390,000 Shingles Roof 4,030 5 > $10,000 Deductible 580 10 Wood siding yes
1942 195,000 Tile Roof 1,740 4 $2500-$5000 Deductible 590 12 Wood siding yes
1985 240,000 Wood Shake Roof 2,140 4 $5000 to $10,000 Deductible 40 1 Stucco siding yes
2011 235,000 Shingles Roof 2,450 4 $5000 to $10,000 Deductible 410 8 Wood siding yes
1944 515,000 Slate Shingles Roof 4,700 5 > $10,000 Deductible 510 9 Fiber-Cement Siding No
1987 270,000 Wood Shake Roof 2,210 5 $1000-$2500 Deductible 510 10 Stone Siding No
2005 325,000 Shingles Roof 3,560 5 $1000-$2500 Deductible 460 9 Vinyl siding No
1986 300,000 Wood Shake Roof 2,470 4 $1000-$2500 Deductible 670 8 Wood siding yes