Payette Insurance Rates:

Payette, ID homeowners insurance is about $421 to $572, about $35-$47/month. Our detailed guide reveals consumers can save upto $198 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Payette, ID Homeowners Insurance By Home Value

Payette, ID Home Value Total Homes % of Total Average Payette, ID Homeowners Insurance
Less than $50,000 210 9.0% $99
$50,000 to $59,999 42 1.0% $213
$60,000 to $69,999 96 4.0% $267
$70,000 to $79,999 58 2.0% $307
$80,000 to $89,999 102 4.0% $352
$90,000 to $99,999 155 6.0% $391
$100,000 to $124,999 595 26.0% $456
$125,000 to $149,999 205 9.0% $570
$150,000 to $174,999 325 14.0% $674
$175,000 to $199,999 121 5.0% $778
$200,000 to $249,999 148 6.0% $932
$250,000 to $299,999 138 6.0% $1140
$300,000 to $399,999 48 2.0% $1453

Top Home Insurance Agents Near Payette, ID

Home Insurance Company Near Payette, ID Homeowners Insurance Agency Near Payette, ID Address
NA Sorenson Insurance 31 E Main St, Weiser, ID, 83672
NA Three Rivers Insurance 26 South Main, Payette, ID, 83661
Travelers Aaa Idaho-Meridian 2310 E OVERLAND STE 110, MERIDIAN, ID, 83642
Travelers Paynewest Insurance 960 Broadway Ave. Boise, Boise City, ID, 83706
Travelers Showers Insurance Agency 5615 FRANKLIN ROAD, BOISE, ID, 83705

Cost Of Homeowners Insurance By Street Near Payette, ID

Streets in Payette Area Homeowners Insurance Cost
N 21st St, 3rd Ave S, Iowa Ave, S 12th St, 1st Ave S, Driftwood Dr, Hanson Ln, Kirk Ln, Silver Sage Ln, NE 19th Ave$499
NE 17th Ave, 12th Ave S, Paddock Valley Rd, NE 16th Ave, S 19th St, N 7th St, Beverly Hills Dr, Banks Rd, Moss Dr, Roxy Cir$494
State Hwy 52, 15th Ave N, S Main St, Vista Rd, Black Bridge Rd, S 10th St, S 9th St, N 8th St, N 5th St, Decker Dr$496
NE 15th Ave, S 18th St, N Iowa Ave, S 10th St, NE 10th Ave, Bonnie Dr, 1st Ave S, 2nd Ave S, N River Rd, N 18th St$504
US Hwy 95 Bus, N 2nd St, Willow Creek Rd, S 15th St, Fort Wilson Dr, Uehlin Dr, S 15th St, 4th Ave N, 7th Ave N, Perry Dr$499

Payette, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Payette$74 to $76
Payette County$75
Emmett Bench$76
Dead Ox Flat$65

Payette, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Payette County, Idaho $63 $83 $125
New Plymouth CCD, Payette County, Idaho $63 $83 $125
Emmett Bench CCD, Gem County, Idaho $64 $85 $128

Payette, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Payette, ID3.7%14.7%
Payette County3.53%13.6%
New Plymouth3.86%12.9%
Emmett Bench3.67%14.46%

Payette Renters Insurance as a Percentage of Rent

Payette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 4.0% $799
$300 to $499 291 27.0% $1249
$500 to $749 423 40.0% $1924
$750 to $999 261 24.0% $2674
$1,000 to $1,499 23 2.0% $3799

Payette, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Payette Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Payette Home Owner from High Deductible Plan $600

Payette, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Payette, ID Home Replacement Value MORE than Home Value Payette, ID Home Replacement Value LESS than Home Value
Replacement Value $117,000 $80,000
Insurance Premium based on Replacement Value $350 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Payette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 233037
Year Built 201419671996
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Payette, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 105,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 110 8 Stone Siding yes
1945 140,000 Shingles Roof 1,700 3 $500- $1000 Deductible 190 6 Brick siding yes
1995 170,000 Slate Shingles Roof 1,870 3 $5000 to $10,000 Deductible 150 5 Fiber-Cement Siding yes
1982 200,000 Wood Shake Roof 3,050 5 $500 Deductible 210 5 Fiber-Cement Siding No
2012 240,000 Metal Roof 2,570 4 $2500-$5000 Deductible 310 7 Fiber-Cement Siding No
1968 200,000 Slate Shingles Roof 2,220 3 $500 Deductible 560 12 Fiber-Cement Siding No
1943 120,000 Slate Shingles Roof 1,840 3 $1000-$2500 Deductible 60 3 Vinyl siding yes
2008 90,000 Asphalt Shingles Roof 1,350 2 $500- $1000 Deductible 120 7 Stucco siding yes
1941 80,000 Composition Roof 1,260 3 $2500-$5000 Deductible 140 9 Vinyl siding No
2003 220,000 Shingles Roof 2,800 4 $500 Deductible 90 2 Stone Siding yes
2011 155,000 Shingles Roof 1,850 3 $2500-$5000 Deductible 160 6 Fiber-Cement Siding yes
1994 140,000 Tile Roof 1,510 3 $500 Deductible 260 10 Stucco siding yes
1989 110,000 Wood Shake Roof 1,720 2 $500- $1000 Deductible 200 10 Brick siding yes