Pawtucket, RI homeowners insurance is nearly $909 to $1,233, about $75-$102/month. Our exhaustive analysis reveals consumers can save upto $428 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Pawtucket, RI | Homeowners Insurance Agency Near Pawtucket, RI | Address |
|---|---|---|
| Liberty Mutual | Thomas Cannon | 173 Bedford St., Lexington, MA, 2420 |
| Liberty Mutual | Helen A. Hellstrom Aai Cisr | 173 Bedford St., Lexington, MA, 2420 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Central Falls city, Rhode Island | $160 | $213 | $320 |
| North Seekonk CDP, Massachusetts | $155 | $206 | $309 |
| Valley Falls CDP, Rhode Island | $163 | $217 | $326 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pawtucket, RI | 5.0% | 15.3% |
| Central Falls | 4.52% | 14.6% |
| North Seekonk | 4.33% | 16.54% |
| Valley Falls | 4.85% | 15.76% |
| Pawtucket Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 425 | 2.0% | $351 |
| $200 to $299 | 1,381 | 8.0% | $801 |
| $300 to $499 | 1,063 | 6.0% | $1251 |
| $500 to $749 | 3,632 | 23.0% | $1926 |
| $750 to $999 | 5,177 | 33.0% | $2676 |
| $1,000 to $1,499 | 3,485 | 22.0% | $3801 |
| $1,500 or more | 298 | 1.0% | $5451 |
| Streets in Pawtucket Area | Homeowners Insurance Cost |
|---|---|
| Woodbury St, Byron Ave, Ames St, Clayton St, Berndt St, Pleasant View Way, Hayward St, York Ave, Rhodes St, County St | $1,073 |
| Lawn Ave, Kepler St, Wilcox Ave, Doran Dr, Columbine Ave, Princeton Ave, Homestead St, Robinson Ave, Revere St, Webb St | $1,062 |
| Barnard St, Tally St, Raleigh Ave, Clarner St, Cameron St, Utton Ave, S Union St, Olympia Ave, Hyde Ave, Madison St | $1,071 |
| Mendon Ave, Freight St, Abram St, Dunnell Ave, Ayr St, Riverview Ave, Young St, Windsor Rd, Beverage Hill Ave, Roberta Ave | $1,063 |
| Hamlet St, Anawan Rd, Prentice Ave, Rock Ave, Fred St, Argol St, Dunnell Ave, Booth Ave, Brewster St, Sumner St | $1,060 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pawtucket | $160 to $162 |
| Central Falls | $159 |
| North Seekonk | $154 |
| Valley Falls | $163 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $7,800 |
| Yearly Pawtucket Homeowner Insurance Premium Example | $2,500 | $1,500 |
| Out of Pocket Expense During Claim | $1,800 | $7,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $19,300 | $18,300 |
| Net Savings to Pawtucket Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Pawtucket, RI Home Replacement Value MORE than Home Value | Pawtucket, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $226,500 | $176,500 |
| Insurance Premium based on Replacement Value | $2,075 | $1,625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,000 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $200/year |
| Insurance Company | Amica Mutual Insurance Company | GEICO Insurance | State Farm |
| Monthly Premium | 70 | 99 | 195 |
| Year Built | 1953 | 1969 | 1942 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $500- $1000 Deductible |