Pawcatuck, CT homeowners insurance is approximately $733 to $1,005, about $61-$83/month. Our exhaustive research reveals consumers can save upto $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Pawcatuck, CT | Homeowners Insurance Agency Near Pawcatuck, CT | Address |
|---|---|---|
| Travelers | A W Bucci & Associates Inc | 1350 DIVISION RD STE 101, WEST WARWICK, RI, 2893 |
| Liberty Mutual Independent | Carey Richmond & Viking | 2 CORPORATE PL, MIDDLETOWN, RI, 2842 |
| Allstate | Maria Pietrosante | 1480 Boston Post Rd, Old Saybrook, CT, 6475 |
| Allstate | Randy Zebendon | 786 Silas Deane Hwy, Wethersfield, CT, 6109 |
| Allstate | Stark Agency Of Ct | 91 Main Street, Chester, CT, 6412 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Stonington town, New London County, Connecticut | $134 | $178 | $267 |
| Watch Hill CDP, Rhode Island | $213 | $284 | $426 |
| Misquamicut CDP, Rhode Island | $188 | $251 | $377 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pawcatuck, CT | 3.9% | 11.4% |
| Stonington | 3.42% | 9.94% |
| Watch Hill | 3.18% | 11.84% |
| Misquamicut | 3.8% | 13.46% |
| Pawcatuck Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 12 | 1.0% | $334 |
| $200 to $299 | 63 | 6.0% | $784 |
| $300 to $499 | 135 | 13.0% | $1234 |
| $500 to $749 | 164 | 16.0% | $1909 |
| $750 to $999 | 181 | 17.0% | $2659 |
| $1,000 to $1,499 | 356 | 34.0% | $3784 |
| $1,500 or more | 109 | 10.0% | $5434 |
| Streets in Pawcatuck Area | Homeowners Insurance Cost |
|---|---|
| Starr Ct, Arch St, Albert Ct, Holly St, Lois Ct, Fernando Dr, Huntington St, Rose Ridge Ct, Shea Dr, Stonington Ave W | $867 |
| Schiller Ave, Pequot Ct, Brucker Pentway, Downer St, W Vine St, Fairway Ct, Spruce Ct, Winthrop Ave, Milan Ter, Billings St | $870 |
| Cavendish Ln, Sunrise Ave, Birchwood Dr, Extrusion Dr, Greenhaven Rd, Sunset Ave, Arbor Ct, Johnson St, Crestwood Ln, S Broad St | $866 |
| Mitchell St, Holly Ct, Oakwood Ave, Hawley St, Elmata Ave, Castle Meadow Dr, Cronin Ave, N Broad St, Richmond St, Ledge Ave | $870 |
| Lee Dr, Green Ave, Pauline St, Vine St, Aimee Dr, N Anguilla Rd, High Ridge Ct, Woodland Ave, Buckingham St, Avery St | $869 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pawcatuck | $129 to $131 |
| Stonington | $133 |
| Watch Hill | $213 |
| Misquamicut | $188 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Pawcatuck Homeowner Insurance Premium Example | $3,300 | $3,100 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $27,000 | $26,400 |
| Net Savings to Pawcatuck Home Owner from High Deductible Plan | $600 | |
| Scenario | Pawcatuck, CT Home Replacement Value MORE than Home Value | Pawcatuck, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $379,500 | $230,000 |
| Insurance Premium based on Replacement Value | $4,325 | $2,625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $69,000 | Risk Exposure from Under Insuring Coverage is $80,500 |
| Premium Impact | Insurance cheaper by $925/year | Insurance costlier by $775/year |
| Insurance Company | Farmers Insurance | Hartford Insurance Group | Nationwide Insurance |
| Monthly Premium | 152 | 135 | 179 |
| Year Built | 1994 | 1944 | 1987 |
| Home Details | 4 Beds, 1 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $200000-$250000 |
| Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |