Pawcatuck Insurance Rates:

Pawcatuck, CT homeowners insurance is approximately $733 to $1,005, about $61-$83/month. Our exhaustive research reveals consumers can save upto $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pawcatuck, CT Homeowners Insurance By Home Value

Pawcatuck, CT Home Value Total Homes % of Total Average Pawcatuck, CT Homeowners Insurance
Less than $50,000 25 2.0% $69
$60,000 to $69,999 22 2.0% $191
$100,000 to $124,999 16 1.0% $330
$150,000 to $174,999 85 8.0% $486
$175,000 to $199,999 85 8.0% $564
$200,000 to $249,999 235 22.0% $677
$250,000 to $299,999 234 22.0% $834
$300,000 to $399,999 335 32.0% $1060

Top Home Insurance Agents Near Pawcatuck, CT

Home Insurance Company Near Pawcatuck, CT Homeowners Insurance Agency Near Pawcatuck, CT Address
Travelers A W Bucci & Associates Inc 1350 DIVISION RD STE 101, WEST WARWICK, RI, 2893
Liberty Mutual Independent Carey Richmond & Viking 2 CORPORATE PL, MIDDLETOWN, RI, 2842
Allstate Maria Pietrosante 1480 Boston Post Rd, Old Saybrook, CT, 6475
Allstate Randy Zebendon 786 Silas Deane Hwy, Wethersfield, CT, 6109
Allstate Stark Agency Of Ct 91 Main Street, Chester, CT, 6412

Cost Of Homeowners Insurance By Street Near Pawcatuck, CT

Streets in Pawcatuck Area Homeowners Insurance Cost
Starr Ct, Arch St, Albert Ct, Holly St, Lois Ct, Fernando Dr, Huntington St, Rose Ridge Ct, Shea Dr, Stonington Ave W$867
Schiller Ave, Pequot Ct, Brucker Pentway, Downer St, W Vine St, Fairway Ct, Spruce Ct, Winthrop Ave, Milan Ter, Billings St$870
Cavendish Ln, Sunrise Ave, Birchwood Dr, Extrusion Dr, Greenhaven Rd, Sunset Ave, Arbor Ct, Johnson St, Crestwood Ln, S Broad St$866
Mitchell St, Holly Ct, Oakwood Ave, Hawley St, Elmata Ave, Castle Meadow Dr, Cronin Ave, N Broad St, Richmond St, Ledge Ave$870
Lee Dr, Green Ave, Pauline St, Vine St, Aimee Dr, N Anguilla Rd, High Ridge Ct, Woodland Ave, Buckingham St, Avery St$869

Pawcatuck, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pawcatuck$129 to $131
Stonington$133
Watch Hill$213
Misquamicut$188

Pawcatuck, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stonington town, New London County, Connecticut $134 $178 $267
Watch Hill CDP, Rhode Island $213 $284 $426
Misquamicut CDP, Rhode Island $188 $251 $377

Pawcatuck, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pawcatuck, CT3.9%11.4%
Stonington3.42%9.94%
Watch Hill3.18%11.84%
Misquamicut3.8%13.46%

Pawcatuck Renters Insurance as a Percentage of Rent

Pawcatuck Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $334
$200 to $299 63 6.0% $784
$300 to $499 135 13.0% $1234
$500 to $749 164 16.0% $1909
$750 to $999 181 17.0% $2659
$1,000 to $1,499 356 34.0% $3784
$1,500 or more 109 10.0% $5434

Pawcatuck, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Pawcatuck Homeowner Insurance Premium Example $3,300$3,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $27,000$26,400
Net Savings to Pawcatuck Home Owner from High Deductible Plan $600

Pawcatuck, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pawcatuck, CT Home Replacement Value MORE than Home Value Pawcatuck, CT Home Replacement Value LESS than Home Value
Replacement Value $379,500 $230,000
Insurance Premium based on Replacement Value $4,325 $2,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,000 Risk Exposure from Under Insuring Coverage is $80,500
Premium Impact Insurance cheaper by $925/year Insurance costlier by $775/year

Example Pawcatuck Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceHartford Insurance GroupNationwide Insurance
Monthly Premium 152135179
Year Built 199419441987
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Pawcatuck, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 270,000 Tile Roof 1,560 2 $500 Deductible 1090 4 Fiber-Cement Siding No
1998 280,000 Wood Shake Roof 1,610 3 $5000 to $10,000 Deductible 580 4 Stone Siding No
1940 325,000 Asphalt Shingles Roof 2,590 4 $500 Deductible 1230 5 Stone Siding No
1981 285,000 Slate Shingles Roof 1,660 2 $500- $1000 Deductible 2090 12 Stone Siding No
1941 390,000 Wood Shake Roof 2,200 3 $5000 to $10,000 Deductible 1690 7 Vinyl siding No
1990 620,000 Wood Shake Roof 4,350 5 $2500-$5000 Deductible 2420 8 Brick siding No
1948 260,000 Tile Roof 1,920 5 $5000 to $10,000 Deductible 1560 12 Wood siding yes
1988 195,000 Composition Roof 1,250 2 $500- $1000 Deductible 2300 12 Brick siding yes
1990 245,000 Slate Shingles Roof 1,650 3 $5000 to $10,000 Deductible 690 5 Stucco siding yes
1948 320,000 Tile Roof 1,850 3 $1000-$2500 Deductible 2460 10 Vinyl siding yes
1988 630,000 Wood Shake Roof 4,530 5 $500 Deductible 1450 2 Wood siding yes
1995 330,000 Membrane Roof 1,850 4 > $10,000 Deductible 150 1 Fiber-Cement Siding No
1999 290,000 Wood Shake Roof 2,210 5 $1000-$2500 Deductible 940 5 Stone Siding No
1997 250,000 Slate Shingles Roof 1,980 3 $500 Deductible 1900 9 Stucco siding yes
1943 450,000 Metal Roof 3,000 4 > $10,000 Deductible 1760 8 Vinyl siding No
1943 315,000 Shingles Roof 2,500 4 $5000 to $10,000 Deductible 830 6 Stucco siding yes
1993 230,000 Wood Shake Roof 1,620 4 $1000-$2500 Deductible 1390 7 Stucco siding No
1948 590,000 Metal Roof 3,300 5 $1000-$2500 Deductible 4310 8 Fiber-Cement Siding No
1986 505,000 Metal Roof 3,910 5 $2500-$5000 Deductible 2150 6 Vinyl siding yes
1944 205,000 Wood Shake Roof 1,710 4 $1000-$2500 Deductible 1190 12 Stucco siding No
1989 195,000 Slate Shingles Roof 1,470 2 $500 Deductible 800 6 Fiber-Cement Siding No
1988 360,000 Asphalt Shingles Roof 3,030 4 $5000 to $10,000 Deductible 1500 7 Wood siding yes
1942 685,000 Tile Roof 4,990 5 > $10,000 Deductible 3810 10 Stucco siding yes
1981 205,000 Shingles Roof 1,290 3 $500 Deductible 970 5 Stucco siding No
1996 330,000 Shingles Roof 2,110 3 $500- $1000 Deductible 560 2 Stucco siding yes
1941 215,000 Asphalt Shingles Roof 1,250 2 $500- $1000 Deductible 2000 12 Wood siding No
1983 325,000 Shingles Roof 1,850 5 $5000 to $10,000 Deductible 620 5 Stone Siding yes
1944 675,000 Tile Roof 4,810 5 $5000 to $10,000 Deductible 3550 9 Vinyl siding yes
1947 375,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 1130 3 Fiber-Cement Siding No
1998 155,000 Wood Shake Roof 1,060 2 $500- $1000 Deductible 1020 7 Vinyl siding yes
1989 300,000 Slate Shingles Roof 1,870 3 $500 Deductible 1190 4 Vinyl siding yes
1991 185,000 Metal Roof 1,200 2 $1000-$2500 Deductible 680 6 Brick siding yes
1996 175,000 Metal Roof 1,370 2 $2500-$5000 Deductible 140 1 Stone Siding No
1982 660,000 Metal Roof 4,010 5 $500- $1000 Deductible 1300 3 Stone Siding No