Patterson, LA homeowners insurance is nearly $1,067 to $1,457, about $88-$121/month. Our in depth research indicates shoppers can save upto $504 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Patterson, LA | Homeowners Insurance Agency Near Patterson, LA | Address |
|---|---|---|
| Liberty Mutual Independent | Waguespack & Associates Insura | 12320 HIGHWAY 44 # 1, GONZALES, LA, 70737 |
| State Farm | Casey Rogers | 524 S Burnside Ave, Gonzales, LA, 70737-3448 |
| State Farm | Dalton Leblanc | 789 Grand Caillou Road, Houma, LA, 70363-5834 |
| Allstate | Debbie Whitlock-Kennedy | 11017 Perkins Rd Ste B, Baton Rouge, LA, 70810 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bayou Vista CDP, Louisiana | $188 | $250 | $375 |
| Berwick town, Louisiana | $188 | $250 | $375 |
| Morgan City city, Louisiana | $187 | $249 | $374 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Patterson, LA | 9.2% | 29.0% |
| Bayou Vista | 9.88% | 33.2% |
| Berwick | 7.59% | 27.84% |
| Morgan City | 10.46% | 31.52% |
| Patterson Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 16 | 2.0% | $809 |
| $300 to $499 | 169 | 24.0% | $1259 |
| $500 to $749 | 190 | 27.0% | $1934 |
| $750 to $999 | 127 | 18.0% | $2684 |
| $1,000 to $1,499 | 185 | 26.0% | $3809 |
| Streets in Patterson Area | Homeowners Insurance Cost |
|---|---|
| Kemper St, Little Flower Ln, Susan St, Fairfax, Lucia Dr, Bdc, Shadygrove, Lassus, Parish Rd 104, Airport Rd | $1,258 |
| Rosemary St, Cleco St, Flattown, Cleveland St, Riverbend, Bridget Dr, Billiot Ln, Lipari St, Pepper, Becky Dr | $1,253 |
| Hwy 318, St Blanc, Benevolent St, Red Cypress Rd, Patty Ln, Morey St, Canal Rd, Ratcliff, Cross Rd 1, Parish Rd 108 | $1,260 |
| Cayce, Jason St, David Rd, Fig St, Neptune St, Canton, Roses Park Ln, Front, David, Fifth | $1,249 |
| Kem St, Columbus, Harry D St, Easy St, Evergreen Ave, Williams St, Field Rd, Mercury Rd, Luke, Poncio | $1,259 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Patterson | $188 to $190 |
| Bayou Vista | $187 |
| Siracusaville | $180 |
| St. Mary | $186 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $100,000 | $50,000 | brick veneer | 25-year | Allstate Vehicle And Property Ins Co | $2157 |
| $200,000 | $100,000 | brick veneer | 10-year | American National General Ins Co | $6273 |
| $400,000 | $200,000 | brick veneer | 1-year | Ark Royal Ins Co | $4511 |
| $200,000 | $100,000 | brick veneer | 10-year | Bankers Specialty Ins Co | $4258 |
| $200,000 | $100,000 | brick veneer | 10-year | Garrison P&C Ins Co | $2365 |
| $200,000 | $100,000 | brick veneer | 10-year | Liberty Personal Ins Co | $4315 |
| $400,000 | $200,000 | brick veneer | 1-year | Privilege Underwriters Recip Exch | $5956 |
| $200,000 | $100,000 | brick veneer | 10-year | Shelter Mutual Ins Co | $5076 |
| $200,000 | $100,000 | brick veneer | 10-year | Usaa Casualty Ins Co | $1691 |
| $200,000 | $100,000 | brick veneer | 10-year | United Services Automobile Association | $1257 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Patterson Homeowner Insurance Premium Example | $2,700 | $2,100 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $16,700 | $16,100 |
| Net Savings to Patterson Home Owner from High Deductible Plan | $600 | |
| Scenario | Patterson, LA Home Replacement Value MORE than Home Value | Patterson, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $128,000 | $88,000 |
| Insurance Premium based on Replacement Value | $2,500 | $1,725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,500 | Risk Exposure from Under Insuring Coverage is $25,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $275/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Allstate |
| Monthly Premium | 142 | 179 | 181 |
| Year Built | 2008 | 1997 | 1984 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $250000-$300000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |