Patterson Insurance Rates:

Patterson, LA homeowners insurance is nearly $1,067 to $1,457, about $88-$121/month. Our in depth research indicates shoppers can save upto $504 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Patterson, LA Homeowners Insurance By Home Value

Patterson, LA Home Value Total Homes % of Total Average Patterson, LA Homeowners Insurance
Less than $50,000 272 18.0% $264
$50,000 to $59,999 72 5.0% $567
$60,000 to $69,999 49 3.0% $706
$70,000 to $79,999 53 3.0% $819
$80,000 to $89,999 72 5.0% $920
$90,000 to $99,999 53 3.0% $1034
$100,000 to $124,999 251 17.0% $1197
$125,000 to $149,999 173 12.0% $1500
$150,000 to $174,999 166 11.0% $1778
$175,000 to $199,999 161 11.0% $2042
$200,000 to $249,999 97 6.0% $2458

Top Home Insurance Agents Near Patterson, LA

Home Insurance Company Near Patterson, LA Homeowners Insurance Agency Near Patterson, LA Address
NA Guardian Insurance Agency, Llc 1101 Highway 90 E , New Iberia, LA, 70560
State Farm Casey Rogers 524 S Burnside Ave, Gonzales, LA, 70737-3448
State Farm Dalton Leblanc 789 Grand Caillou Road, Houma, LA, 70363-5834
Allstate Debbie Whitlock-Kennedy 11017 Perkins Rd Ste B, Baton Rouge, LA, 70810
Liberty Mutual Independent Waguespack & Associates Insura 12320 HIGHWAY 44 # 1, GONZALES, LA, 70737

Cost Of Homeowners Insurance By Street Near Patterson, LA

Streets in Patterson Area Homeowners Insurance Cost
Kemper St, Little Flower Ln, Susan St, Fairfax, Lucia Dr, Bdc, Shadygrove, Lassus, Parish Rd 104, Airport Rd$1,258
Rosemary St, Cleco St, Flattown, Cleveland St, Riverbend, Bridget Dr, Billiot Ln, Lipari St, Pepper, Becky Dr$1,253
Hwy 318, St Blanc, Benevolent St, Red Cypress Rd, Patty Ln, Morey St, Canal Rd, Ratcliff, Cross Rd 1, Parish Rd 108$1,260
Cayce, Jason St, David Rd, Fig St, Neptune St, Canton, Roses Park Ln, Front, David, Fifth$1,249
Kem St, Columbus, Harry D St, Easy St, Evergreen Ave, Williams St, Field Rd, Mercury Rd, Luke, Poncio$1,259

Patterson, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Patterson$188 to $190
Bayou Vista$187
Siracusaville$180
St. Mary$186

Patterson, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bayou Vista CDP, Louisiana $188 $250 $375
Berwick town, Louisiana $188 $250 $375
Morgan City city, Louisiana $187 $249 $374

Patterson, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Patterson, LA9.2%29.0%
Bayou Vista9.88%33.2%
Berwick7.59%27.84%
Morgan City10.46%31.52%

Patterson Renters Insurance as a Percentage of Rent

Patterson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 2.0% $809
$300 to $499 169 24.0% $1259
$500 to $749 190 27.0% $1934
$750 to $999 127 18.0% $2684
$1,000 to $1,499 185 26.0% $3809

Average Cost Of Home Insurance By Company In Areas Nearby Patterson For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$100,000 $50,000 brick veneer 25-year Allstate Vehicle And Property Ins Co $2157
$200,000 $100,000 brick veneer 10-year American National General Ins Co $6273
$400,000 $200,000 brick veneer 1-year Ark Royal Ins Co $4511
$200,000 $100,000 brick veneer 10-year Bankers Specialty Ins Co $4258
$200,000 $100,000 brick veneer 10-year Garrison P&C Ins Co $2365
$200,000 $100,000 brick veneer 10-year Liberty Personal Ins Co $4315
$400,000 $200,000 brick veneer 1-year Privilege Underwriters Recip Exch $5956
$200,000 $100,000 brick veneer 10-year Shelter Mutual Ins Co $5076
$200,000 $100,000 brick veneer 10-year Usaa Casualty Ins Co $1691
$200,000 $100,000 brick veneer 10-year United Services Automobile Association $1257

Patterson, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Patterson Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,700$16,100
Net Savings to Patterson Home Owner from High Deductible Plan $600

Patterson, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Patterson, LA Home Replacement Value MORE than Home Value Patterson, LA Home Replacement Value LESS than Home Value
Replacement Value $128,000 $88,000
Insurance Premium based on Replacement Value $2,500 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $275/year

Example Patterson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAllstate
Monthly Premium 142179181
Year Built 200819971984
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Patterson, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 170,000 Tile Roof 1,930 3 $2500-$5000 Deductible 1680 12 Stone Siding No
2014 130,000 Metal Roof 2,040 3 $500- $1000 Deductible 290 2 Stone Siding yes
2001 135,000 Shingles Roof 1,490 3 $500 Deductible 730 4 Brick siding yes
2009 125,000 Wood Shake Roof 1,830 3 $500- $1000 Deductible 1730 12 Brick siding yes
2013 155,000 Slate Shingles Roof 2,010 3 $500 Deductible 1070 5 Stucco siding No
1979 190,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 660 3 Stucco siding yes
1999 120,000 Membrane Roof 1,340 3 $1000-$2500 Deductible 590 3 Stone Siding yes
1989 115,000 Wood Shake Roof 1,300 3 $2500-$5000 Deductible 1290 8 Fiber-Cement Siding yes
1988 180,000 Slate Shingles Roof 2,020 4 $500 Deductible 1040 3 Brick siding No
2012 170,000 Asphalt Shingles Roof 2,080 4 $500- $1000 Deductible 2300 10 Fiber-Cement Siding yes
2004 150,000 Metal Roof 2,060 3 $2500-$5000 Deductible 1220 8 Wood siding yes
2010 115,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 920 7 Stone Siding No
2014 300,000 Membrane Roof 3,270 4 $5000 to $10,000 Deductible 1700 8 Wood siding No
1990 190,000 Slate Shingles Roof 2,140 4 $5000 to $10,000 Deductible 590 3 Brick siding yes
1986 180,000 Metal Roof 2,070 3 $500 Deductible 2320 12 Stone Siding yes
1998 115,000 Membrane Roof 1,810 3 $500 Deductible 860 5 Stone Siding yes
1974 150,000 Tile Roof 2,110 3 $2500-$5000 Deductible 740 5 Fiber-Cement Siding No
1994 215,000 Metal Roof 2,850 4 $2500-$5000 Deductible 170 1 Vinyl siding yes
2011 135,000 Shingles Roof 2,170 3 $500 Deductible 760 4 Wood siding No
2005 165,000 Membrane Roof 2,280 3 $500- $1000 Deductible 1620 8 Stone Siding No
1987 145,000 Wood Shake Roof 1,720 4 $2500-$5000 Deductible 130 1 Brick siding No
2008 135,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 460 4 Vinyl siding No
2011 95,000 Asphalt Shingles Roof 1,320 3 $500 Deductible 1020 8 Wood siding No
1975 160,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 1280 6 Stucco siding No
1990 285,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 1300 4 Wood siding No
1978 145,000 Slate Shingles Roof 2,320 3 $500- $1000 Deductible 1080 6 Stone Siding yes
1984 255,000 Slate Shingles Roof 3,200 4 $1000-$2500 Deductible 1210 4 Stone Siding No
1978 215,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 1780 9 Stucco siding yes
1973 115,000 Wood Shake Roof 1,710 4 $1000-$2500 Deductible 1670 9 Vinyl siding No
2014 195,000 Tile Roof 2,210 4 $500 Deductible 970 5 Wood siding yes
1999 215,000 Metal Roof 2,830 4 $5000 to $10,000 Deductible 2430 10 Wood siding yes