How Much Does Paterson, NJ Home Insurance Cost?
Paterson, NJ Average Homeowners Insurance Cost
$922
Homeowners Insurance Cost - Paterson, NJ
$235,500
Median Home Value - Paterson, NJ
Paterson, NJ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.06 | $910.94 |
| $1000 Deductible | -$97.92 | $824.08 |
| $1500 Deductible | -$146.23 | $775.77 |
| $2000 Deductible | -$217.78 | $704.22 |
| $2500 Deductible | -$260.0 | $662.0 |
Paterson, NJ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$203 | $719 |
| 30 year old | +$14 | $936 |
| 40 year old | +$24 | $946 |
| 50 year old | +$35 | $957 |
| Above 50 year old | +$44 | $966 |
Paterson, NJ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$120 | $802 |
| Superior | -$83 | $839 |
| Masonry | -$46 | $876 |
| Brick | -$46 | $876 |
| Hail Resistant Roof | -$18 | $904 |
Paterson, NJ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $940 |
| Swimming Pool With A Diving Board | +$46 | $968 |
| Swimming Pool With Slide | +$55 | $977 |
Paterson, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $894 |
| Police Department | $9 | $913 |
Paterson, NJ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$387.24 | $1,309 |
| Filing a Second Liability Claim | +$350.36 | $1,272 |
| Filing a Second Theft Claim | +$350.36 | $1,272 |
| Filing a Second Water Claim | +$304.26 | $1,226 |
| Filing a Fire Claim | +$184.4 | $1,106 |
| Filing a Liability Claim | +$175.18 | $1,097 |
| Filing a Theft Claim | +$175.18 | $1,097 |
| Filing a Water Claim | +$147.52 | $1,070 |
| Filing a Weather Claim | +$147.52 | $1,070 |