Pataskala Insurance Rates:

Pataskala, OH homeowners insurance is roughly $615 to $835, about $51-$69/month. Our comprehensive guide reveals consumers can save upto $290 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pataskala, OH Homeowners Insurance By Home Value

Pataskala, OH Home Value Total Homes % of Total Average Pataskala, OH Homeowners Insurance
Less than $50,000 301 7.0% $108
$80,000 to $89,999 103 2.0% $377
$90,000 to $99,999 138 3.0% $420
$100,000 to $124,999 339 8.0% $485
$125,000 to $149,999 660 16.0% $609
$150,000 to $174,999 1,045 25.0% $725
$175,000 to $199,999 622 15.0% $833
$200,000 to $249,999 485 11.0% $1000
$250,000 to $299,999 182 4.0% $1225
$300,000 to $399,999 138 3.0% $1558

Top Home Insurance Agents Near Pataskala, OH

Home Insurance Company Near Pataskala, OH Homeowners Insurance Agency Near Pataskala, OH Address
NA Ballou Insurance Agency Inc. 2810 Cleveland Ave, Columbus, OH, 43224
NA Jacobs Vanaman Agency Inc. 815 Main Street , Dresden, OH, 43821
Liberty Mutual Independent Franchise Insurance Agency Inc 4942 REED RD, COLUMBUS, OH, 43220
State Farm Jessica Forman 377 E William St, Delaware, OH, 43015-2157
State Farm Joni Campbell 1043 E 6th Ave, Lancaster, OH, 43130-3255

Cost Of Homeowners Insurance By Street Near Pataskala, OH

Streets in Pataskala Area Homeowners Insurance Cost
Needles Dr SW, Meadow Way SW, Dusk Ct, Epernay Ave, Hazelwood Dr, Apple Blossom Rd SW, Amber Rd SW, Fairgrounds St, Stonegate Loop, Whirlaway Loop$735
Twp Hwy 150, Twp Hwy 155, Sunlight Dr, Hamilton St, Straw Ct, Community Dr, Alonzo Palmer St, Florine Dr, Twp Hwy 154, Dixon Rd$728
Fortkort Dr, Glenview St, Mc Intosh Rd, Columbus Granville Rd, York Gate Dr, Whiteoak Dr, Mahle Dr, Gale Rd, Vadette St, Monarch Dr$728
Co Hwy 34, Ballman Rd, Thompson St, Wagon Ct, Galwy Bend Dr S, Warthling Dr, Campanula Ct, Amanda Dr, Prince Rd SW, Bristol Dr SW$727
Wagy Sq, Creek Rd, Amaranth Ct, Taylor Rd, Deeds Rd SW, Michael Rd, Summit Ridge Dr S, Summit Glen Rd SW, Jackies Bend, National Rd$726

Pataskala, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pataskala$108 to $111
Beechwood Trails$110
Etna$109
Jersey$112

Pataskala, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beechwood Trails CDP, Ohio $110 $147 $221
Etna township, Licking County, Ohio $109 $145 $218
Jersey township, Licking County, Ohio $113 $150 $225

Pataskala, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pataskala, OH3.9%11.9%
Beechwood Trails3.6%9.11%
Etna3.68%12.47%
Jersey3.8%14.04%

Pataskala Renters Insurance as a Percentage of Rent

Pataskala Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 150 9.0% $1231
$500 to $749 357 23.0% $1906
$750 to $999 669 43.0% $2656
$1,000 to $1,499 279 18.0% $3781
$1,500 or more 61 4.0% $5431

Pataskala, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Pataskala Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Pataskala Home Owner from High Deductible Plan $600

Pataskala, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pataskala, OH Home Replacement Value MORE than Home Value Pataskala, OH Home Replacement Value LESS than Home Value
Replacement Value $190,000 $142,000
Insurance Premium based on Replacement Value $625 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Pataskala Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersChubb Group of Insurance
Monthly Premium 6152116
Year Built 198020021973
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Pataskala, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 315,000 Tile Roof 2,970 5 $500 Deductible 390 5 Brick siding No
1981 535,000 Metal Roof 4,590 5 > $10,000 Deductible 890 9 Stone Siding yes
2006 200,000 Metal Roof 1,850 5 $5000 to $10,000 Deductible 330 8 Stone Siding yes
1975 155,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 530 12 Stone Siding yes
1982 275,000 Asphalt Shingles Roof 3,050 4 $500 Deductible 440 4 Stone Siding yes
1986 400,000 Shingles Roof 5,000 5 $500 Deductible 940 6 Brick siding No
1973 250,000 Slate Shingles Roof 2,910 4 $1000-$2500 Deductible 260 5 Brick siding No
1988 315,000 Slate Shingles Roof 2,940 4 $500- $1000 Deductible 370 5 Brick siding No
2001 200,000 Asphalt Shingles Roof 2,170 5 $500- $1000 Deductible 510 9 Fiber-Cement Siding No
2012 145,000 Asphalt Shingles Roof 1,390 3 $1000-$2500 Deductible 80 2 Vinyl siding No
1984 300,000 Membrane Roof 2,950 5 $500 Deductible 740 8 Stone Siding No
1989 235,000 Composition Roof 2,280 3 $500- $1000 Deductible 900 9 Brick siding yes
2013 440,000 Tile Roof 3,980 5 $5000 to $10,000 Deductible 480 7 Stone Siding No
1975 145,000 Metal Roof 1,670 3 $500- $1000 Deductible 400 12 Stucco siding No
2014 205,000 Asphalt Shingles Roof 2,580 4 $500- $1000 Deductible 60 1 Stone Siding yes
1975 215,000 Slate Shingles Roof 2,430 4 $500 Deductible 520 9 Wood siding No
2010 155,000 Tile Roof 1,590 3 $500 Deductible 360 7 Stone Siding No
1975 420,000 Membrane Roof 4,440 5 $1000-$2500 Deductible 1380 9 Stucco siding yes
2009 175,000 Shingles Roof 1,680 3 $500- $1000 Deductible 240 4 Fiber-Cement Siding yes
1983 300,000 Asphalt Shingles Roof 3,170 5 $500 Deductible 510 7 Fiber-Cement Siding yes
1980 260,000 Wood Shake Roof 2,370 4 > $10,000 Deductible 180 5 Fiber-Cement Siding No
1986 185,000 Membrane Roof 1,800 4 $2500-$5000 Deductible 340 9 Stone Siding yes
1972 375,000 Wood Shake Roof 3,510 5 > $10,000 Deductible 490 9 Stucco siding No
1975 165,000 Shingles Roof 1,710 3 $500 Deductible 210 4 Stucco siding yes
1986 190,000 Wood Shake Roof 1,680 3 $500- $1000 Deductible 390 7 Stone Siding No
1976 155,000 Composition Roof 1,510 5 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
2008 275,000 Shingles Roof 3,000 4 $2500-$5000 Deductible 640 7 Brick siding No
1975 225,000 Membrane Roof 1,980 5 $1000-$2500 Deductible 140 3 Fiber-Cement Siding No
1984 195,000 Tile Roof 1,690 3 $500 Deductible 980 12 Stone Siding yes
1987 250,000 Shingles Roof 3,060 4 $2500-$5000 Deductible 70 1 Vinyl siding yes
1979 565,000 Asphalt Shingles Roof 4,850 5 $500 Deductible 1440 7 Stone Siding No
2008 145,000 Asphalt Shingles Roof 1,850 5 $500 Deductible 310 10 Fiber-Cement Siding yes
2007 295,000 Wood Shake Roof 2,610 4 > $10,000 Deductible 570 8 Brick siding No
2012 275,000 Tile Roof 3,300 4 $500- $1000 Deductible 940 12 Stone Siding yes