Passaic Insurance Rates:

Passaic, NJ homeowners insurance is approximately $730 to $992, about $60-$82/month. Our exhaustive guide indicates shoppers can save upto $344 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Another positive aspect of my home insurance is the peace of mind it provides my family and i. it is nice knowing that i have insurance in case disaster strikes.
Farmer's Insurance
Farmers insurance has always taken care of me and my family when things happen. as a whole, the company does take care of you and would recommend them to others.
Safeco Insurance
It is a good price comparing to other companies. the value is good for the money cause it is the cheapest i found on the market.
State Farm
I have only dealt with them only once. I had no problems getting through with the phone number. I have also had a great experience with my agent. He is friendly and helpful.
Progressive
Considering the amount of coverage and how comfortable I am with the coverage amounts I have no complaints about the rate. I checked with other companies and this company gave me the best rate.
Progressive
I found that it was very easy to log in and view the details of my account and my specific policies. I was readily able to find all the information I was seeking. No complaints.
State Farm
My carrier could be more personalized. I feel that I am just a number and my agent doesn't take the time to know anything about me personally.

Passaic, NJ Homeowners Insurance By Home Value

Passaic, NJ Home Value Total Homes % of Total Average Passaic, NJ Homeowners Insurance
Less than $50,000 45 1.0% $60
$60,000 to $69,999 41 1.0% $163
$90,000 to $99,999 100 2.0% $232
$100,000 to $124,999 110 3.0% $275
$125,000 to $149,999 160 4.0% $344
$150,000 to $174,999 135 3.0% $404
$175,000 to $199,999 122 3.0% $464
$200,000 to $249,999 443 12.0% $568
$250,000 to $299,999 615 17.0% $688
$300,000 to $399,999 1,779 49.0% $878

Top Home Insurance Agents Near Passaic, NJ

Home Insurance Company Near Passaic, NJ Homeowners Insurance Agency Near Passaic, NJ Address
Travelers Derosa Rockefeller Sohigian & Werdal Inc 47 HALSTEAD AVE STE 208, HARRISON, NY, 10528
State Farm Diane Mcgrath 75 North Park Avenue, Rockville Centre, NY, 11570-4105
Travelers Gottliebs Insurance Agency Inc 66 ROUTE 59, MONSEY, NY, 10952
Nationwide John E Komara Jr 908 Carmans Rd, Massapequa, NY, 11758
NA Affiliated Agency, Inc./Trade Insurance Brokerage, Inc. 255 Executive Drive, Plainview, NY, 11803

Cost Of Homeowners Insurance By Street Near Passaic, NJ

Streets in Passaic Area Homeowners Insurance Cost
Pretoria Pl, Albion St, Schneider Pl, 8th St, Autumn St, Brighton Ave, Temple Pl, Waverly Pl, Howe Ave, Blaine St$847
6th St, Mass Ct, River Dr, Academy, Orth Ave, River Dr, Elmwood Ave, Guenther Pl, de Groot Pl, Slater St$847
Kensington Ter, Crescent Pl, Leitch Pl, Quincy St, de Bell Ct, Manhattan Ave, Pretoria St, Henderson St, Aycrigg Ave, Terry St$846
Westervelt Pl, Wickham St, Ascension St, Lackawanna Pl, Benson Ave, Onyx Ct, Meade Ave, Factory St, Alfred St, Louisa St$849
Randolph St, Donald Ave, Dakota St, Westervelt Pl, Rutgers Pl, The Circle, Dayton Ave, Morris St, Reid Ave, Crescent Ave$863

Passaic, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Passaic$128 to $131
Wallington$131
Clifton$129
Rutherford$133

Passaic, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wallington borough, New Jersey $131 $175 $263
Clifton city, New Jersey $129 $172 $258
Garfield city, New Jersey $129 $172 $258

Passaic, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Passaic, NJ2.5%7.2%
Wallington2.63%7.73%
Clifton2.72%7.31%
Garfield3.15%8.07%

Passaic Renters Insurance as a Percentage of Rent

Passaic Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 227 1.0% $328
$200 to $299 625 4.0% $778
$300 to $499 854 5.0% $1228
$500 to $749 1,397 9.0% $1903
$750 to $999 3,902 26.0% $2653
$1,000 to $1,499 6,339 42.0% $3778
$1,500 or more 1,533 10.0% $5428

Passaic, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Passaic Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,400$12,600
Net Savings to Passaic Home Owner from High Deductible Plan $800

Passaic, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Passaic, NJ Home Replacement Value MORE than Home Value Passaic, NJ Home Replacement Value LESS than Home Value
Replacement Value $349,500 $229,000
Insurance Premium based on Replacement Value $1,925 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,500 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $400/year

Example Passaic Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 108102118
Year Built 194519711955
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $300000-$350000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Passaic, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 330,000 Wood Shake Roof 1,790 3 $5000 to $10,000 Deductible 1100 9 Wood siding No
1958 185,000 Membrane Roof 1,350 2 $5000 to $10,000 Deductible 630 10 Stone Siding No
1965 290,000 Membrane Roof 1,740 4 $500- $1000 Deductible 590 4 Wood siding yes
1958 160,000 Metal Roof 1,030 2 $2500-$5000 Deductible 120 3 Vinyl siding yes
1977 265,000 Slate Shingles Roof 1,690 4 $500- $1000 Deductible 260 3 Stone Siding yes
1963 345,000 Membrane Roof 2,130 4 $500- $1000 Deductible 100 1 Fiber-Cement Siding No
1953 630,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 1230 6 Vinyl siding yes
1947 285,000 Wood Shake Roof 1,800 4 > $10,000 Deductible 80 1 Vinyl siding yes
1959 285,000 Shingles Roof 1,600 3 $500- $1000 Deductible 430 4 Fiber-Cement Siding No
1961 365,000 Membrane Roof 1,940 4 $1000-$2500 Deductible 410 3 Brick siding No
1961 160,000 Wood Shake Roof 950 2 $500 Deductible 670 10 Brick siding yes
1954 310,000 Composition Roof 1,800 3 $500- $1000 Deductible 950 8 Stucco siding No
1960 190,000 Composition Roof 1,040 2 $500 Deductible 640 7 Wood siding No
1949 250,000 Shingles Roof 1,570 2 > $10,000 Deductible 260 6 Vinyl siding yes
1978 435,000 Asphalt Shingles Roof 2,990 4 $5000 to $10,000 Deductible 510 4 Wood siding No
1954 245,000 Asphalt Shingles Roof 1,370 3 $2500-$5000 Deductible 90 1 Vinyl siding No
1975 275,000 Wood Shake Roof 1,350 2 $500- $1000 Deductible 1210 12 Stone Siding yes
1966 400,000 Membrane Roof 1,960 3 > $10,000 Deductible 340 4 Wood siding No
1959 220,000 Metal Roof 1,240 2 $5000 to $10,000 Deductible 120 2 Wood siding yes
1967 325,000 Slate Shingles Roof 2,130 3 $500- $1000 Deductible 140 1 Vinyl siding yes
1977 360,000 Tile Roof 1,890 3 $5000 to $10,000 Deductible 670 8 Vinyl siding No
1971 600,000 Membrane Roof 2,980 4 $2500-$5000 Deductible 560 4 Brick siding No
1977 210,000 Wood Shake Roof 1,470 3 $5000 to $10,000 Deductible 610 12 Vinyl siding No