Paso Robles Insurance Rates:

Paso Robles, CA homeowners insurance is about $533 to $722, about $44-$60/month. Our in depth research indicates shoppers can save upto $250 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
My home insurance customer service is pretty good. They have coverage late in the evening so I can call after work.
Liberty Mutual
My home insurance company policy offerings compared to other insurance providers is honestly a lot better with better offerings than the others.
State Farm
Yes, we would definitely recommend State Farm without hesitation and especially our agent. I would rate this again a 5 being completely satisfied.
Allstate
The best part about my families home insurance company is they provide us with a safety net for our future for a great value
Geico
I don't like that every couple of years i am forced to review my insurance and coverage level on my home as i think the coverage should always mean value at time of claim.
Allied Insurance
All communication with my insurance company is conducted over the phone. Availability and resolution have always been good.
State Farm
What I pay a year is very low for what they cover. By bundling with my auto insurance I save a decent amount of money. I also get a benefit of being a long time customer.
State Farm
I dislike everything about this company. There is nothing to like and everything to hate in regards to this so called company. I am not impressed at all one way or the other.
Allstate
I am happy with All state. I have been with them going on ten years now. I have no plans on changing insurance companies.
Allstate
Sometimes I have trouble or a slow process of finding what I need. The send the statement by e-mail and it is slow to get to the statements online. Also, they have a Drive wise program where you have points to purchase things. That is also slow to use and find offers
Metlife
I would highly recommend MetLife because they stand by their product and they have great customer support. They worked with us when we had the flood zone removed form our property.
Allstate
I appreciate the personalized service of having an agent who knows me. I previously had a different insurance company and rates were similar but I did not have a main point of contact.

Paso Robles, CA Homeowners Insurance By Home Value

Paso Robles, CA Home Value Total Homes % of Total Average Paso Robles, CA Homeowners Insurance
Less than $50,000 325 5.0% $37
$100,000 to $124,999 105 1.0% $181
$125,000 to $149,999 108 1.0% $225
$150,000 to $174,999 251 3.0% $269
$175,000 to $199,999 295 4.0% $313
$200,000 to $249,999 1,146 17.0% $376
$250,000 to $299,999 1,181 18.0% $457
$300,000 to $399,999 2,907 44.0% $583

Top Home Insurance Agents Near Paso Robles, CA

Home Insurance Company Near Paso Robles, CA Homeowners Insurance Agency Near Paso Robles, CA Address
Farmers Deborah Corliss 935 Riverside Ave Ste 14, Paso Robles, CA, 93446
State Farm Karen Perlette 783 Quintana Road, Morro Bay, CA, 93442-1943
Travelers Morris & Garritano Insurance Agency Inc 1122 LAUREL LN, SAN LUIS OBISPO, CA, 93406
Farmers R Michael Wright 11573 Los Osos Valley Rd Ste F, San Luis Obispo, CA, 93405
State Farm Todd Thomas 1238 Marsh Street, San Luis Obispo, CA, 93401-3326

Paso Robles, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Paso Robles, CA

Streets in Paso Robles Area Homeowners Insurance Cost
Lakeside Village Dr, Charolais Rd, Ibis Ln, Sulphur Springs Dr, Esmeralda Ln, Las Tablas Bay Dr, Ave 8, Calumet Ln, Mesa Grande Dr B, Crescent Oaks Way$623
Las Tablas Willow Crk Rd, Caymus Ct, Cll Arroyo, Timberline Dr, Stockdale Rd, Summer Ranch Rd, Apple Rd, S Gillis Cyn Rd, Bellota Way, Bonita Pl$625
Larkfield Ct, Mumford Ct, Ridgeview Dr, Buttercup Ln, Gage Irving Rd, Moody Ct, el Paso Way, Mariarosa Ln, Egret Ln, Winchester Pl$621
Little Creek Ln, Windmill Rd, Bitterwater Rd, Tucker Ave, Riverside Ave, Beaver Creek Ln, S River Rd, Laddy Ln, Laguna del Campo, Happy Hunting Cir$634
Plane View Way, Gate 4 Rd, Locust St, Clamath Ct, Pine Ridge Rd, Benton Rd, Nonpariel Rd, S Vine St, Southfork Pl, Deer Creek Way$635
Thistle Rd, Cheyenne Dr, Vista Ct, Jardine Rd, Hummingbird Rd, Twelve Oaks Dr, Grace Dr, Almond Crest Ct, el Portal Dr, Ardana Rd$631
Bee Rock Rd, Ave 12, Red Oak Ln, Belmont Ln, Gregory Ave, Vintage Hills Way, Mesa Grande Dr, Spike Ct, Hidden Mtn Rd, Cuerno Largo Way$617
Swan Ln, Poquita Ln, Larable Ct, Camatti St, Union Rd, Cemetery Rd, Appaloosa Dr, Hilltop Dr, Camatta Rd, Vista del Rio Ct$639
Fern Canyon Rd, Tuley Rd, Windwood Way, Cantinas Point Ln, Dorothy St, Winding Brook Rd, Plane View Pl, Navajo Ct, Penman Springs Rd, Ryan Rd$628
Kiler Creek Way, Pine Hawk Way, 36th St, Equestrian Rd, San Carlos Dr, Navajo Ave, Beverly Ave, Aaroe Rd, Castaway Pl, Wild Rose Ln$639

Paso Robles, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Paso Robles$93 to $96
Whitley Gardens$95
El Paso de$93
Shandon$90

Paso Robles, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitley Gardens CDP, California $80 $106 $159
El Paso de Robles (Paso Robles) city, California $78 $104 $156
Shandon CDP, California $75 $100 $150

Paso Robles, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Paso Robles, CA2.4%10.7%
El Paso de2.52%11.54%
Shandon3.0%12.25%
Templeton2.14%11.89%

Paso Robles Renters Insurance as a Percentage of Rent

Paso Robles Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 95 1.0% $785
$300 to $499 367 5.0% $1235
$500 to $749 694 11.0% $1910
$750 to $999 1,467 23.0% $2660
$1,000 to $1,499 2,037 32.0% $3785
$1,500 or more 1,590 25.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Paso Robles For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewFarmers (Fire Ins)421
150000500NewUSAA250
2500001000NewHartford (Sentinel)502
300000500NewPrivilege Underwriters Exch961
4000001000NewStillwater Prop & Cas Co619
5000001000NewAmco744
7500002500NewCSE Safeguard702
7500002500NewUnigard Group859
7500002500NewUniversal North America655
1500005001-3 YearsAmica Mutual522
25000010001-3 YearsAmica Mutual681
25000010001-3 YearsCSE Safeguard371
2500005001-3 YearsTokio Marine America412
3000005001-3 YearsUniversal North America416
50000010001-3 YearsIntegon/National638
50000010001-3 YearsMercury Ins Group500
50000025001-3 YearsAIG Prop Cas1021
75000025001-3 YearsUnigard Group969
1500002504-6 YearsChubb/Federal681
1500005004-6 YearsAmerican Security404
3000005004-6 YearsGeneral Ins308
75000025004-6 YearsPacific Specialty1669
1500005007-15 YearsMercury Ins Group375
2000005007-15 YearsCalifornia Casualty588

Paso Robles, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Paso Robles Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to Paso Robles Home Owner from High Deductible Plan $600

Paso Robles, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Paso Robles, CA Home Replacement Value MORE than Home Value Paso Robles, CA Home Replacement Value LESS than Home Value
Replacement Value $523,000 $300,000
Insurance Premium based on Replacement Value $1,300 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $128,500 Risk Exposure from Under Insuring Coverage is $94,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $325/year

Example Paso Robles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAllstate
Monthly Premium 57167101
Year Built 198920082012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$600000-$700000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Paso Robles, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 470,000 Slate Shingles Roof 2,810 5 $500- $1000 Deductible 440 4 Vinyl siding yes
1986 855,000 Asphalt Shingles Roof 4,970 5 $1000-$2500 Deductible 1340 10 Fiber-Cement Siding yes
1996 265,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 420 9 Stone Siding No
2006 715,000 Slate Shingles Roof 4,690 5 $5000 to $10,000 Deductible 880 7 Stone Siding No
1983 385,000 Composition Roof 2,390 5 $500 Deductible 740 8 Stone Siding yes
2012 415,000 Slate Shingles Roof 2,140 3 $500 Deductible 1300 12 Vinyl siding yes
1983 605,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 230 3 Stone Siding No
1998 675,000 Membrane Roof 4,330 5 $2500-$5000 Deductible 1660 12 Stucco siding yes
1995 320,000 Composition Roof 2,140 5 $2500-$5000 Deductible 220 4 Fiber-Cement Siding yes
2011 605,000 Slate Shingles Roof 2,860 5 $1000-$2500 Deductible 850 6 Vinyl siding No
1999 370,000 Wood Shake Roof 1,990 3 $500- $1000 Deductible 700 8 Fiber-Cement Siding No
2003 420,000 Wood Shake Roof 2,490 5 > $10,000 Deductible 440 8 Brick siding No
2014 340,000 Asphalt Shingles Roof 1,560 3 > $10,000 Deductible 200 5 Wood siding yes
1995 540,000 Wood Shake Roof 3,420 5 $2500-$5000 Deductible 1270 12 Wood siding No
1992 385,000 Composition Roof 1,810 4 $2500-$5000 Deductible 590 9 Stucco siding yes
2014 470,000 Composition Roof 2,450 4 $5000 to $10,000 Deductible 560 9 Stone Siding yes
1985 510,000 Membrane Roof 3,150 4 $5000 to $10,000 Deductible 280 4 Stone Siding No
2002 260,000 Wood Shake Roof 1,610 4 > $10,000 Deductible 150 7 Stucco siding yes
2010 230,000 Tile Roof 1,540 3 $5000 to $10,000 Deductible 160 4 Brick siding No
1990 395,000 Metal Roof 1,880 4 $500 Deductible 1260 12 Stucco siding yes
2003 1,025,000 Composition Roof 4,680 5 $2500-$5000 Deductible 1300 7 Brick siding yes
1997 840,000 Asphalt Shingles Roof 4,270 5 $1000-$2500 Deductible 780 4 Wood siding No
1983 440,000 Composition Roof 2,040 3 $500- $1000 Deductible 370 5 Stucco siding No
2003 350,000 Composition Roof 1,870 5 $5000 to $10,000 Deductible 90 2 Stone Siding No
2005 500,000 Composition Roof 2,380 3 $500- $1000 Deductible 140 1 Stucco siding No
2005 430,000 Composition Roof 2,000 3 $1000-$2500 Deductible 330 5 Vinyl siding No
1980 315,000 Tile Roof 1,810 4 > $10,000 Deductible 80 2 Stone Siding yes
2012 615,000 Membrane Roof 3,150 4 $5000 to $10,000 Deductible 640 7 Stone Siding No
2003 665,000 Wood Shake Roof 3,700 5 > $10,000 Deductible 740 8 Stone Siding yes
2007 595,000 Tile Roof 2,690 5 $500- $1000 Deductible 950 8 Brick siding No
2001 415,000 Slate Shingles Roof 2,430 4 $2500-$5000 Deductible 780 10 Stone Siding yes
1991 355,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 430 5 Fiber-Cement Siding No
2002 510,000 Asphalt Shingles Roof 2,940 4 $500- $1000 Deductible 790 7 Fiber-Cement Siding No

How To Make Your Paso Robles, CA Home Insurance Cheaper

How Much Does Paso Robles, CA Home Insurance Cost?