Pasco Insurance Rates:

Pasco, WA homeowners insurance is roughly $489 to $663, about $40-$55/month. Our detailed guide shows customers can save as much as $230 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
I was glad this company was able to sell me earthquake insurance. i called many companies, and most of them would not even sell a policy for a house made of cinder blocks.
American Family Insurance
I would give American Family insurance a 4 based on all of there offerings. They cover nearly everything I own at a reasonable price
Progressive
Very reliable and reasonably priced for the bundle I receive. Easy to sign up online and look at all the options.
Allstate
I would recommend as this company is rather local. They are good with customer service and have competitive premiums.
Geico
I recommend geico for home insurance because I love their convenient customer service with being able to email them and their prices are lower. I bundle my home insurance with auto and this is very efficient and budget-friendly.
Allstate
The customer service at Allstate is average. Constantly switching to paperless and not providing the insurance documents unless you want to print them yourself.
Farmer's Insurance
Our home insurance policy is at a great rate, we've called around before to see if we could possibly get it for a lower bill but were told nobody can beat there prices.
State Farm
I do not like the customer service that is provided on the phone. if i have to call after hours or submit a claim the hold times are too long and it is not clear when or with whom i should speak.
Travelers
I really like my home insurance policy with travelers because last year we suffered a major environmental disaster and travelers home insurance 100% covered the significant damage to my home’s physical structure, roofing, garage, shed, and patio.
Westfield Insurance
When we started business with them, they had the lowest premiums and good coverage. They are very good at keeping us well informed by sending us new documentation every time there is a change or update in our policy.
State Farm
The company does what it supposed to do that provides me with a service for a cost and sends regular bills
Farmer's Insurance
The only thing I can say about USAA that I don't like is the large amount of correspondence that I seem to get from them. I seem to always have an email or something in the mail from them every week.
Progressive
I can't be sure. I only know Progressive was the cheapest option we looked at because I already have auto/renter's through them for years.
Liberty Mutual
At this point I wouldn't recommend them due to the service woes. The premium is fine, the programs sound fine, setting it up was easy, but the customer service after signing up has been more poor .
State Farm
State Farm is ranked No. 36 on the 2018 Fortune 500 list of the largest United States corporations by total revenue and many more reasons why i recommend them

Pasco, WA Homeowners Insurance By Home Value

Pasco, WA Home Value Total Homes % of Total Average Pasco, WA Homeowners Insurance
Less than $50,000 449 4.0% $92
$60,000 to $69,999 164 1.0% $241
$70,000 to $79,999 158 1.0% $282
$80,000 to $89,999 353 3.0% $322
$90,000 to $99,999 411 3.0% $357
$100,000 to $124,999 1,548 14.0% $414
$125,000 to $149,999 2,148 20.0% $518
$150,000 to $174,999 2,108 19.0% $616
$175,000 to $199,999 1,313 12.0% $708
$200,000 to $249,999 1,081 10.0% $852
$250,000 to $299,999 523 4.0% $1042
$300,000 to $399,999 308 2.0% $1324

Top Home Insurance Agents Near Pasco, WA

Home Insurance Company Near Pasco, WA Homeowners Insurance Agency Near Pasco, WA Address
NA The Simmons Agency, Inc. 1731 Sw Court Ave, Pendleton, OR, 97801
State Farm Bud Knore 7605 W Kennewick Ave Ste B, Kennewick, WA, 99336-7746
Allstate Jerad Groth 3330 W Court St Ste I, Pasco, WA, 99301
Farmers Liz Elder 7903 W Grandridge Blvd Ste E, Kennewick, WA, 99336
Liberty Mutual Independent Wheatland Ins Center, Inc 600 E Main St, Hermiston, OR, 97838

Pasco, WA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pasco, WA

Streets in Pasco Area Homeowners Insurance Cost
Melville Rd, N Rd 68, W Sylvester St, Sagemoor Rd, E Sagemoor Ln, Star Ln, W Fir Rd, W Dradie St, S Walnut Ave, Fairfield Dr$589
Sun Willows Blvd, S 25th Ave, Rd 107, Lentz Rd, Empire Dr, el Dorado Dr, N Wehe Ave, Park Pl, Rd 45, Canyon Dr$581
N Railroad Ave, Boise Dr, Obrian Rd, Valley View Pl, E Lewis St, 62nd Pl, Ter Ray Ct, N Rd 45, Rd 110, Farrell Rd$584
Jacobs Ln, N 44th Pl, N Rd 60, Texada Ln, Saratoga Ln, Gum Ln, W Dogwood Rd, N Railroad Ave, Robert Wayne Dr, N Rd 70$595
N Rd 104, Roosevelt Dr, Rainier Ave, Sycamore Ct, Henry St, N Rd 40, S Grey Ave, Yuma Dr, Meadow Beauty Dr, N Rd 48$582
Perry Rd, Rd 77, Wenatchee Ct, Livingston Rd, E A St, N 14th Ave, W Desert St, Desert Pl, Richmond Rd, Quadra Ct$581
Jayleen Way, W Vineyard Dr, W Opal St, Curlew Ln, Dynamics St, W Livingston Rd, Desert St, E Frontier Loop, Henry St, Arousa Rd$587
Saddle Creek Ln, Schultz Rd, Shumway Rd, Rd 32, Everett Rd, Marlin Ln, Fraser Dr, Argent St, Beech Ave, W Martin St$595
Rd 49, Glendive Ct, Crystal Dr, N Rd 35, E Columbia St, Mustang Dr, Cord Dr, Sinai Dr, Summit Loop, Lopez Dr$575
Eltopia West Rd, Inverness Way, Courtright St, N Rd 56, Locust Water Rd, Burlington St, Largent Rd, Riverward Ct, S Hugo Ave, Opal St$594

Pasco, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pasco$86 to $88
West Pasco$89
Kennewick$86
Richland-Kennewick$87

Pasco, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Pasco CDP, Washington $75 $99 $149
Kennewick city, Washington $72 $96 $144
Finley CDP, Washington $72 $95 $143

Pasco, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pasco, WA3.8%12.5%
West Pasco3.0%9.62%
Kennewick3.66%12.97%
Finley3.81%12.45%

Pasco Renters Insurance as a Percentage of Rent

Pasco Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 324 5.0% $357
$200 to $299 83 1.0% $807
$300 to $499 877 14.0% $1257
$500 to $749 2,132 34.0% $1932
$750 to $999 1,215 19.0% $2682
$1,000 to $1,499 1,355 21.0% $3807
$1,500 or more 192 3.0% $5457

Pasco, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Pasco Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Pasco Home Owner from High Deductible Plan $600

Pasco, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pasco, WA Home Replacement Value MORE than Home Value Pasco, WA Home Replacement Value LESS than Home Value
Replacement Value $182,500 $129,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Pasco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 4511928
Year Built 200219682011
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$500000-$600000$125000-$150000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pasco, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 225,000 Wood Shake Roof 2,120 5 > $10,000 Deductible 110 3 Vinyl siding yes
1967 215,000 Wood Shake Roof 2,450 4 $500 Deductible 570 9 Vinyl siding yes
2010 235,000 Tile Roof 2,170 4 $2500-$5000 Deductible 280 8 Stucco siding yes
2003 90,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 50 3 Stucco siding No
2002 150,000 Shingles Roof 1,530 3 $500 Deductible 130 4 Brick siding yes
1961 195,000 Metal Roof 2,150 5 $2500-$5000 Deductible 170 7 Wood siding No
2014 350,000 Wood Shake Roof 3,530 5 $500 Deductible 470 8 Wood siding yes
2009 190,000 Metal Roof 1,760 3 $5000 to $10,000 Deductible 120 4 Wood siding No
2012 115,000 Asphalt Shingles Roof 1,280 2 $1000-$2500 Deductible 70 4 Vinyl siding yes
1987 130,000 Tile Roof 1,330 3 $1000-$2500 Deductible 230 9 Vinyl siding No
1960 185,000 Slate Shingles Roof 2,040 5 $1000-$2500 Deductible 610 12 Fiber-Cement Siding yes
2014 230,000 Composition Roof 2,190 4 $500- $1000 Deductible 440 10 Stucco siding yes
2000 170,000 Asphalt Shingles Roof 1,530 2 $1000-$2500 Deductible 340 12 Wood siding yes
1966 200,000 Tile Roof 2,740 5 $1000-$2500 Deductible 80 2 Stucco siding yes
1983 155,000 Composition Roof 1,740 4 $2500-$5000 Deductible 310 8 Vinyl siding yes
1985 350,000 Membrane Roof 4,680 5 $1000-$2500 Deductible 80 1 Stone Siding No
2002 120,000 Membrane Roof 1,330 2 $500 Deductible 260 9 Stone Siding No
2014 130,000 Slate Shingles Roof 1,290 2 $500- $1000 Deductible 50 2 Stucco siding yes
2004 290,000 Shingles Roof 3,030 4 $500- $1000 Deductible 420 8 Brick siding yes
1965 165,000 Metal Roof 2,120 4 $2500-$5000 Deductible 170 5 Stone Siding yes
2009 300,000 Asphalt Shingles Roof 2,980 4 $500 Deductible 400 7 Stucco siding yes
2001 200,000 Asphalt Shingles Roof 2,260 4 $5000 to $10,000 Deductible 240 9 Brick siding yes
1983 165,000 Composition Roof 2,150 4 $2500-$5000 Deductible 160 4 Stucco siding yes
1961 285,000 Wood Shake Roof 3,450 5 $500- $1000 Deductible 760 12 Vinyl siding No
1965 90,000 Asphalt Shingles Roof 1,250 2 $2500-$5000 Deductible 180 12 Stone Siding No
2002 165,000 Metal Roof 1,770 5 $2500-$5000 Deductible 180 7 Wood siding No
1964 155,000 Asphalt Shingles Roof 1,510 3 $2500-$5000 Deductible 310 12 Stone Siding No
2007 240,000 Membrane Roof 2,330 5 $2500-$5000 Deductible 560 12 Wood siding No
1966 145,000 Tile Roof 1,410 3 $500 Deductible 220 8 Fiber-Cement Siding yes
2013 350,000 Metal Roof 4,750 5 $500- $1000 Deductible 710 12 Brick siding yes
2010 135,000 Membrane Roof 1,390 2 $500 Deductible 140 5 Vinyl siding yes
1987 120,000 Metal Roof 1,360 3 $500 Deductible 260 7 Brick siding No
1969 205,000 Slate Shingles Roof 2,010 3 $1000-$2500 Deductible 440 9 Brick siding yes

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