Pasadena, TX Home Insurance - Analysis On Quotes, Rates & Agents
Pasadena Insurance Rates:
Pasadena, TX homeowners insurance is approximately $868 to $1,177, about $72-$98/month. Our all inclusive research reveals consumers can save as much as $408 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
MetlifeI hate it when i have to call them, as they are often not very friendly, they put you on hold and transfer you from department to department.
AllstateI like that, they have an easy pay program that does automatic payments on our schedule and for no fees
Blue Cross Blue ShieldI wish that we didn't have to drive out of the way for the specialty doctors we are referred to with it.
Farmer's InsuranceI think I am paying way too much. My house is worth nowhere near the minimum they will cover it for. I am scraping to get by as it is. Well because my house is old and isn't worth much most insurance companies won't even write me a policy.
Alcott InsuranceWhat i dislike about alcott is the co-pay and deductibles with each plan are not good, so the choices between premiums are not affordable and very expensive.
Farmer's InsuranceI felt that our premium was fairly average with everyone else. My dad recommended Farmers so that's who we went with.
State FarmI like the personal contact an agent brings. I would not change to just a website anytime soon. The savings would have to be more substantial than they are now to lose that interaction
GeicoMy premium is good, no complaints there. I trust Geico since they do such a good job on my car insurance.
Liberty MutualIt is about the same, though I really don't know how much coverage I really have
State FarmI like the customer service and there multi policy discount that they have for vehicles and the discount for the different policies that you have with the company.
State FarmOh that's what exactly just said he said I don't like it. I emailed the dislikes are outweighing the lights to the point where there are no likes that's how much I don't like it. The ready likes the lid likes would not be there at all or not because
ProgressiveI like that it is cheap. I have comprehensive coverage. The coverage is good. The only problem is those overseas phone banks. Sometimes I just cannot understand them.
State FarmI dislike that I cannot make coverage changes on my own on their website and instead have to call customer service.
GeicoThe price we pay is the best part, as it is the cheapest available. Other than that, we've never needed to file a claim, and I cannot speak for that process.
Blue Cross Blue ShieldI think the website could be a little better. Also, when asking for a quote the insurance agent only sent me the quote and not all the applicable parties.
Pasadena, TX Homeowners Insurance By Home Value
| Pasadena, TX Home Value | Total Homes | % of Total | Average Pasadena, TX Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 2,252 | 8.0% | $245 |
| $50,000 to $59,999 | 956 | 3.0% | $511 |
| $60,000 to $69,999 | 1,351 | 5.0% | $633 |
| $70,000 to $79,999 | 2,267 | 8.0% | $735 |
| $80,000 to $89,999 | 3,072 | 11.0% | $827 |
| $90,000 to $99,999 | 2,942 | 10.0% | $930 |
| $100,000 to $124,999 | 4,443 | 16.0% | $1073 |
| $125,000 to $149,999 | 2,541 | 9.0% | $1349 |
| $150,000 to $174,999 | 2,350 | 8.0% | $1594 |
| $175,000 to $199,999 | 1,417 | 5.0% | $1839 |
| $200,000 to $249,999 | 1,674 | 6.0% | $2217 |
| $250,000 to $299,999 | 806 | 3.0% | $2708 |
| $300,000 to $399,999 | 694 | 2.0% | $3444 |
Top Home Insurance Agents Near Pasadena, TX
| Home Insurance Company Near Pasadena, TX | Homeowners Insurance Agency Near Pasadena, TX | Address |
|---|---|---|
| Travelers | Twfg Insurance Services | 1201 Lake Woodlands Dr., Ste. 4020 The Woodlands, Baytown, TX, 77380 |
| State Farm | Jose Jimenez | 4141 North Fwy Ste 118, Houston, TX, 77022-4213 |
| State Farm | Ken Mitchell | 2005 N Alexander Dr, Baytown, TX, 77520-3453 |
| Travelers | Metro Allied Insurance Agency Texas Llc | 2900 Weslayan St Ste 668, Houston, TX, 77027 |
| State Farm | Noah Labauve | 9701 N Belt Pkwy E Ste 170, Humble, TX, 77396-4636 |
Cost Of Homeowners Insurance By Street Near Pasadena, TX
| Streets in Pasadena Area | Homeowners Insurance Cost |
|---|---|
| Camellia Ave, Perla Rd, Lucy Ln, Hamilton Ln, Still Creek Rd, Hays St, Tall Pine Dr, Elbridge Ln, S Spooner St, Plover Dr | $1,034 |
| Kappa St, Abbeywood Dr, Colombia Dr, Cherry Ln, E G St, Harriette St, Spring Dr, Marvin Cir, W Plantation, St James St | $1,034 |
| Mighty Redwood Ct, Theresa St, Cruse Dr, E Amherst Ln, S Shady Ln, Willowind Dr, Heathfield Dr, Wynd Ave, Regal Pine Trl, E Thomas Ave | $1,000 |
| Dry Creek Dr, Brownwind Trl, Dee Dr, Weatherford St, Valley Green Ct, Griffin St, Indigo Pass Ct, Crescent Shores Ln, Sandelwood Dr, Burwood Ct | $1,037 |
| Garfield Ave, Darrel St, Dedman St, N Munger St, Bentshire Way, W Jackson St, Glasgow St, Wharton Weems Blvd, Little Redwood Dr, Llano St | $1,004 |
| Cape Bahamas Ln, Sens Rd, Boothbay Ln, Valerie Ave, Santiago Ct, Galewood Way, Preston Rd, Egret Dr, Vermillion Dr, S 10th St | $1,072 |
| Belshire Rd, Pine Ave, Pinebrook Ct, Elderwood Dr, Green Meadows St, Old Vista Rd, Sioux Dr, Turtle Cove Dr, N Iowa Ave, Bayou Forest Dr | $1,036 |
| Wren Ln, Effie Ln, W Richey St, Cherokee Dr, Pinemoor Way, Edgehill Rd, Plainview St, Hargrave Ave, Genadena St, W Pasadena Blvd | $1,019 |
| Pauline Ave, Sunlight Way, E Loop S Svc Rd, S Fisher Ct, Spring Cress Ln, Layne St, Forest St, W D St, N Carroll St, Salem Dr | $1,018 |
| Willowbend Dr, Desirable Dr, Hillshire Dr, Tatar St, Lakin St, Park Thicket, Bramley Dr, Darling St, Wake Forest Dr, Sullivan Ave | $1,034 |
Pasadena, TX Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pasadena | $153 to $155 |
| Deer Park | $155 |
| South Houston | $151 |
| Southeast Harris | $156 |
Pasadena, TX Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Deer Park city, Texas | $155 | $207 | $311 |
| South Houston city, Texas | $152 | $202 | $303 |
| Southeast Harris CCD, Harris County, Texas | $156 | $208 | $312 |
Pasadena, TX Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pasadena, TX | 6.3% | 17.9% |
| Deer Park | 5.68% | 15.49% |
| South Houston | 7.16% | 20.33% |
| Southeast Harris | 5.56% | 15.35% |
Pasadena Renters Insurance as a Percentage of Rent
| Pasadena Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 218 | 1.0% | $354 |
| $200 to $299 | 438 | 2.0% | $804 |
| $300 to $499 | 1,155 | 5.0% | $1254 |
| $500 to $749 | 7,819 | 39.0% | $1929 |
| $750 to $999 | 5,655 | 28.0% | $2679 |
| $1,000 to $1,499 | 4,171 | 20.0% | $3804 |
| $1,500 or more | 582 | 2.0% | $5454 |
Pasadena, TX Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Pasadena Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,900 | $7,300 |
| Net Savings to Pasadena Home Owner from High Deductible Plan | $600 | |
Pasadena, TX Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Pasadena, TX Home Replacement Value MORE than Home Value | Pasadena, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $145,000 | $99,000 |
| Insurance Premium based on Replacement Value | $1,400 | $950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $23,000 | Risk Exposure from Under Insuring Coverage is $23,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $225/year |
Example Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | Travelers | USAA group |
| Monthly Premium | 89 | 92 | 80 |
| Year Built | 2008 | 2014 | 1984 |
| Home Details | 5 Beds, 3 Baths | 2 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $125000-$150000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |
Sample Home Insurance Rates for Pasadena, TX from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1980 | 200,000 | Membrane Roof | 3,060 | 4 | $2500-$5000 Deductible | 770 | 6 | Stucco siding | yes |
| 2002 | 230,000 | Metal Roof | 3,400 | 4 | $500 Deductible | 1990 | 12 | Vinyl siding | No |
| 2011 | 215,000 | Tile Roof | 2,840 | 5 | $500- $1000 Deductible | 1590 | 9 | Stone Siding | No |
| 1963 | 310,000 | Asphalt Shingles Roof | 4,930 | 5 | > $10,000 Deductible | 940 | 6 | Stone Siding | No |
| 1964 | 295,000 | Metal Roof | 4,710 | 5 | $500 Deductible | 1220 | 5 | Stone Siding | yes |
| 1998 | 170,000 | Composition Roof | 2,360 | 3 | $1000-$2500 Deductible | 620 | 6 | Stone Siding | yes |
| 1991 | 100,000 | Composition Roof | 1,300 | 2 | $1000-$2500 Deductible | 740 | 12 | Stucco siding | No |
| 2012 | 80,000 | Asphalt Shingles Roof | 1,040 | 2 | $500 Deductible | 510 | 7 | Fiber-Cement Siding | yes |
| 1962 | 95,000 | Asphalt Shingles Roof | 1,310 | 2 | $500- $1000 Deductible | 470 | 7 | Wood siding | yes |
| 1966 | 115,000 | Slate Shingles Roof | 1,600 | 2 | $1000-$2500 Deductible | 540 | 7 | Brick siding | No |
| 1962 | 320,000 | Slate Shingles Roof | 4,540 | 5 | $5000 to $10,000 Deductible | 140 | 1 | Stone Siding | yes |
| 1991 | 205,000 | Composition Roof | 2,600 | 4 | $5000 to $10,000 Deductible | 300 | 3 | Stone Siding | yes |
| 1981 | 265,000 | Tile Roof | 3,050 | 5 | $500- $1000 Deductible | 860 | 4 | Wood siding | yes |
| 2012 | 225,000 | Membrane Roof | 3,370 | 5 | $2500-$5000 Deductible | 780 | 9 | Brick siding | No |
| 2008 | 185,000 | Membrane Roof | 2,670 | 5 | $500- $1000 Deductible | 450 | 4 | Stucco siding | yes |
| 2005 | 210,000 | Asphalt Shingles Roof | 2,650 | 4 | $1000-$2500 Deductible | 160 | 1 | Vinyl siding | yes |
| 1971 | 295,000 | Slate Shingles Roof | 4,110 | 5 | $5000 to $10,000 Deductible | 1090 | 9 | Vinyl siding | yes |
| 1980 | 90,000 | Metal Roof | 1,290 | 2 | $500 Deductible | 610 | 7 | Vinyl siding | No |
| 1974 | 130,000 | Metal Roof | 1,670 | 2 | $500 Deductible | 150 | 2 | Brick siding | No |
| 2001 | 135,000 | Tile Roof | 2,230 | 3 | $500 Deductible | 1150 | 12 | Wood siding | No |
| 2010 | 110,000 | Metal Roof | 1,820 | 4 | $2500-$5000 Deductible | 420 | 6 | Brick siding | No |
| 1994 | 260,000 | Wood Shake Roof | 3,100 | 5 | $500 Deductible | 150 | 1 | Stucco siding | yes |
| 1996 | 250,000 | Tile Roof | 3,150 | 4 | $500- $1000 Deductible | 950 | 6 | Stucco siding | yes |
| 1988 | 130,000 | Tile Roof | 2,130 | 4 | $500 Deductible | 140 | 2 | Wood siding | yes |