Pasadena Insurance Rates:

Pasadena, TX homeowners insurance is approximately $868 to $1,177, about $72-$98/month. Our all inclusive research reveals consumers can save as much as $408 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
I hate it when i have to call them, as they are often not very friendly, they put you on hold and transfer you from department to department.
Allstate
I like that, they have an easy pay program that does automatic payments on our schedule and for no fees
Blue Cross Blue Shield
I wish that we didn't have to drive out of the way for the specialty doctors we are referred to with it.
Farmer's Insurance
I think I am paying way too much. My house is worth nowhere near the minimum they will cover it for. I am scraping to get by as it is. Well because my house is old and isn't worth much most insurance companies won't even write me a policy.
Alcott Insurance
What i dislike about alcott is the co-pay and deductibles with each plan are not good, so the choices between premiums are not affordable and very expensive.
Farmer's Insurance
I felt that our premium was fairly average with everyone else. My dad recommended Farmers so that's who we went with.
State Farm
I like the personal contact an agent brings. I would not change to just a website anytime soon. The savings would have to be more substantial than they are now to lose that interaction
Geico
My premium is good, no complaints there. I trust Geico since they do such a good job on my car insurance.
Liberty Mutual
It is about the same, though I really don't know how much coverage I really have
State Farm
I like the customer service and there multi policy discount that they have for vehicles and the discount for the different policies that you have with the company.
State Farm
Oh that's what exactly just said he said I don't like it. I emailed the dislikes are outweighing the lights to the point where there are no likes that's how much I don't like it. The ready likes the lid likes would not be there at all or not because
Progressive
I like that it is cheap. I have comprehensive coverage. The coverage is good. The only problem is those overseas phone banks. Sometimes I just cannot understand them.
State Farm
I dislike that I cannot make coverage changes on my own on their website and instead have to call customer service.
Geico
The price we pay is the best part, as it is the cheapest available. Other than that, we've never needed to file a claim, and I cannot speak for that process.
Blue Cross Blue Shield
I think the website could be a little better. Also, when asking for a quote the insurance agent only sent me the quote and not all the applicable parties.

Pasadena, TX Homeowners Insurance By Home Value

Pasadena, TX Home Value Total Homes % of Total Average Pasadena, TX Homeowners Insurance
Less than $50,000 2,252 8.0% $245
$50,000 to $59,999 956 3.0% $511
$60,000 to $69,999 1,351 5.0% $633
$70,000 to $79,999 2,267 8.0% $735
$80,000 to $89,999 3,072 11.0% $827
$90,000 to $99,999 2,942 10.0% $930
$100,000 to $124,999 4,443 16.0% $1073
$125,000 to $149,999 2,541 9.0% $1349
$150,000 to $174,999 2,350 8.0% $1594
$175,000 to $199,999 1,417 5.0% $1839
$200,000 to $249,999 1,674 6.0% $2217
$250,000 to $299,999 806 3.0% $2708
$300,000 to $399,999 694 2.0% $3444

Top Home Insurance Agents Near Pasadena, TX

Home Insurance Company Near Pasadena, TX Homeowners Insurance Agency Near Pasadena, TX Address
Travelers Twfg Insurance Services 1201 Lake Woodlands Dr., Ste. 4020 The Woodlands, Baytown, TX, 77380
State Farm Jose Jimenez 4141 North Fwy Ste 118, Houston, TX, 77022-4213
State Farm Ken Mitchell 2005 N Alexander Dr, Baytown, TX, 77520-3453
Travelers Metro Allied Insurance Agency Texas Llc 2900 Weslayan St Ste 668, Houston, TX, 77027
State Farm Noah Labauve 9701 N Belt Pkwy E Ste 170, Humble, TX, 77396-4636

Cost Of Homeowners Insurance By Street Near Pasadena, TX

Streets in Pasadena Area Homeowners Insurance Cost
Camellia Ave, Perla Rd, Lucy Ln, Hamilton Ln, Still Creek Rd, Hays St, Tall Pine Dr, Elbridge Ln, S Spooner St, Plover Dr$1,034
Kappa St, Abbeywood Dr, Colombia Dr, Cherry Ln, E G St, Harriette St, Spring Dr, Marvin Cir, W Plantation, St James St$1,034
Mighty Redwood Ct, Theresa St, Cruse Dr, E Amherst Ln, S Shady Ln, Willowind Dr, Heathfield Dr, Wynd Ave, Regal Pine Trl, E Thomas Ave$1,000
Dry Creek Dr, Brownwind Trl, Dee Dr, Weatherford St, Valley Green Ct, Griffin St, Indigo Pass Ct, Crescent Shores Ln, Sandelwood Dr, Burwood Ct$1,037
Garfield Ave, Darrel St, Dedman St, N Munger St, Bentshire Way, W Jackson St, Glasgow St, Wharton Weems Blvd, Little Redwood Dr, Llano St$1,004
Cape Bahamas Ln, Sens Rd, Boothbay Ln, Valerie Ave, Santiago Ct, Galewood Way, Preston Rd, Egret Dr, Vermillion Dr, S 10th St$1,072
Belshire Rd, Pine Ave, Pinebrook Ct, Elderwood Dr, Green Meadows St, Old Vista Rd, Sioux Dr, Turtle Cove Dr, N Iowa Ave, Bayou Forest Dr$1,036
Wren Ln, Effie Ln, W Richey St, Cherokee Dr, Pinemoor Way, Edgehill Rd, Plainview St, Hargrave Ave, Genadena St, W Pasadena Blvd$1,019
Pauline Ave, Sunlight Way, E Loop S Svc Rd, S Fisher Ct, Spring Cress Ln, Layne St, Forest St, W D St, N Carroll St, Salem Dr$1,018
Willowbend Dr, Desirable Dr, Hillshire Dr, Tatar St, Lakin St, Park Thicket, Bramley Dr, Darling St, Wake Forest Dr, Sullivan Ave$1,034

Pasadena, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pasadena$153 to $155
Deer Park$155
South Houston$151
Southeast Harris$156

Pasadena, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Deer Park city, Texas $155 $207 $311
South Houston city, Texas $152 $202 $303
Southeast Harris CCD, Harris County, Texas $156 $208 $312

Pasadena, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pasadena, TX6.3%17.9%
Deer Park5.68%15.49%
South Houston7.16%20.33%
Southeast Harris5.56%15.35%

Pasadena Renters Insurance as a Percentage of Rent

Pasadena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 218 1.0% $354
$200 to $299 438 2.0% $804
$300 to $499 1,155 5.0% $1254
$500 to $749 7,819 39.0% $1929
$750 to $999 5,655 28.0% $2679
$1,000 to $1,499 4,171 20.0% $3804
$1,500 or more 582 2.0% $5454

Pasadena, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Pasadena Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Pasadena Home Owner from High Deductible Plan $600

Pasadena, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pasadena, TX Home Replacement Value MORE than Home Value Pasadena, TX Home Replacement Value LESS than Home Value
Replacement Value $145,000 $99,000
Insurance Premium based on Replacement Value $1,400 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersUSAA group
Monthly Premium 899280
Year Built 200820141984
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$125000-$150000$200000-$250000
Deductible > $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Pasadena, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 200,000 Membrane Roof 3,060 4 $2500-$5000 Deductible 770 6 Stucco siding yes
2002 230,000 Metal Roof 3,400 4 $500 Deductible 1990 12 Vinyl siding No
2011 215,000 Tile Roof 2,840 5 $500- $1000 Deductible 1590 9 Stone Siding No
1963 310,000 Asphalt Shingles Roof 4,930 5 > $10,000 Deductible 940 6 Stone Siding No
1964 295,000 Metal Roof 4,710 5 $500 Deductible 1220 5 Stone Siding yes
1998 170,000 Composition Roof 2,360 3 $1000-$2500 Deductible 620 6 Stone Siding yes
1991 100,000 Composition Roof 1,300 2 $1000-$2500 Deductible 740 12 Stucco siding No
2012 80,000 Asphalt Shingles Roof 1,040 2 $500 Deductible 510 7 Fiber-Cement Siding yes
1962 95,000 Asphalt Shingles Roof 1,310 2 $500- $1000 Deductible 470 7 Wood siding yes
1966 115,000 Slate Shingles Roof 1,600 2 $1000-$2500 Deductible 540 7 Brick siding No
1962 320,000 Slate Shingles Roof 4,540 5 $5000 to $10,000 Deductible 140 1 Stone Siding yes
1991 205,000 Composition Roof 2,600 4 $5000 to $10,000 Deductible 300 3 Stone Siding yes
1981 265,000 Tile Roof 3,050 5 $500- $1000 Deductible 860 4 Wood siding yes
2012 225,000 Membrane Roof 3,370 5 $2500-$5000 Deductible 780 9 Brick siding No
2008 185,000 Membrane Roof 2,670 5 $500- $1000 Deductible 450 4 Stucco siding yes
2005 210,000 Asphalt Shingles Roof 2,650 4 $1000-$2500 Deductible 160 1 Vinyl siding yes
1971 295,000 Slate Shingles Roof 4,110 5 $5000 to $10,000 Deductible 1090 9 Vinyl siding yes
1980 90,000 Metal Roof 1,290 2 $500 Deductible 610 7 Vinyl siding No
1974 130,000 Metal Roof 1,670 2 $500 Deductible 150 2 Brick siding No
2001 135,000 Tile Roof 2,230 3 $500 Deductible 1150 12 Wood siding No
2010 110,000 Metal Roof 1,820 4 $2500-$5000 Deductible 420 6 Brick siding No
1994 260,000 Wood Shake Roof 3,100 5 $500 Deductible 150 1 Stucco siding yes
1996 250,000 Tile Roof 3,150 4 $500- $1000 Deductible 950 6 Stucco siding yes
1988 130,000 Tile Roof 2,130 4 $500 Deductible 140 2 Wood siding yes