Pasadena Insurance Rates:

Pasadena, CA homeowners insurance is about $576 to $781, about $48-$65/month. Our thorough analysis reveals consumers can save as much as $271 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that they have a twenty-four hours hotline and can be also reached via chat through the app.
Usaa
It feels like they are inconsistent when it comes to what your policy will and will not cover. each person you speak to has a different idea of what you can and cannot claim.
Allstate
Never seemed to be unable to help me. with my low bundled rate of home and auto, i actually pay less for both than i would for just one.

Pasadena, CA Homeowners Insurance By Home Value

Pasadena, CA Home Value Total Homes % of Total Average Pasadena, CA Homeowners Insurance
Less than $50,000 432 4.0% $20
$50,000 to $59,999 123 1.0% $47
$60,000 to $69,999 92 1.0% $61
$70,000 to $79,999 120 1.0% $67
$90,000 to $99,999 98 1.0% $88
$100,000 to $124,999 352 4.0% $101
$150,000 to $174,999 224 2.0% $156
$175,000 to $199,999 131 1.0% $176
$200,000 to $249,999 693 7.0% $217
$250,000 to $299,999 1,359 15.0% $264
$300,000 to $399,999 4,968 57.0% $339

Top Home Insurance Agents Near Pasadena, CA

Home Insurance Company Near Pasadena, CA Homeowners Insurance Agency Near Pasadena, CA Address
Travelers Lloyd S Berkett Insurance Agency Inc 11150 W OLYMPIC BLVD STE 1100, LOS ANGELES, CA, 90064
State Farm Lou Grande 2741 Hamner Ave Ste 107, Norco, CA, 92860-3629
State Farm Monty Snyder 17929 Magnolia St, Fountain Vly, CA, 92708-5040
Travelers Partner Agency Insurance Services Inc 975 W IMPERIAL HWY STE 100, BREA, CA, 92821
State Farm Roy Jefferson 115 S Chaparral Ct Ste 250, Anaheim, CA, 92808-2289

Cost Of Homeowners Insurance By Street Near Pasadena, CA

Streets in Pasadena Area Homeowners Insurance Cost
Market Aly, Brandon St, Crown Ave, Chelsea Rd, Calanda Ave, Waldo Ave, Continental Ct, Somerset Pl, Rim Rd, Mound Ave$644
Newton Aly, Fairfield Cir, Electric Dr, Fletcher Ave, Whitefield Rd, Northaven Ln, Morgan Aly, Wapello St, Beacon Pl, Warwick Rd$687
Betts Aly, Woodlyn Rd, Milford St, Startouch Dr, Oakwood Pl, Elmwood Dr, Inverness Dr, Walton Oaks Ln, Briartree Dr, McNally Ave$650
Wiladonda Dr, Rollin St, Glendon Way, N Hanning Ave, Locksley Dr, Creekside Ct, N Toltec Way, N Martelo Ave, Lynnhaven Ln, E Terrace St$None
Wright Ave, Oxford Rd, Orchard Ln, Lofield Ct, la Senda Pl, New Haven Rd, San Marcos Dr, N Vinedo Ave, Rubio St, Armada Dr$718
Grace Ter, Echo Glen Dr, Berendo St, Doresta Rd, Herr Aly, Ave 64, Elma Rd, Chester Ave, N Harding Ave, Highland Aly$686
Union St, Rockland Pl, Los Olivos Ln, Tonia Ave, Elgin Aly, E Ave 61, Raymond Dr, Lura St, Meadow Grove St, Angeles Crest Hwy$None
Rockdell St, Blanche St, N Dominion Ave, W Poppyfields Dr, S Arroyo Pkwy, N Wilson Ave, la Granada Way, Glendon Ct, Emerson Way, W Altadena Dr$655
W la Canada Verdugo Rd, Tenhaeff Aly, Kaweah Dr, Kewen Dr, Hermosa Rd, Willis Aly, Avonrea Rd, N Carmelo Ave, N Luna Ct, Annandale Rd$700
Terrill Ave, Rose Villa St, W Coolidge Dr, Ontario Ave, Pizzo Ranch Rd, Veranada Ave, Veranada Ave, S Berkeley Ave, Patrician Way, Merendino Ln$None

Pasadena, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pasadena$101 to $104
Altadena$99
San Pasqual$100
San Marino$109

Pasadena, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Altadena CDP, California $99 $132 $198
San Pasqual CDP, California $101 $134 $201
San Marino city, California $109 $145 $218

Pasadena, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pasadena, CA1.9%9.4%
Altadena2.07%11.48%
San Pasqual1.73%11.69%
San Marino1.51%6.05%

Pasadena Renters Insurance as a Percentage of Rent

Pasadena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 988 2.0% $757
$300 to $499 950 2.0% $1207
$500 to $749 1,533 3.0% $1882
$750 to $999 5,571 12.0% $2632
$1,000 to $1,499 17,169 39.0% $3757
$1,500 or more 16,974 39.0% $5407

Average Cost Of Home Insurance By Company In Areas Nearby Pasadena For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
15000025026-40 YearsCalifornia Casualty643
150000500NewUnigard Group697
150000500NewUSAA301
150000500NewWestern Mutual/Residence591
1500005004-6 YearsAIG Prop Cas961
15000050026-40 YearsCalifornia Capital610
15000050026-40 YearsPacific Specialty604
200000500NewUniversal North America320
2000005001-3 YearsTravelers477
2000005007-15 YearsMetropolitan Direct672
2000005007-15 YearsPrivilege Underwriters Exch2703
2000005007-15 YearsStillwater Ins Co662
20000050016-25 YearsAmerican Security1054
2500001000NewUSAA432
25000010001-3 YearsBankers Standard2924
25000010001-3 YearsHomesite784
25000010004-6 YearsHorace Mann753
25000010007-15 YearsMAPFRE Group866
250000100016-25 YearsAIG Prop Cas1564
250000100041-70 YearsNationwide895
250000500NewHorace Mann705

Pasadena, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Pasadena Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,400$14,900
Net Savings to Pasadena Home Owner from High Deductible Plan $500

Pasadena, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pasadena, CA Home Replacement Value MORE than Home Value Pasadena, CA Home Replacement Value LESS than Home Value
Replacement Value $1,084,000 $771,500
Insurance Premium based on Replacement Value $2,600 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $95,500 Risk Exposure from Under Insuring Coverage is $217,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $225/year

Example Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 23212743
Year Built 196019401970
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$600000-$700000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pasadena, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 595,000 Slate Shingles Roof 1,570 2 $500 Deductible 710 6 Wood siding yes
1971 460,000 Composition Roof 1,730 3 $2500-$5000 Deductible 380 5 Stucco siding yes
1952 480,000 Slate Shingles Roof 1,540 3 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1979 590,000 Composition Roof 1,580 2 $500 Deductible 620 5 Brick siding No
1956 400,000 Membrane Roof 1,190 2 $5000 to $10,000 Deductible 230 3 Stucco siding No
1948 745,000 Slate Shingles Roof 2,200 4 $2500-$5000 Deductible 310 2 Fiber-Cement Siding No
1947 890,000 Metal Roof 3,240 5 $5000 to $10,000 Deductible 180 1 Stone Siding yes
1970 930,000 Wood Shake Roof 2,680 5 $5000 to $10,000 Deductible 630 4 Stone Siding No
1941 335,000 Wood Shake Roof 1,290 2 > $10,000 Deductible 340 7 Wood siding yes
1952 700,000 Shingles Roof 2,020 5 $1000-$2500 Deductible 1880 10 Stucco siding yes
1948 1,370,000 Asphalt Shingles Roof 2,914 4 $1000-$2500 Deductible 2580 8 Fiber-Cement Siding yes