Pasadena Insurance Rates:

Pasadena, CA homeowners insurance is about $576 to $781, about $48-$65/month. Our thorough analysis reveals consumers can save as much as $271 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Great customer service and reasonably priced options. The coverage is amazing.
Allstate
When compared to other insurance everything is close to or more or less the same. We are happy with our deductables and afford to pay it.
Esurance
They were always quick to respond to all of my questions. it is also nice that they are backed by allstate.
State Farm
I like that they have a twenty-four hours hotline and can be also reached via chat through the app.
Allstate
Never seemed to be unable to help me. with my low bundled rate of home and auto, i actually pay less for both than i would for just one.
Allstate
I shopped around before selecting this company as my home insurance provider and it is the best price for comparative service that I could find at the moment.
State Farm
Very easy to contact based on being open 24 hours a day I can call so it’s very easy to communicate with them.
Farmer's Insurance
The service is not as personal as our former company, which had a friendly local agent. However, I will take the trade-off for the lower premium.
State Farm
Compare to other insurance companies the premium is low and we can trust completely without any hesitation. People all are in helping manner. Claim amount is given in fast mode without any delay and torture.
Allstate
I like that Allstate has been easy to deal with and that they took payments straight from my mortgage company.
State Farm
State Farm customer service is great. They always call me back promptly. They always answer all my questions.
Geico
I dislike the companies interface because it has become a little challenging to navigate. I wish more information could be available regarding our home insurance on the website. I believe Geico has outsourced the insurance and are connected so we can't access all the information from just the Geico website. I love the mobile app for Geico. It has everything available including our insurance cards, at your fingertips. It gives peace of mind to not have to keep track of a paper, especially when things can so easily get lost.
Allstate
I actually really enjoy working with Allstate. They are nice, offer good discounts, and the agent I use is great. I wouldn't change a thing (besides maybe lowering premiums, but they are reasonable).
Allstate
Overall, I feel this company is on my side and will help me in any way they can. As a first time homebuyer and homeowner, they are very good at explaining things to me without making me feel ill-informed.
State Farm
I really appreciate all the work that my agent does; her proactive behavior by contacting me and checking in is not something I have had with other insurance companies.
Allstate
They are upfront about everything and they are a company i would recommend to anyone
State Farm
I would definitely recommend them as they have always taken care of anything that has come up. They took care of my claim very quickly and there was no back and forth. Everything went just as explained in my policy.
State Farm
The deductibles and premiums are a tad bit high but with all that they offer, especially with coverage, it's really worth it for sure.
State Farm
The only negative I have is that I am not totally sure that the amount of the claim they gave me was enough. That is just my ignorance on how this works and my inexperience with fixing things.
Allstate
I can not really say that I do not like the company, when I like everything, they provide good service and good attention, they are excellent in high coverage
Allstate
I feel as though they will try anything not to cover me or to find a way out of covering me. I feel that they are looking out for themselves first and if there is any angle that they can manage, they will take it.

Pasadena, CA Homeowners Insurance By Home Value

Pasadena, CA Home Value Total Homes % of Total Average Pasadena, CA Homeowners Insurance
Less than $50,000 432 4.0% $20
$50,000 to $59,999 123 1.0% $47
$60,000 to $69,999 92 1.0% $61
$70,000 to $79,999 120 1.0% $67
$90,000 to $99,999 98 1.0% $88
$100,000 to $124,999 352 4.0% $101
$150,000 to $174,999 224 2.0% $156
$175,000 to $199,999 131 1.0% $176
$200,000 to $249,999 693 7.0% $217
$250,000 to $299,999 1,359 15.0% $264
$300,000 to $399,999 4,968 57.0% $339

Top Home Insurance Agents Near Pasadena, CA

Home Insurance Company Near Pasadena, CA Homeowners Insurance Agency Near Pasadena, CA Address
Travelers Lloyd S Berkett Insurance Agency Inc 11150 W OLYMPIC BLVD STE 1100, LOS ANGELES, CA, 90064
State Farm Lou Grande 2741 Hamner Ave Ste 107, Norco, CA, 92860-3629
State Farm Monty Snyder 17929 Magnolia St, Fountain Vly, CA, 92708-5040
Travelers Partner Agency Insurance Services Inc 975 W IMPERIAL HWY STE 100, BREA, CA, 92821
State Farm Roy Jefferson 115 S Chaparral Ct Ste 250, Anaheim, CA, 92808-2289

Pasadena, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pasadena, CA

Streets in Pasadena Area Homeowners Insurance Cost
Market Aly, Brandon St, Crown Ave, Chelsea Rd, Calanda Ave, Waldo Ave, Continental Ct, Somerset Pl, Rim Rd, Mound Ave$644
Newton Aly, Fairfield Cir, Electric Dr, Fletcher Ave, Whitefield Rd, Northaven Ln, Morgan Aly, Wapello St, Beacon Pl, Warwick Rd$687
Betts Aly, Woodlyn Rd, Milford St, Startouch Dr, Oakwood Pl, Elmwood Dr, Inverness Dr, Walton Oaks Ln, Briartree Dr, McNally Ave$650
Wiladonda Dr, Rollin St, Glendon Way, N Hanning Ave, Locksley Dr, Creekside Ct, N Toltec Way, N Martelo Ave, Lynnhaven Ln, E Terrace St$None
Wright Ave, Oxford Rd, Orchard Ln, Lofield Ct, la Senda Pl, New Haven Rd, San Marcos Dr, N Vinedo Ave, Rubio St, Armada Dr$718
Grace Ter, Echo Glen Dr, Berendo St, Doresta Rd, Herr Aly, Ave 64, Elma Rd, Chester Ave, N Harding Ave, Highland Aly$686
Union St, Rockland Pl, Los Olivos Ln, Tonia Ave, Elgin Aly, E Ave 61, Raymond Dr, Lura St, Meadow Grove St, Angeles Crest Hwy$None
Rockdell St, Blanche St, N Dominion Ave, W Poppyfields Dr, S Arroyo Pkwy, N Wilson Ave, la Granada Way, Glendon Ct, Emerson Way, W Altadena Dr$655
W la Canada Verdugo Rd, Tenhaeff Aly, Kaweah Dr, Kewen Dr, Hermosa Rd, Willis Aly, Avonrea Rd, N Carmelo Ave, N Luna Ct, Annandale Rd$700
Terrill Ave, Rose Villa St, W Coolidge Dr, Ontario Ave, Pizzo Ranch Rd, Veranada Ave, Veranada Ave, S Berkeley Ave, Patrician Way, Merendino Ln$None

Pasadena, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pasadena$101 to $104
Altadena$99
San Pasqual$100
San Marino$109

Pasadena, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Altadena CDP, California $99 $132 $198
San Pasqual CDP, California $101 $134 $201
San Marino city, California $109 $145 $218

Pasadena, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pasadena, CA1.9%9.4%
Altadena2.07%11.48%
San Pasqual1.73%11.69%
San Marino1.51%6.05%

Pasadena Renters Insurance as a Percentage of Rent

Pasadena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 988 2.0% $757
$300 to $499 950 2.0% $1207
$500 to $749 1,533 3.0% $1882
$750 to $999 5,571 12.0% $2632
$1,000 to $1,499 17,169 39.0% $3757
$1,500 or more 16,974 39.0% $5407

Average Cost Of Home Insurance By Company In Areas Nearby Pasadena For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
15000025026-40 YearsCalifornia Casualty643
150000500NewUnigard Group697
150000500NewUSAA301
150000500NewWestern Mutual/Residence591
1500005004-6 YearsAIG Prop Cas961
15000050026-40 YearsCalifornia Capital610
15000050026-40 YearsPacific Specialty604
200000500NewUniversal North America320
2000005001-3 YearsTravelers477
2000005007-15 YearsMetropolitan Direct672
2000005007-15 YearsPrivilege Underwriters Exch2703
2000005007-15 YearsStillwater Ins Co662
20000050016-25 YearsAmerican Security1054
2500001000NewUSAA432
25000010001-3 YearsBankers Standard2924
25000010001-3 YearsHomesite784
25000010004-6 YearsHorace Mann753
25000010007-15 YearsMAPFRE Group866
250000100016-25 YearsAIG Prop Cas1564
250000100041-70 YearsNationwide895
250000500NewHorace Mann705

Pasadena, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Pasadena Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,400$14,900
Net Savings to Pasadena Home Owner from High Deductible Plan $500

Pasadena, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pasadena, CA Home Replacement Value MORE than Home Value Pasadena, CA Home Replacement Value LESS than Home Value
Replacement Value $1,084,000 $771,500
Insurance Premium based on Replacement Value $2,600 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $95,500 Risk Exposure from Under Insuring Coverage is $217,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $225/year

Example Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 23212743
Year Built 196019401970
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$600000-$700000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pasadena, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 370,000 Metal Roof 1,190 2 $500 Deductible 1080 10 Vinyl siding No
1975 560,000 Metal Roof 1,870 4 $500- $1000 Deductible 600 5 Brick siding yes
1955 1,040,000 Composition Roof 3,370 4 $500- $1000 Deductible 1650 7 Brick siding yes
1974 500,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 900 8 Wood siding yes
1955 575,000 Composition Roof 2,070 4 $2500-$5000 Deductible 580 5 Fiber-Cement Siding No
1958 460,000 Slate Shingles Roof 1,400 2 $1000-$2500 Deductible 840 9 Brick siding yes
1944 1,555,000 Asphalt Shingles Roof 4,340 5 $5000 to $10,000 Deductible 270 2 Wood siding No
1974 1,355,000 Metal Roof 3,640 5 $500 Deductible 2480 9 Brick siding No
1974 605,000 Slate Shingles Roof 1,710 2 > $10,000 Deductible 360 7 Stone Siding No
1968 1,495,000 Composition Roof 4,840 5 $5000 to $10,000 Deductible 1460 12 Brick siding No
1975 545,000 Slate Shingles Roof 1,460 2 $1000-$2500 Deductible 250 2 Brick siding No
1942 930,000 Tile Roof 3,020 4 $1000-$2500 Deductible 1410 10 Wood siding No
1945 595,000 Tile Roof 1,730 2 $2500-$5000 Deductible 1690 12 Stucco siding No
1976 965,000 Shingles Roof 3,310 4 > $10,000 Deductible 110 1 Stone Siding yes
1967 525,000 Wood Shake Roof 1,740 2 $2500-$5000 Deductible 530 7 Vinyl siding No
1952 1,655,000 Tile Roof 4,750 5 $500- $1000 Deductible 980 5 Fiber-Cement Siding No
1943 915,000 Wood Shake Roof 2,670 4 $500 Deductible 1170 5 Fiber-Cement Siding No
1961 760,000 Shingles Roof 2,070 5 $5000 to $10,000 Deductible 310 3 Stucco siding yes
1952 1,310,000 Composition Roof 3,450 5 $2500-$5000 Deductible 1250 8 Fiber-Cement Siding yes
1967 490,000 Slate Shingles Roof 1,810 4 $5000 to $10,000 Deductible 290 3 Wood siding yes
1958 595,000 Slate Shingles Roof 1,570 2 $500 Deductible 710 6 Wood siding yes
1971 460,000 Composition Roof 1,730 3 $2500-$5000 Deductible 380 5 Stucco siding yes
1952 480,000 Slate Shingles Roof 1,540 3 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1979 590,000 Composition Roof 1,580 2 $500 Deductible 620 5 Brick siding No
1956 400,000 Membrane Roof 1,190 2 $5000 to $10,000 Deductible 230 3 Stucco siding No
1948 745,000 Slate Shingles Roof 2,200 4 $2500-$5000 Deductible 310 2 Fiber-Cement Siding No
1947 890,000 Metal Roof 3,240 5 $5000 to $10,000 Deductible 180 1 Stone Siding yes
1970 930,000 Wood Shake Roof 2,680 5 $5000 to $10,000 Deductible 630 4 Stone Siding No
1941 335,000 Wood Shake Roof 1,290 2 > $10,000 Deductible 340 7 Wood siding yes
1952 700,000 Shingles Roof 2,020 5 $1000-$2500 Deductible 1880 10 Stucco siding yes
1948 1,370,000 Asphalt Shingles Roof 2,914 4 $1000-$2500 Deductible 2580 8 Fiber-Cement Siding yes

Find Visual Guide for Pasadena, CA Home Insurance Buyers on Insurance Companies and Rates