Parma Insurance Rates:

Parma, OH homeowners insurance is about $596 to $807, about $49-$67/month. Our thorough analysis reveals consumers can save upto $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
My insurance provides auto assistance. if i have a problem with my car, i just need to call and they will send somebody to help.
Nationwide.
I love that the insurance protects against fraud or theft and also damage, but what i do not like is that they only cover so much. like if a storm passed and destroyed my land, water roof etc. they can only do so much.
Assurant
Assurant lets me pay my payments in installments monthly, instead of having to pay one lump sum at the beginning to start the policy.

Parma, OH Homeowners Insurance By Home Value

Parma, OH Home Value Total Homes % of Total Average Parma, OH Homeowners Insurance
Less than $50,000 782 3.0% $140
$60,000 to $69,999 333 1.0% $371
$70,000 to $79,999 667 2.0% $427
$80,000 to $89,999 1,536 6.0% $483
$90,000 to $99,999 2,625 10.0% $546
$100,000 to $124,999 7,498 29.0% $630
$125,000 to $149,999 5,713 22.0% $792
$150,000 to $174,999 3,218 12.0% $932
$175,000 to $199,999 1,162 4.0% $1079
$200,000 to $249,999 960 3.0% $1296
$250,000 to $299,999 258 1.0% $1584

Top Home Insurance Agents Near Parma, OH

Home Insurance Company Near Parma, OH Homeowners Insurance Agency Near Parma, OH Address
State Farm Mark Nitz 373 Wooster Rd N, Barberton, OH, 44203-2335
Travelers Platinum Insurance & Financial Services Llc 56 Milford Dr Ste 302, Hudson, OH, 44236
State Farm Valerie A Anderson 2291 Lee Road, Cleveland Heights, OH, 44118-3447
Erie Wagner Insurance Group Llc 9696 Columbia Road, Olmsted Falls, OH, 44138
NA Insurance Center Of Akron 1099 S Cleveland Massillon Rd , Akron, OH, 44321

Cost Of Homeowners Insurance By Street Near Parma, OH

Streets in Parma Area Homeowners Insurance Cost
Nelson Dr, Hidden Valley Ln, Thoreau, Wolf Ave, Chevrolet Blvd, Buckingham Dr, Saint Petersburg Dr, Avalon Dr, Fruitland Dr, Woodbury Hills Dr$723
Wexford Ave, Johnson Dr, Green Acres Dr, Woodrow Ave, Millerwood Ln, Neil Dr, Wood Ave, Lynett Dr, Jameson Rd, Robinhood Dr$713
Hauserman Rd, Green Valley Dr, Wales Ave, Bauerdale Ave, Fenway Dr, Covington Ave, Mayberry Dr, Fleger Dr, Southington Dr, Trevor Ln$715
Marko Ln, Heresford Dr, S Linden Ln, Hetzel Dr, Alexander Dr, Pinegrove Ave, Norris Ave, Stanbury Rd, Augustine Dr, Fort Myers Ct$723
Holburn Rd, Charles Ave, Wake Robin Dr, Hearthstone Rd, Sharon Dr, Wainstead Dr, North Ave, Dell Haven Dr, Manassas Oval, N Church Dr$713

Parma, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Parma$105 to $107
Parma Heights$105
Seven Hills$109
Middleburg Heights$108

Parma, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Parma Heights city, Ohio $88 $117 $175
Seven Hills city, Ohio $91 $121 $182
Brooklyn city, Ohio $88 $117 $175

Parma, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Parma, OH4.6%12.5%
Parma Heights4.52%12.53%
Seven Hills4.04%10.14%
Brooklyn4.65%13.17%

Parma Renters Insurance as a Percentage of Rent

Parma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 127 1.0% $798
$300 to $499 256 3.0% $1248
$500 to $749 3,959 49.0% $1923
$750 to $999 2,030 25.0% $2673
$1,000 to $1,499 1,418 17.0% $3798
$1,500 or more 114 1.0% $5448

Parma, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Parma Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,900$11,700
Net Savings to Parma Home Owner from High Deductible Plan $1,200

Parma, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Parma, OH Home Replacement Value MORE than Home Value Parma, OH Home Replacement Value LESS than Home Value
Replacement Value $153,000 $91,500
Insurance Premium based on Replacement Value $625 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Parma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAllstate
Monthly Premium 3042129
Year Built 196319771989
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$400000-$500000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Parma, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 190,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 420 8 Wood siding No
1984 380,000 Tile Roof 4,210 5 > $10,000 Deductible 170 2 Stucco siding yes
1989 145,000 Metal Roof 2,040 3 $1000-$2500 Deductible 140 3 Stone Siding yes
1952 175,000 Slate Shingles Roof 2,090 4 $2500-$5000 Deductible 40 1 Wood siding No
1986 220,000 Wood Shake Roof 2,710 5 $2500-$5000 Deductible 470 9 Stone Siding yes
1956 215,000 Metal Roof 3,130 5 $5000 to $10,000 Deductible 100 3 Fiber-Cement Siding No
1943 135,000 Tile Roof 1,930 3 $2500-$5000 Deductible 160 4 Vinyl siding No
1956 190,000 Metal Roof 2,120 4 $500 Deductible 350 4 Stone Siding yes
1948 195,000 Membrane Roof 3,060 4 $1000-$2500 Deductible 450 8 Stucco siding No
1973 190,000 Slate Shingles Roof 2,220 4 $5000 to $10,000 Deductible 190 7 Wood siding yes
1958 150,000 Tile Roof 2,270 3 $5000 to $10,000 Deductible 160 6 Wood siding yes
1967 215,000 Composition Roof 2,290 4 $1000-$2500 Deductible 440 6 Stucco siding No
1985 95,000 Slate Shingles Roof 1,270 3 $500 Deductible 220 7 Vinyl siding No