Parma Heights Insurance Rates:

Parma Heights, OH homeowners insurance is approximately $596 to $809, about $49-$67/month. Our complete research indicates shoppers can save upto $280 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that there are many insurance options and we can bundle different insurances and receive a discount if we do.
State Farm
They have at times connected me to representatives who i feel are likely of the 'darker' persuasion and they were no help at all.
Geico
I like this company, and i have been with them for many years. i hope to continue using them. i only have one other negative comment about them is that the texting system that reminds you of payments is very redundant all the time. i get multiple texts and there is no need for them. i use the online app it's better.
Grange Insurance
The customer service people are very friendly and informative. They will try to dumb it down so that any person can understand what they are saying.
Nationwide
I'm very happy to be a loyal customer with this company for over 10 yrs. The customer service and claims handling that I receive are excellent.
Allstate
My agent will always let me know if something changes in the coverage that might help me save some money or she will help me find out if I need to add coverage to something like an addition

Parma Heights, OH Homeowners Insurance By Home Value

Parma Heights, OH Home Value Total Homes % of Total Average Parma Heights, OH Homeowners Insurance
Less than $50,000 159 3.0% $140
$50,000 to $59,999 80 1.0% $294
$60,000 to $69,999 152 2.0% $365
$70,000 to $79,999 133 2.0% $428
$80,000 to $89,999 223 4.0% $484
$90,000 to $99,999 384 7.0% $540
$100,000 to $124,999 1,674 31.0% $624
$125,000 to $149,999 1,352 25.0% $779
$150,000 to $174,999 728 13.0% $926
$175,000 to $199,999 174 3.0% $1067
$200,000 to $249,999 147 2.0% $1284
$250,000 to $299,999 68 1.0% $1572

Top Home Insurance Agents Near Parma Heights, OH

Home Insurance Company Near Parma Heights, OH Homeowners Insurance Agency Near Parma Heights, OH Address
State Farm Justin Haislip 160 W Market St, Orrville, OH, 44667-1847
Liberty Mutual Independent Meder-Bush Insurance Agency 34443 CHARDON ROAD #8, WILLOUGHBY HILLS, OH, 44094
Nationwide The Dave Karolak Agency 5328 Detroit Rd Suite A, Elyria, OH, 44035-1440
Travelers United Agencies Inc 1422 EUCLID AVE STE 900, CLEVELAND, OH, 44115
Erie Yoder Insurance Agency Inc. 1221 W Maple Street Suite 250, Hartville, OH, 44632

Cost Of Homeowners Insurance By Street Near Parma Heights, OH

Streets in Parma Heights Area Homeowners Insurance Cost
Mandalay Dr, Sutherland Ave, Maplecliff Dr, Eldridge Ave, E Huffman Rd, Navajo Ln, Elsetta Ave, Beverly Dr, Calamie Dr, Chesterfield Dr$703
Eureka Pkwy, Kings Hwy, Parma Park Blvd, Lotusdale Dr, Anita Dr, Beaconsfield Dr, Revere Rd, Aylesworth Dr, Wilderness Ln, Bennington Dr$709
Riverview Ct, Creekhaven Dr, Manorford Dr, Rosedale Ave, Royal Parkway Dr, Mallo Pl, Lotusdale Dr, Greenleaf Ave, Lynnhaven Rd, Crestwood Rd$692
Holliston Ln, Colebrook Dr, Antietam Rd, Flower Dr, Woodview Blvd, Rosslyn Rd, Mariana Dr, Elmore Dr, Layor Dr, Fernhurst Ave$706
Orchard Blvd, Orchard Blvd, Glen Oval, Commonwealth Blvd, Fordwick Rd, Tobik Trl, Huffman Rd, Valley Forge Dr, Queens Hwy, Comanche Ct$700

Parma Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Parma Heights$105 to $107
Parma$105
Middleburg Heights$108
Linndale$100

Parma Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Parma city, Ohio $105 $140 $210
Middleburg Heights city, Ohio $109 $145 $218
Brook Park city, Ohio $105 $140 $210

Parma Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Parma Heights, OH4.5%12.5%
Parma4.63%12.48%
Middleburg Heights4.4%11.35%
Brook Park4.61%12.75%

Parma Heights Renters Insurance as a Percentage of Rent

Parma Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 58 1.0% $797
$300 to $499 170 4.0% $1247
$500 to $749 1,787 47.0% $1922
$750 to $999 1,061 28.0% $2672
$1,000 to $1,499 559 14.0% $3797
$1,500 or more 122 3.0% $5447

Parma Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Parma Heights Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,000$10,200
Net Savings to Parma Heights Home Owner from High Deductible Plan $800

Parma Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Parma Heights, OH Home Replacement Value MORE than Home Value Parma Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $157,000 $94,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Parma Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateErie Insurance
Monthly Premium 274436
Year Built 196619761989
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Parma Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 355,000 Shingles Roof 3,840 5 $500- $1000 Deductible 900 10 Stucco siding yes
1987 385,000 Slate Shingles Roof 4,630 5 > $10,000 Deductible 480 8 Fiber-Cement Siding yes
1966 230,000 Tile Roof 2,950 4 > $10,000 Deductible 170 5 Fiber-Cement Siding yes
1961 160,000 Composition Roof 1,680 2 $1000-$2500 Deductible 480 10 Vinyl siding No
1987 95,000 Tile Roof 1,030 2 $2500-$5000 Deductible 70 3 Stucco siding yes
1977 105,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 210 6 Vinyl siding No
1972 185,000 Wood Shake Roof 2,090 3 $500- $1000 Deductible 80 1 Fiber-Cement Siding yes
1987 170,000 Shingles Roof 1,990 4 $500 Deductible 150 2 Vinyl siding yes
1988 330,000 Membrane Roof 3,470 5 $500 Deductible 650 5 Fiber-Cement Siding yes
1982 80,000 Membrane Roof 1,260 2 $500 Deductible 60 3 Stucco siding No
1969 95,000 Asphalt Shingles Roof 1,280 2 $2500-$5000 Deductible 240 12 Brick siding No
1988 135,000 Shingles Roof 1,630 2 $2500-$5000 Deductible 150 6 Stucco siding No
1988 105,000 Metal Roof 1,340 3 $500 Deductible 130 3 Brick siding yes
1980 190,000 Slate Shingles Roof 2,060 3 $2500-$5000 Deductible 150 4 Stucco siding No
1969 220,000 Asphalt Shingles Roof 2,500 5 $1000-$2500 Deductible 370 8 Fiber-Cement Siding yes
1971 120,000 Metal Roof 1,710 4 $500- $1000 Deductible 250 7 Fiber-Cement Siding No
1975 150,000 Tile Roof 2,270 3 $2500-$5000 Deductible 30 1 Stucco siding No
1967 170,000 Asphalt Shingles Roof 2,190 3 $5000 to $10,000 Deductible 380 8 Brick siding No
1975 240,000 Metal Roof 2,970 5 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
1989 150,000 Metal Roof 2,150 3 $1000-$2500 Deductible 290 7 Stone Siding No
1982 165,000 Metal Roof 1,950 4 $5000 to $10,000 Deductible 160 4 Stone Siding yes
1985 120,000 Wood Shake Roof 1,840 3 $2500-$5000 Deductible 20 1 Wood siding yes
1971 145,000 Asphalt Shingles Roof 1,630 4 $500 Deductible 590 9 Fiber-Cement Siding No
1982 210,000 Shingles Roof 2,810 4 $2500-$5000 Deductible 640 12 Brick siding yes
1965 205,000 Membrane Roof 2,210 4 $500- $1000 Deductible 340 5 Brick siding No